Company car accident claims allow injured employees to seek compensation when they are hurt in a road traffic accident during the course of their work. Depending on how the collision happened, liability may rest with another driver, an employer or another responsible party. If your claim succeeds, compensation could cover your injuries and financial losses. Eligible claims are handled by Accident Claims’ specialist solicitors on a No Win No Fee basis.

If you have been injured in a road traffic accident involving a company vehicle, you may be worried about far more than the injury itself. Alongside the physical pain, you could be facing uncertainty about how the accident might affect your future. Company car accident claims can help injured people seek compensation in a range of circumstances, including accidents caused by another driver, incidents involving uninsured road users, or collisions linked to a poorly maintained company vehicle.

Company vehicle accidents can be more complex than other road traffic accidents because employment responsibilities and the use of a work vehicle may need to be considered alongside the circumstances of the collision.

The circumstances surrounding an accident involving a company vehicle are not always straightforward. As part of pursuing compensation, Accident Claims’ solicitors can investigate how the collision occurred, obtain the evidence needed to support your claim and deal with the insurers on your behalf, allowing you to focus on your recovery. Having helped thousands of injured people, our solicitors can explain your options and support you through each stage of the accident at work claims process while you focus on your recovery.

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Could I Make A Company Car Accident Claim?

Yes, you could make a company car accident claim if another party was responsible for the accident and you suffered injuries as a result. When deciding on whether you have a valid claim, our solicitors will consider the following criteria:

Were You Owed A Duty Of Care?

All road users have a responsibility to use the roads safely and take reasonable steps to avoid causing harm to others. Employers also have responsibilities when providing a company vehicle for work purposes, including helping to ensure vehicles are properly maintained and safe to use. By examining the circumstances of the accident, our solicitors can help identify whether another party had a legal responsibility for your safety.

Was That Duty Of Care Breached?

To have grounds for a personal injury claim, it is necessary to show that the responsible party failed to meet the standard expected of them. For example, another driver may have caused a road traffic accident through careless driving, an employer may have ignored known safety issues with a company car, or a third party may have carried out inadequate repairs. Evidence such as witness statements can help establish liability, and our team can help gather this for you.

Did The Company Car Accident Cause Your Injuries?

You must also have suffered an injury because of the accident. This could include physical injuries such as whiplash injuries, fractures, and soft tissue injuries, as well as psychological injuries caused by the incident.

Unsure whether your circumstances meet the eligibility criteria for a company car accident claim? Speak to us here at Accident Claims for guidance on who may be responsible.

A company car involved in a head on-collision with another car.

Who Could Be Responsible For A Company Car Accident?

Another driver, an employer, a vehicle maintenance provider, a car hire company, or multiple parties could be responsible for a company car accident. Liability will depend on the circumstances of the incident and the actions of those involved.

Another Driver

Many company car accident claims arise because another road user failed to drive with reasonable care. All drivers owe a duty of care to other road users to use the roads safely and abide by the Road Traffic Act 1988 and the Highway Code. If another driver was speeding, driving under the influence, or otherwise driving negligently, they may be held responsible for the accident and any resulting injuries.

An Employer

In some circumstances, an employer may be responsible for a company vehicle accident. Under the Health and Safety at Work etc. Act 1974, employers must take reasonable steps to protect the health and safety of their employees. If an employer failed to maintain a company car, required employees to drive unsafe vehicles, or placed unreasonable demands on drivers that contributed to a crash, they could be liable for the harm caused.

A Vehicle Maintenance Company Or Car Hire Provider

Third parties can also contribute to a company car accident. For example, a maintenance company may have carried out repairs incorrectly, or a car hire provider may have supplied a vehicle with a defect that should have been identified before it was put into use. In these situations, the third party’s actions may form part of the basis of a compensation claim.

What If I Was Responsible For My Company Car Accident?

You may still be able to claim compensation after a company car accident if you were partly responsible for what happened. In some cases, liability is shared between multiple parties, meaning both you and another person or organisation contributed to the accident.

This is known as split liability. For example, you may have been driving slightly above the speed limit when another driver pulled out without looking, or an employer may have failed to address a defect with a company vehicle that contributed to the collision. In these circumstances, compensation may still be awarded, but it could be reduced to reflect your share of responsibility.

Even if you believe you were partly at fault, it does not automatically mean you cannot make a personal injury claim. Our solicitors can explain how split liability may apply to your circumstances and whether you could still be eligible to pursue compensation. Contact us today.

How Could A Company Car Accident Happen?

A company car accident could happen because another driver, an employer, or a third party failed to take reasonable steps to protect your safety. The examples below show how negligence could occur and the grounds for a compensation claim.

  • While driving to a client meeting, another driver runs a red light and crashes into your vehicle. You suffer whiplash and a shoulder injury.
  • Despite repeated reports that a vehicle’s brakes are defective, your employer continues to allow employees to use it for work. The brakes fail during a journey, causing a crash that leaves you with a fractured wrist and back injuries.
  • A maintenance company signs off on repairs that were not carried out properly. Days later, a wheel detaches while the vehicle is being driven, causing a serious collision in which the driver suffers multiple fractures.

Work-related journeys should not leave you facing pain, financial losses, and uncertainty. Contact us today to discuss what happened and find out whether you could have grounds to pursue compensation.

What Injuries Could Lead To Company Car Accident Claims?

Many different injuries could lead to a company car accident claim, ranging from relatively minor injuries that heal within weeks to more serious conditions that have a long-term impact on your health and daily life. Examples of injuries could include:

If you have been hurt in a company vehicle accident, seeking medical attention can help ensure you receive the appropriate treatment and create a record of your injuries.

Will The Whiplash Reforms Impact My Claim For A Company Car Accident?

The Whiplash Reforms may impact your claim for a company car accident if you were injured as a driver or passenger in England or Wales and are aged 18 or over with injuries valued at £5,000 or less.

If your claim falls within the scope of the reforms, compensation for whiplash injuries lasting up to two years is calculated using a fixed tariff within the Whiplash Injury Regulations 2021. The reforms may also affect how your claim is pursued, particularly if your injuries are valued below a certain threshold. Accident Claims’ solicitors can explain whether the Whiplash Reforms apply to your circumstances and how they could affect your claim.

Unsure whether your injuries fall under the whiplash tariff or the traditional compensation process? Contact us today for guidance tailored to your company car accident circumstances.

A fallen off bonnet on a parked car.

How Much Compensation Could I Claim For A Company Car Accident?

How much compensation you could claim for a company car accident will depend on the severity of your injuries and how they have affected your daily life and finances. Compensation is typically divided into two categories.

General damages compensate you for the pain, suffering, and loss of amenity caused by your injuries. By loss of amenity, we mean the loss of enjoyment you had from daily activities and hobbies before the injuries.

Special damages compensate for the financial losses your injuries have caused. We explain this in more depth in the next section.

The figures in the table below are taken from the Judicial College Guidelines (JCG), which legal professionals use as a recognised reference point when valuing general damages in personal injury claims. The JCG lists compensation brackets for various injuries. These figures are only guidelines, and the amount awarded will depend on the specific facts of your case.

Please only use this table as a guide. The top entry is not from the JCG. Additionally, the final two entries are examples of the tariffs found in the Whiplash Injury Regulations.

InjuryNotesGuideline Compensation
Multiple Severe Injuries with Special DamagesCompensation for suffering multiple severe injuries and special damages for losses such as lost earnings, medical expenses, and care costs.Up to £500,000+
Moderate Brain Injury (i)Involving a moderate to severe intellectual deficit and no prospects of employment.£198,320 to £289,420
Severe Back Injury (i)Cases involving spinal cord damage and nerve root damage.£120,340 to £212,670
Moderate Back Injury (i)Covers injuries such as a crush or compression fracture of the lumbar vertebrae.£36,680 to £51,230
Severe Neck Injury (i)Often associated with incomplete paraplegia.In the region of £195,970
Moderate Neck Injury (iii)Injuries that have exacerbated or accelerated a condition by less than 5 years.£10,420 to £18,150
Severe Leg Injury (ii) Very SeriousCausing permanent mobility issues and requiring mobility aids for the remainder of life.£72,440 to £117,210
Severe Leg Injury (iv) ModerateIncludes multiple or complicated fractures or severe crushing injuries.£36,680 to £51,790
Moderate PTSDA large recovery will have been made, and any persisting effects will not be grossly disabling.£10,810 to £30,580
Whiplash with Psychological InjuriesLasting 18 to 24 months.£4,975
Whiplash InjuriesLasting 18 to 24 months.£4,830

What Financial Losses Could Be Included In A Company Car Accident Claim?

A company car accident claim could include financial losses such as lost earnings, treatment costs, travel expenses, care costs, and damaged personal property. These losses are compensated under special damages. As part of the claims process, Accident Claims’ solicitors can help identify which losses may be recoverable and what supporting documents may be required, such as invoices and payslips.

Examples of special damages that could be included in a company car accident claim include:

  • Lost earnings,  if your injuries prevented you from carrying out your normal duties.
  • Travel costs incurred while attending hospital appointments or medical assessments after being unable to drive following the accident.
  • The cost of private or specialist treatment recommended to support your recovery and help you return to work.
  • Care and assistance provided by family members while you recovered from injuries that affected your ability to drive, carry out household tasks, or manage day-to-day activities independently.
  • The cost of replacing or repairing work-related items damaged in the collision.

Even relatively short periods away from work or ongoing treatment costs can have a significant financial impact. Contact us today to discuss how a company car accident has affected you financially and whether these losses could form part of your claim.

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The Company Car Accident Claims Process

The company car accident claims process typically involves gathering evidence, identifying the responsible party, assessing your injuries and losses, and starting your claim within the relevant time limit. The following steps may help support your claim:

  • Seek medical attention as soon as possible. Your health should always come first, and medical records can help demonstrate the injuries you suffered as a result of the accident.
  • Gather information and evidence relating to the incident. This may include photographs of the accident scene, damage to the vehicles involved, dashcam footage, witness contact details, and information about the other driver, employer, or third party involved. You can learn more in our guide to what evidence is needed for a personal injury claim.
  • Make an official record of the accident. Depending on the circumstances, this could involve reporting the incident to your employer, notifying the police, and ensuring the relevant insurer has been informed.
  • Keep ongoing records of your recovery and financial losses. Documents showing lost earnings, treatment costs, travel expenses, and other accident-related losses can help demonstrate how the incident has affected you.
  • Seek advice from a solicitor. Company car accident claims can involve multiple potentially liable parties, including another driver, an employer, or a third-party contractor. By reviewing the circumstances of the accident and the available information, Accident Claims’ solicitors can explain your options and help you understand the next steps.
  • Be aware of the limitation period. Personal injury claims are subject to a 3-year time limit, though some exceptions apply. You can find out more in our guide to limitation periods in personal injury claims.

Not sure where to begin after a company car accident? Contact us today for guidance on the practical steps you can take now and whether you could have grounds to pursue compensation.

Claiming Compensation After A Company Car Accident With Accident Claims

If you have been injured in a company vehicle accident, pursuing compensation can feel daunting, particularly where employers are involved, even if they don’t share liability for the accident. Accident Claims’ solicitors have helped thousands of people pursue compensation and can provide support throughout the company car accident claims process.

How Could Our Solicitors Help Following A Work-Related Road Accident?

Our solicitors could help following a work-related road accident by investigating how the collision happened, identifying who was responsible and supporting you throughout your compensation claim. Whether your accident involved another road user or a third party connected to the incident, our solicitors can provide tailored support based on the circumstances of your case.

Depending on the circumstances of your case, our solicitors can help:

  • Establish who was responsible for the accident so that your claim is directed against the correct party or parties.
  • Obtain and assess the evidence needed to support company car accident claims, including records showing how the collision occurred, whether the vehicle was properly maintained and the circumstances leading up to the accident.
  • Assess the full impact the company car accident has had on your life, ensuring your claim reflects both your injuries and any work-related financial losses, before negotiating with the insurer to secure the compensation you deserve.
  • Handle communication with insurers, employers, and other parties involved in the claim, helping to keep the process as straightforward as possible.
  • Explain how factors such as split liability, the Whiplash Reforms, or the use of a company vehicle may affect your claim and the compensation you could receive.

Could I Claim On A No Win No Fee Basis After A Company Car Accident?

You could claim on a No Win No Fee basis after a company car accident through Accident Claims, provided you have an eligible case. Our solicitors work under a Conditional Fee Agreement (CFA), which means you will not need to pay for their services upfront, while your claim is ongoing, or if your claim is unsuccessful.

If your company car accident claim succeeds, your solicitor will take a legally capped percentage of your compensation as their success fee. This will be clearly explained before your claim begins, allowing you to make an informed decision about pursuing compensation.

Get In Touch With Accident Claims

Whether your accident involved another driver, your employer or another party connected with a company vehicle, our team is here to help. Contact Accident Claims today to discuss what happened and find out whether one of our specialist solicitors could help you pursue compensation through a company car accident claim.

A company car accident claims solicitor working on a case.

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