Finger Injury Claims Guide – How Much Compensation Can I Claim?

By Jo Anderson. Last Updated 10th November 2023. This guide will provide information about finger injury compensation amounts. We look at the different heads of loss that could be awarded for a successful personal injury claim, and how these are calculated.

Additionally, this guide sets out the eligibility criteria you must meet to make a personal injury claim. There are lots of different day-to-day situations in which you could suffer an injury, including at work, while in a public place, or on the roads. You are owed a duty of care in each of these situations. Should a breach in this duty occur and you injured your fingers as result, you could be entitled to compensation.

If you are eligible to make a claim, you may like to instruct a solicitor to work on your case. We conclude this guide with a look at the benefits of having the support of a No Win No Fee solicitor.

Our advisors are available 24 hours a day, 7 days a week, to help you with any questions you may have, such as what steps to take to start a claim following a finger injury at work. Please get in touch with your queries about personal injury claims. To speak to an advisor:

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Finger injury compensation claims guide

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Finger Injury Compensation Payouts

There are lots of situations that might lead to injured fingers. As we have mentioned, not all of these would automatically lead to a claim, however. All successful claims result in general damages. This covers your injuries and the suffering and pain they cause.

We have created a table using the Judicial College Guidelines (JCG),  which is a publication that solicitors can use to help them get an idea of the compensation appropriate for certain injuries. The figures below are guidelines only, and relate to general damages.

Compensation Table

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Type of injury Amounts awarded Notes
Amputation of Index and Middle and/or Ring Fingers (d) £61,910 to £90,750 Total loss
Fracture/s of fingers deemed severe (f) Up to £36,740 This could result in partial amputations and loss of use
Amputation of terminal phalanges of middle and index fingers (q) In the region of £24,990 Amount awarded depends on how much loss of use is involved
Amputation of little and ring fingers (p) In the region of £21,810
Total or Partial loss of index finger (i) £12,170 to £18,740 Both total and partial losses would come under this bracket.
Middle or ring fingers (k) £10,320 to £16,340 Damage is deemed severe
Fracture of index finger (j) £9,110 to £12,240 Amount awarded depends on how much loss of grip is involved
Amputation of little finger (m) £8,640 to £12,240 Where the little finger is entirely lost.
Loss of the terminal phalanx of the middle or ring fingers (l) £3,950 to £7,870 Entire loss of the terminal phalanx.

You might also be eligible for special damages. This covers the financial losses you experience as a result of your injuries, and can help you recoup the cost of:

  • Lost earnings
  • Travel
  • Prescriptions
  • Counselling

We should reiterate that these guidelines are only illustrative. If you would like some further insight into payouts for finger injuries, we’d be happy to assist you.

The Criteria For Finger Injury Claims

Now that we have shared some examples of potential finger injury compensation amounts for UK claims, we will explain the eligibility criteria that you must meet in order to make a personal injury claim.

The eligibility criteria that all finger injury claims must meet are as follows:

  1. Someone else must have owed you a duty of care.
  2. They then breached this duty.
  3. Due to the breach, you suffered your finger injury.

You are owed a duty of care by various types of people. Some examples include:

  • Your employer – Every employer in the UK owes their employees a duty of care under the Health and Safety at Work etc. Act 1974 (HASAWA). They must take reasonably practical steps to prevent employees from coming to harm due to the work premises or the work they undertake.
  • Occupiers of public places – Those in control of public spaces owe a duty of care under the Occupiers’ Liability Act 1957. Per this legislation, they must take steps to ensure the reasonable safety of those visiting that space.
  • Road users – Every road user owes a duty of care to others on the road. They must take care not to use the roads in a manner that could cause harm to themselves or other users. They must also follow the regulations found within the Road Traffic Act 1988 and the rules and guidance in the Highway Code.

If any relevant third party breaches the duty of care they owe you, and this causes your finger to be injured, you could be eligible to make a personal injury claim.

If you’re unsure whether you’ll be eligible or have questions about finger injury compensation amounts, please contact an advisor.

Examples Of Finger Injuries

Although there are many forms of finger injuries you may sustain, whether in the workplace or in a public place, there are some which are more commonly reported than others which are detailed below:

  • Thumb injuries – broken thumbs are extremely commonplace in the workplace, with many workers not realising the extent of the damage straight away. As such, it’s essential to seek medical attention if any excessive bruising and swelling occurs
  • Broken fingers – another very commonly reported finger injury, and again many workers are not aware of the extent of damage they sustained, which is why medical attention should always be sought as soon as possible
  • Dislocations – many workers in the manufacturing industries sustain dislocated fingers because of the type of work they do
  • Fractures – along with broken fingers, fractures are also commonplace, which typically happen through a slip, trip and fall accident
  • Amputations – many workers lose a finger which negatively impacts how they carry out mundane daily tasks

How Long Do I Have To Claim Compensation For The Loss Of A Finger In The UK?

According to the law, you should generally begin a claim for compensation for the loss of a finger in the UK within 3 years of the accident occurring. However, we would advise you to contact us as soon as you can.

When claiming finger injury compensation amounts in the UK, as with any type of personal injury claim, it is important that you do so within the limitation period. The time limit to start a claim is set out in the Limitation Act 1980. However, you may also start a claim three years from the date you established that your injury was caused by an act of negligence.

There are exceptions to the limitation period when claiming hand injury compensation amounts in the UK in certain circumstances. For example, if your hand injury was significant and left you incapacitated for a long period after your accident, you may have not been able to claim. If this was the case, you would have up to three years after the date you recovered to start your claim.

You can call our advisors at any time using the number featured in the banner above. They can explain further exceptions to the time limit and let you know if you could still make a claim. Otherwise, read on to find out how you could get compensation for hand injuries, including if your fingers were caught in a door.

No Win No Fee Thumb And Finger Injury Claims

If you suffered a finger injury in the last 3 years through the negligence of a third party, working with an Accident Claims personal injury lawyer on a No Win No Fee basis means you can seek the necessary legal presentation to file a claim. A personal injury lawyer works hard to ensure you are awarded the level of compensation you rightly deserve for any pain, suffering and out of pocket expenses you had to endure.

Conditional Fee Agreements (CFAs) were set up so that everyone who sustains an injury or suffers damages through no fault of their own has the opportunity to seek legal representation when they need it the most without having to worry about finances.

Contact Accident Claims UK Today About Compensation For A Finger Injury At Work

Getting in touch could not be simpler, and our claims lines are open 7-days a week, 24/7, so we never miss your call. You can ring an Accident Claims personal injury solicitor directly on 0800 073 8801, or you can opt for a “call back” by filling out the form provided. We will get back to you ASAP about your potential claim for finger injury compensation.

You can also email Accident Claims at office@accidentclaims.co.uk a personal injury lawyer will call you back to answer any question you may have about filing a claim for a finger injury you sustained through no fault of your own.

Helpful Resources Related To Finger Injury Compensation Amounts In The UK

If you suffered a finger injury in a non-fault accident, call our team today.