Robbery Victim Compensation Claims Guide – How Much Could I Be Eligible To Claim?

Robbery victim compensation claims guide

Robbery victim compensation claims guide

If you’ve been the victim of a robbery, you might be surprised to learn that there is a government scheme which could compensate you for any injuries you sustained. Whether the robbery took place at home, at work, or on the street, you could be entitled to claim through the government’s Criminal Injuries Compensation Authority (CICA). In this guide, we’ll look at when robbery victim compensation could be claimed, what injuries are covered, and what amount of compensation might be paid. Also, we’ll explain what else you could be compensated for as part of your claim.

Accident Claims UK believes that you should be able to seek compensation without worrying about the costs involved. That’s why we provide free legal advice and a no-obligation assessment of any claim. Furthermore, if you’re case is viable, one of our robbery victim lawyers could help you claim on a No Win, No Fee basis.

If you are ready to begin a claim right away, please call our team on 0800 073 8801 today. To find out more about compensation for robbery victims before calling, please continue reading.

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A Guide To Making A Robbery Victim Compensation Claim

If you’re unfortunate enough to be the victim of a robbery, then you might be able to claim compensation for any injuries sustained. It’s unlikely that you’ll be able to make a personal injury claim against the criminal but there is a government scheme that could be used. In this guide, we’ll look at when you can claim through the Criminal Injuries Compensation Authority (CICA), what compensation they might pay and how the claims process differs from the personal injury claims process.

Any robbery could leave you with physical or psychological injuries. You may also end up out of pocket because you need to take time off work to recover. It’s these things which the CICA could compensate you for. We advise that you have the support of a specialist solicitor when making a CICA claim. That’s because there are many different elements to a claim and if you don’t realise you can claim for them, you could receive less compensation than your injuries warrant.

As we progress through this guide, we’ll try to answer some commonly asked questions including:

  • Who can claim victim compensation?
  • What should you do if you are physically assaulted?
  • How do you apply for victims of crime compensation?

If you have any other questions, please call and speak with an advisor when you’ve finished reading our guide.

Something else you should consider when making a claim is that, in normal circumstances, there is a 2-year time limit for the CICA scheme. This is less than the personal injury claims time limit of 3-years. Therefore, we’d advise you to seek legal advice as soon as possible. Our advisors provide free legal advice about claiming and can assess your claim on a no-obligation basis.

What Are Robbery Victims?

A robbery victim is a victim who’s had property taken from them by force. Robberies can happen just about anywhere including:

  • At work.
  • In the street.
  • At home.
  • In a shop.
  • While using a cash point (ATM).
  • On public transport.

No matter where the crime takes place, the effects of robbery on victims can last a very long time. The victim could suffer both physically and mentally.

Burglary, Theft And Robbery – What Are The Differences?

It’s important to define the differences between a couple of different legal terms. Here are some definitions:

  • Theft. Dishonestly taking somebody else’s property with the intention of permanently depriving them of it.
  • Burglary. Entering a building as a trespasser with the intent of committing or actually committing theft.
  • Robbery. The act of stealing from somebody with the use of force or by threatening to use force.

Robberies that could be eligible for compensation include those where a physical assault took place, a weapon was brandished but not used or where the weapon was used to injure the claimant.

Robbery Crime And Victim Statistics

Here are some robbery victim statistics related to robberies from the Office of National Statistics.

From April 2017 to March 2018, the most common places for a robbery to take place were:

  • In the street – 40%.
  • At home – 18%.
  • At work – 12%.
  • In a vehicle – 5%.
  • In pubs or clubs – 2%.
  • Other locations – 24%.

In 2018, the figures show that the most common injury was a bruise or black eye (35%), followed by scratches (9%), nose bleeds (9%) and severe bruising (7%).

Are There Different Types Of Robbery?

As discussed earlier, robbery is where force, or the threat of force, is used to steal something from the victim.

Here are some different examples of robbery:

  • Armed Robbery. Where a weapon is used during the robbery. The types of weapons could include guns, baseball bats or knives.
  • Aggravated Robbery. Similarly, aggravated robbery is where the criminal is carrying a deadly weapon (or something that is perceived as a deadly weapon).
  • Robbery. In this case, the criminal will use force to steal, but they won’t use a weapon. This is likely to cause the victim some form of injury.
  • Mugging. This is the name often given to a robbery which takes place in the street. It could be where force is used to steal a mobile phone or handbag from the victim.

These are just some examples of different types of robbery. If you don’t see an example which matches your case, we could still help you. Please call an advisor today for free claims advice.

Could I Claim For Money Which Has Been Stolen From Me?

A CICA claim pays compensation for injuries caused by violent crimes. The compensation does not cover anything, including money, that was stolen from you. However, you may have other options available to you. If the criminal is tried and convicted, the court may force them to pay a fine from which you could be reimbursed.

Also, before CICA claims are made, you may be required to see if there are other means of claiming compensation. This means that if the criminal has the means to compensate you themselves, then you might be able to receive payment directly from them.

Could I Claim As The Victim Of An Armed Robbery?

Armed robberies can result in serious mental illness even in cases where no physical force was used. For instance, the victim might suffer flashbacks, anxiousness or have difficulty sleeping for long periods after the crime took place.

Therefore, under the CICA scheme, you could seek compensation for any psychological injuries. You would need to provide medical evidence to show the extent of your suffering and that it was caused by the armed robbery.

Could I Claim If Robbed At An ATM?

In this scenario, if you were physically or psychologically injured, you could be entitled to claim. However, as discussed earlier, the CICA scheme wouldn’t cover any money that was lost during the robbery. To find out whether we could help you claim for this type of crime, please call an advisor today.

What Could Be The Effects Of Robbery On Victims?

There are a number of common physical injuries that could be sustained during a robbery. These include:

  • Bruising and soft tissue damage.
  • Broken or fractured bones.
  • Concussion or headaches.
  • Scratches, cuts or lacerations.

As well as physical symptoms, there are a number of psychological illnesses that could be caused following a robbery. These might persist a lot longer than physical injuries in some cases.

One such condition is post-traumatic stress disorder (PTSD). This can lead to the victim reliving the crime repeatedly in flashbacks or nightmares. As a result, daily life can become difficult because the victim has difficulty concentrating for long periods.

According to the NHS, it’s quite normal to experience confusing and upsetting thoughts after a traumatic event but they recommend seeking advice from your GP if you’re still suffering after 4-weeks.

Robbery Victim Compensation Claims Calculator

Now we’ve looked at why you might be eligible to claim robbery victim compensation, we’re going to look at what compensation might be paid. Instead of using a personal injury compensation calculator, we’ve provided the table below. It contains figures from the criminal injuries compensation tariff 2019 that are used only when claiming through the government’s Criminal Injuries Compensation Authority (CICA).

Type of InjuryCompensation Further Information
Mental Injury£13,500Where a clinical psychologist or psychiatrist confirms the diagnosis of a mental injury that lasts over 5 years.
Facial Scarring£11,000Serious disfigurement of the face caused by scarring.
Eye Injury£13,500Injuries that cause the dislocation of the lens in both eyes.
Dislocated Jaw£6,200A fractured jaw which requires an operation but causes continuing significant disability.
Fingers£11,000Loss of two or more fingers causes continuing disability.
Lung£11,000Collapsed - both lungs
Collar Bone£4,600fracture - continuing significant disability
Ankle£11,000Fractured or dislocated ankle injuries which cause continuing significant disabilities.

Compensation amounts are based on the severity of the injury sustained. Therefore, it’s important that your solicitor can prove the extent of your suffering. As part of the claims process, our solicitors will arrange for a local assessment by a medical specialist. They’ll review your records, examine you and ask a number of questions. Then, a report will be provided to your solicitor that shows what injuries were sustained, the impact they caused and whether you’ll suffer in the future.

In cases of multiple injuries, the CICA only pays 100 % compensation for the most serious injury. Each injury is awarded a tariff amount. The first injury will receive 100% of the tariff amount, the second will receive 30% and the third most serious will receive 15 per cent.

Special Damages Which Victims Of A Robbery Could Claim

In the previous section, we looked at general damages. That’s the compensation which is designed to compensate you for pain, suffering and loss of amenity caused by your injuries. In this section, we’ll look at special damages. These are designed to cover any financial expense you’ve incurred as a result of your suffering. These are used when claiming through the government’s Criminal Injuries Compensation Authority (CICA) they could defer when claiming against the defendant. They include:

  • Lost Income.
    If your injury meant you were unable to work for a period longer than 28 full weeks, then the CICA scheme could compensate you for lost earnings. To be eligible, you’ll need to show that you were employed at the time of the injury, provide a work history for the previous 3-years (or provide a good reason why you couldn’t work in those 3-years).
  • Damaged Property.
    CICA also allow you to claim for any personal physical aid that was damaged during the crime. This could include spectacles, a walking stick or wheelchair.
  • Home Adaptations.
    It’s possible that if your injuries mean your home needs to be adapted, you could claim the costs back as part of your claim.
  • Care Costs.
    Some forms of care can be claimed for as well if they are required as a direct result of your injuries.
  • Physical Aids.
    Should you require any form of physical aid following your injury, such as a walking frame, the costs might be covered by CICA.
  • Funeral Costs.
    If the crime results in a fatality, then it might be possible for the scheme to cover the cost of a funeral. 

Importantly, the CICA has a limited budget and will only pay for expenses that are necessary, reasonable and incurred as a direct result of your criminal injury. They’ll look to see if support can be provided from other sources like the NHS or the benefits system before agreeing to make a payment.

How Does The Victim Compensation Scheme Work?

The Criminal Injuries Compensation Authority is a government department that enables blameless victims of violent crimes to claim compensation for physical and psychological injuries.

They have their own criteria for claiming which differs to other types of claims. These include:

  • The crime must have been reported to the police.
  • There is a 2-year time limit for claiming in normal circumstances.
  • You may be refused compensation if you have any unspent criminal convictions.
  • You need to have suffered a physical or psychological injury. You’ll also need to provide medical evidence of any injuries you claim for.

Importantly, you could make a claim where the criminal wasn’t caught or prosecuted so long as you meet the eligibility criteria.

The 2-year time limit might be waived or extended in some exceptional circumstances. This could include when claiming for historical abuse or where you were unable to begin a claim because your injuries left you incapacitated.

As mentioned in the previous section, there are a number of different things you could claim for. That’s why having a specialist solicitor who understands the CICA process could help ensure you receive the correct level of compensation.

What Should You Do If You Were The Victim Of An Armed Robbery?

If you are involved in an armed robbery, you might be able to claim compensation even if the weapon wasn’t used. That’s because you can claim for psychological injuries as well as any physical symptoms.

To be able to claim, you’ll need to prove the extent of any psychological injuries and that they were caused by the armed robbery. This can be tricky to prove and it’s why we recommend having a specialist solicitor on your side. Our solicitors understand what evidence is required to prove different types of injuries. As well as the independent medical assessment we discussed earlier, psychologists or psychiatrists might be used to determine the level of your suffering.

What Should You Do If You Were Physically Assaulted?

If you suffer a physical injury during a robbery, there are some things you could do which could help you to recover and might be helpful if you decide to make a claim. These include:

  • Seek medical treatment for your injuries. This will help you recover, and any medical records could be used to prove what injuries you sustained.
  • Report the incident to police and ask for a crime number.
  • Photograph any visible injuries.
  • Collect details of any witnesses (these will also need to be provided to the police).

No Win No Fee Robbery Victim Compensation Claims

When considering whether to make a compensation claim or not, one factor that might put you off is the cost of hiring a solicitor. Don’t worry though, our specialist solicitors work on a No Win, No Fee basis in the same way a personal injury lawyer does. This means that you can have the confidence to pursue the compensation you might be entitled to because the financial risks are reduced. This in turn can make the whole process a lot less stressful.

The first part of the claims process is where the solicitor assesses the merits of your claim. If they’re happy that you could receive compensation, they’ll prepare a No Win, No Fee agreement (also known as a Conditional Fee Agreement or CFA).

Important information you’ll find within the CFA includes statements to confirm:

  • There are no upfront fees to pay before the claim can begin.
  • You won’t need to pay any of your solicitor’s fees if the claim is unsuccessful.

When the solicitor wins the case for you, they will ask for a small contribution to their costs. This is known as a success fee. It’s a percentage of your compensation and you’ll find it listed within the CFA. Don’t worry though, legally success fees are capped.

If you’d like more information on making a No Win, No Fee claim, please speak with an advisor today.

Start Your Claim

We hope that this guide about the victim compensation scheme has helped you decide whether you’ll begin a claim or not. If you are planning to do so, we hope you’d like Accident Claims UK to help you. If that’s the case, here are our contact details:

When you contact us, an advisor will listen to what happened and how you suffered. They’ll then review any evidence you’re able to supply. If they believe your claim might be successful, they could refer you to one of our specialist solicitors. If they take your claim on, it’ll be on a No Win, No Fee basis.

You can begin your claim whenever it’s most convenient as our claims line is open 24-7. There’s no obligation to proceed and we won’t put any pressure on you. So please get in touch today to find out if you could claim robbery victim compensation.

Essential References

Thanks for reading this guide about claiming robbery victim compensation. In this final section we’ve provided some links to more of our guides and some other useful links as well. If you require any further information, please don’t hesitate to contact a member of our team who’ll be happy to help.

Assault Compensation Claims – This guide looks at compensation claims for injuries sustained during an assault.

Broken Bone Compensation – Information on personal injury claims that can be made when an accident results in a broken bone.

CICA Compensation Claims – This guide looks at other types of crime that could lead to a claim through the CICA victim compensation fund.

Report A Crime – An online guide from Police UK about how to report different types of crime.

The Victims Code – A UK Government press release about new rights for victims of crime.

Victim Support – This free and confidential charity support people affected by crime and traumatic events.

Article by BH

Edited by MM.