Child Accident Claims – A Guide To Claiming Compensation How Much Can I Claim When Making Child Injury Claims And What Happens To Children’s Compensation?

By Jo Jeffries. Last Updated 13th June 2022. Welcome to our guide to claiming compensation for child injury claims and child accident claims. Here, we discuss what happens to children’s compensation and answer questions such as ‘can I make a claim for a child accident at school?’ ‘can you sue a school for negligence?’ and ‘could a child injury compensation calculator give me an idea of how much compensation my child could receive for child personal injury claims?’ We also discuss how compensation payouts in child personal injury claims are calculated.

Anyone, irrespective of age, can be the victim of a personal injury. Many people, however, are unaware of the various different scenarios in which minors are able to make child accident claims because there is little information available regarding this.

What’s in this guide to claiming compensation?

In this guide to claiming compensation, we look to provide all the information you need to know about making a child injury claim, whether your child is injured at school by another child in the UK, or you are looking for advice on a car accident claim for a child.

We’ve included a child injury compensation calculator table too, that gives an idea of how much compensation is awarded to a minor typically for certain injuries. From school playground accidents to RTA injuries, we hope to answer all the questions you might have about child accident claims.

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A guide to how much compensation you might be able to claim for a child injury

Most often when we consider personal injuries in respect of a minor we will think of injuries sustained as a result of a road traffic accident, such as child whiplash claim cases. But, collected data indicates that, in fact, a considerable number of injuries to minors occur whilst they are at school, making child injured at school UK claims more common than many people think.

Can you sue a school for negligence for a child accident at school?

The Royal Society for the Prevention of Accidents (RoSPA) says it is estimated that there are 40,000 injuries on children’s playgrounds each year that result in the child going to the hospital. It is interesting that we do not really think of personal injury in respect of children’s accidents, yet we do with many adult accidents that result in injury.

 Child injury claims and child accident claims

child injury claims and child accident claims guide to claiming compensation what happens to children's compensation child injury claims* child personal injury claims* child accident claims* child accident at school child injury compensation calculator can you sue a school for negligence compensation payouts in child personal injury claims [h2 - update comp section] child personal injury claims child accident claims

child accident claim

If a child becomes injured, whether as a result of an accident in a public place, in common playground accidents, playing out near their home or even if a child got hurt on school playground sites, it is often thought of as merely an accident. Yet, often it is not that simple. If the injury to the child occurs as a result of the negligence of another, in the same way as an adult can make a claim for compensation for a personal injury then so too can a child make a claim for child injury compensation or personal injury compensation. Whilst it is true that children might be expected to fall over and hurt themselves, these occurrences are not always simply accidents.

To learn more about child accident claims, contact our advisors today.

Can you sue a school for negligence? Or would it be the local authority?

Sometimes people can be uncertain as to whether they have a case to make a claim for compensation, and some even ask if a child is injured at school who pays. This is a common question we are asked as well as what accidents at school procedures should be in place. this is why we offer free confidential advice. In the case of minors who have been injured, this is even more true.

Where a baby or child is injured in an accident caused by somebody else’s negligence, a parent, guardian or responsible adult could seek compensation on their behalf. Alternatively, they will have 3-years to make their own claim from the date of their 18th birthday.

Contact us and we will be able to tell you very quickly if your child will have a case for making a child accident claims for an injury to a child. We can also discuss the potential compensation amount if the claim is successful and explain what happens to children’s compensation in further detail.

Source: Playground accident advice

Is there a time limit on making a child injury claim?

The reality is that children who are injured when it wasn’t their fault are missing out on the child injury compensation payments that they could be entitled to. It is for this reason that children have a longer time limit in which they can make a personal injury compensation claim for the likes of pain, suffering and costs for medical treatment.

Guide to claiming compensation within the time limits

You may be wondering what happens to children’s compensation if no one claims for them. In the case of adult personal injury claims, they usually have three years after the point in time when the accident occurred or from the time that they became aware of their injuries so that they could make a claim. Minors, however, have until three years from the date of their 18th birthday, so when they are 21, to be able to make their claim for personal injury.

If you’re asking how to report a child accident at school, then our advice would be as soon as possible as it becomes harder to pursue a claim the more time marches on. A personal injury lawyer can explain further on this process.

Child injury claims and child accident claims before the age of 18

Before a child turns 18, a parent or guardian (or a “litigation friend”) – someone who is chosen to act on the minor’s behalf in respect of a child injury claim, when the child is too young to pursue the claim themselves – can make the claim.

Child Injury Compensation Calculator – What Could I Claim For?

The amount of compensation that might be paid out to a minor can differ from case to case, depending on the injuries sustained and the long-term prognosis for the child. There are many situations in which children can become injured, but if there is a chance that the injury could in fact have been avoided, whether as a result of appropriate measures being put in place or because of someone else’s negligence then there may be a case for making a claim for compensation.

When a child injury occurs, who might file a claim?

In the UK, the law states that a minor is unable to make a personal injury claim themselves. In order to make a claim, a person who is aged over 18 is required to act on behalf of the child. This person could be a parent or someone who is responsible for the child. They are usually known as a “litigation friend”. It is their job to act on behalf of a child for child accident claims. That’s because it’s deemed they will not have the required legal capacity to be able to fully comprehend everything that is involved in the claims process. In terms of what happens to children’s compensation if no one claims, your child could claim on their own behalf once they turn 18.

Guide to claiming compensation for a child

If the injury to a child has occurred through the negligence of another (perhaps they were involved in an accident on the roads, the accident occurred at school or in a public location and no claim is pursued whilst the child in question is under the age of 18), then they are entitled to make child injury claims of their own once they are no longer a minor. UK law states once a child who received an injury turns 18 they are allowed a further 3 years in which they might pursue a claim for compensation for an injury to a child.

What can you claim for in the case of child injury?

When you make a child accident claim, you can claim both general and special damages. However, you must apply to be your child’s litigation friend before you can do so. We’ll explain the specifics of general and special damages later on in this article.

To start your child accident claim today, contact our team of expert advisors. They can provide free legal advice and can give you a free estimation of how much you could receive in compensation.

No Win, No Fee, compensation claims for child injuries

The majority of personal injury compensation claim cases, including those for child injury compensation cases, are supported by either a conditional fee agreement or via a No Win No Fee arrangement. These types of arrangement allow those people who have been the victims of personal injury to pursue a compensation claim in situations where the injury has occurred that was not their fault.

Our free initial consultation is available to anyone who believes that their injuries have occurred because of someone else’s negligence. This consultation offers the opportunity to consider all the details of your child accident claims and consider what the likely outcome might be. If we believe that there is indeed a case for a personal injury claim, we will be able to suggest a Conditional Fee Agreement. You are free to ask us anything about what happens to children’s compensation during this time.

What could this mean for your child injury claims case?

This means that on the successful conclusion of the case, an amount of the compensation that the client is awarded will be transferred to the party involved to cover their fee; meaning there is no financial uncertainty. We will never ask you to pay any money upfront in fees and you will not need to part with any money before the case is completed. There will be nothing to pay if the case is unsuccessful.

You can be assured that if we do take on your child injury case that we will do our utmost to ensure that the maximum compensation payment is reached for the injuries that have occurred. If we agree to take on your case it is because we believe it will be successful. 99% of the cases we do undertake are done so on a No Win No Fee basis which means our solicitors, who are regulated by the Solicitors Regulation Authority only undertake the cases we are sure will be successful.

Under what circumstance can a parent claim compensation for a child accident at school?

In the same way that an adult might sustain a personal injury as a result of an accident on the roads, a trip, slip or fall or in a public location, so too can anyone under the age of 18. A child involved in an accident is unable to make a claim for themselves, by law they require an adult to pursue the claim on their behalf.

Guide to claiming compensation – what accident to claim for

There are many ways a child could be injured, and as such, it may seem daunting trying to find out what kind of personal injury claim to make. We’ve compiled a list of child accident claims and who could be eligible to make them in order to try and make this process a bit easier:

  • Accident Claims Relating to Car Accidents – Road traffic accidents occur all the time, and minors are just as likely to be injured as adults. A child who has been injured as a result of a traffic collision has the right to pursue a claim for an injury to a child. These claims can be made by a parent or any adult who is responsible for the child who will act in the capacity of a litigation friend.
  • Whiplash Claim – Child accident claims of this nature can commonly be because of a traffic incident. So, child whiplash claims can result from a road traffic accident and could affect anyone who has been involved in the accident. Any victims of an accident that results in a whiplash injury can make a claim for compensation if the fault does not lie with them.
  • Injury at School Compensation Claims – You may be concerned about children who are injured at school because of the improper implementation of safety measures. If your child is injured at school, you are likely to have questions, such as ‘can you sue a school for negligence?’. The Health and Safety Executive say that the most common causes of workplace injuries are slips and trips. This includes all education premises. Depending on the pain and the suffering that a child has been put through with their injuries child injury compensation at school can vary.

More accidents that could lead to child personal injury claims

  • Injury at Nursery Claims – Small children in a nursery setting can be injured for a number of different reasons, such as lack of appropriate supervision. In these circumstances, it could be hard to get an explanation. The Childcare Act 2006 states that, no matter what their age or the setting, children should be afforded a duty of care. It is important that children in these settings are kept safe at all times. If a child is injured due to negligence on the part of the nursery or its staff, then their parents are well within their rights to pursue a claim for injury compensation.
  • Injury at a Play Centre – Soft play areas and play centres seem to be becoming more popular. But, it is important that these areas remain safe as they are used by all ages of children. With the potential for hot drinks to spill, unmaintained equipment causing damage and even the possibility of slips, trips and falls accidents can all too easily happen in these places. If the equipment is not properly maintained and proper attention is not paid to health and safety, then children could be injured.
  • Medical Negligence Claim – Even though we have one of the finest medical provisions anywhere in the world, medical mistakes can still happen. No matter how minor the injury that a child sustains if they are injured through the negligence of a medical professional then a claim for medical negligence can be pursued. What happens to children’s compensation in these cases is largely the same as what happens in personal injury claims.
  • Birth Injury Claim – Sadly injuries can occur during childbirth, and they can have devastating results for both mother and baby, especially in those instances where the injuries occur as a result of negligence on the part of the medical team responsible for the delivery. These injuries can be life-changing for the people involved, and in such cases, there is certainly a case for claiming compensation. What happens to children’s compensation in these cases is that it would be held in trust and released when needed by way of a court order.
  • Injury in a Public Place – Children, just like adults, can easily be hurt in a public location, for example tripping on a damaged pavement, falling in the park or slipping in a café, restaurant or in a shop.

If you have any questions on this section, whether it is to ask about what happens to children’s compensation, what is health and safety for children’s playgrounds, or if a child suffers a broken arm at school, who pays the compensation, simply call us and we will be glad to explain more about child injury claims.

What happens to compensation paid to children?

If you’re asking ‘what happens to children’s compensation?’, settlements for personal injury involving children are required to undergo an “Infant Approval Hearing”. This is different from the way in which adult injury compensation claims are dealt with. The hearing takes place in a court that is local to you, this is so that the judge can make sure that the injured child is getting appropriate compensation for their injuries. In the UK, all child injury settlements are required to proceed to a hearing so they can be passed.

Guide to claiming compensation – where does it go?

The answer to the question ‘What happens to children’s compensation?’, any compensation payment made to a child is placed in a trust fund where it is kept until the child’s 18th birthday. This ensures that the compensation for child accident claims is used only by the claimant when required for their own needs.

In certain cases where the child has need of helpful items, they are able to withdraw amounts from the total compensation for child injury claims. If this money is required, the child’s guardian or their parent must contact the court in writing to request the release of funds.

How do you make a claim for severe injuries for a child?

In an adult, a major injury can cause a fair amount of trauma, for a child it can be much worse. It can be much harder to take in when these injuries have occurred as a result of someone else’s negligence, such as a child accident at school, where you would assume they would be well taken care of.

Serious injuries can have a life-altering and traumatic effect on both the injured party and the injured party’s family. In a second, lives are completely altered and both recuperation and recovery can be extensive. In the case of a child, especially, serious injuries can be traumatic for both child and parents, particularly when there is a possibility that the child’s future may be affected by the injuries.

Pursuing child injury claims and child accident claims

We understand that pursuing your child injured at school compensation claims can be a truly traumatic experience and we’re available to assist you at every stage with your claim. We can help make the worry of pursuing a claim lighter so you can concentrate all your efforts on helping your child recover.

It may be that you need to make a claim for serious injury to a child not because you should but because it is necessary in order to make sure that any medical cost, both now and in the future. In these case’s funds from a claim will be there to make sure that the requirements of a child, whatever they are taken care of until they have recovered or, if needed, for the remainder of their life.

What should you do if you have to claim compensation for an injury to a child?

It is important to make sure that you have a valid case for making a claim for compensation for a child’s injury before you start the process. Our service begins with a confidential advice consultation that is free, to individuals who have experienced an injury, including cases for claims for child accident claims. We will be able to inform you whether we believe you have a valid case for compensation and if you do how you can proceed with child accident claims.

We always recommend that if you want to make a compensation claim it is better to start one as soon as you can, whilst the details of events are still clear in your mind and important details aren’t omitted. It is important that you gather any evidence that you can, this is crucial in backing up your claim.

The key to making sure that your claim for child injury compensation achieves its full potential is to contact a personal injury solicitor. A solicitor who specialises in this type of claims will be able to help get the maximum compensation payout possible for what can be a complex and often complicated type of claim.

Tips On Making Child Personal Injury Claims

Making a compensation claim can seem daunting, so we’ve compiled some tips on making child personal injury claims. If your child is injured in an accident caused by somebody else, you can make the claims process easier by gathering evidence. This needs to show who was responsible for the accident, how it took place and what injuries were sustained. To help achieve this you could:

  • Collect photographs or videos of the scene of the accident. Ideally, this should happen as soon as possible and before anything has been moved away.
  • Collect contact details of any witnesses who saw what happened.
  • Ensure your child is treated by a GP or at a hospital as soon as possible. Their medical records are a great way of showing what injuries were sustained.
  • Where the accident happened at a school, park or another public place, report it. By law, an accident report form should be filled in. A copy of this could be used to help confirm the date, location and time the accident occurred.
  • Photograph any visible injuries and continue to do so during your child’s recovery.

Once you have as much evidence as possible, you could ask our advisors to review your case for you. We review child accident claims on a No Win No Fee basis and could appoint a personal injury solicitor to your case. If they accept the claim, your child will be represented on a No Win No Fee basis.

What amount of compensation might my child be awarded in respect of their injury? Child Injury Compensation Calculator

Settlements in child injury cases can be very dependent on the sort of accident that occurred, the levels of suffering and pain that have occurred and any prognosis for the future. It is difficult to put an estimated figure on a claim, especially in the beginning stages of a claim, and this can be the same whether it is a claim for an adult or a child.

There are two heads of claim you may be able to pursue in child accident claims. The first is general damages, which compensate you for the injuries themselves as well as the effect they have or will have on your child’s life. The Judicial College Guidelines are used to help legal professional’s when it comes to calculating amounts for compensation. We have used these figures in the table below.

Body PartSeverityAmount of Compensation
Damage to the BrainVery serious£282,010 to £403,990
Damage to the BrainModerately serious£219,070 to £282,010
Damage to the BrainModest£43,060 to £219,070
Damage to the BrainHead injury or minorUp to £12,770
Injury to the NeckSerious£45,470 to £148,330
Injury to the NeckModest£7,890 to £38,490
Injury to the NeckSlightUp to £7,890
Injury to the ShoulderVery serious£19,200 to £48,030
Injury to the ShoulderSerious£12,770 to £19,200
Injury to the ShoulderModest£7,890 to £12,770
Injury to the ShoulderSlightUp to £7,890
Injury to the ArmSerious£96,160 to £130,930
Injury to the ArmLess serious£19,200 to £39,170
Injury to the ArmFracture to the forearm£6,610 to £19,200
Injury to the ArmModestUp to £11,820
Injury to the HandSerious£29,000 to £61,910
Injury to the HandLess serious£14,450 to £29,000
Injury to the HandModest£5,720 to £13,280
Injury to the HandSlightUp to Up to £4,750
Injury to the LegExtremely serious£96,250 to £135,920
Injury to the LegVery serious£54,830 to £87,890
Injury to the LegSerious£39,200 to £54,830
Injury to the LegModest£27,760 to £39,200
Injury to the LegLess serious£17,960 to £27,760
Injury to the LegFracture to the leg or damage to the femur£9,110 to £14,080
Injury to the LegFracture to the tibia, fibula or damage to soft tissueUp to £11,840
Injury to the FootSerious £41,970 to £70,030
Injury to the FootLess Serious£24,990 to £39,200
Injury to the FootModerate£13,740 to £24,990
Injury to the FootModestUp to £13,740

What also could I claim for?

These figures should be used as a guide only as payouts do vary from one case to another however they can be used to get a rough idea.

The second head of claim you may pursue is known as special damages. This aims to compensate you for the financial impacts you may have incurred as a result of your child’s injuries. For example, travel costs to and from hospital appointments, or any special equipment or mobility aids you may need to purchase.

For a free valuation of what your child accident claim could be worth or to discuss child personal injury settlements for the UK contact our team of expert advisors today.

Why should you pick us to help with your compensation claim?

We’re available to assist you with every stage of your personal injury or injury to a child claim. As your representatives, we will strive to make sure that you get a service that is tailor-made to you and makes sure that all your requirements are dealt with. We treat all our clients with the respect and courtesy they deserve. To us, you are not just a number. We understand that it is often very stressful making a personal injury or child compensation claim and we want to make sure that the claims process does not add to that stress.

We will always do our level best to make sure that your child accident claims reach the maximum potential they can and that you receive the compensation your child is entitled to. When we undertake a claim, you can rest assured that we leave no stone unturned in our effort to put together a case that is sound. We have many years of understanding that come from handling claims for personal injury.

Contact us for free no-obligation advice and to begin a claim

If your child was injured due to third-party negligence, please get in touch with us for expert and professional advice. We can be contacted about child accident claims on 0800 073 8801.

If you prefer you could also use our contact us form to leave us your contact details and we will contact you. It is always a good idea to start your claim for child injury compensation whilst all the details are fresh in your mind.

Helpful Links

Baby and Pregnancy Accidents – NHS What to Do

The NHS provides lots of very helpful information on what you should do in the event of an accident happening to your child. It covers a variety of different accidents and also the type of medical assistance that might be required.

Safety List for Classrooms

This checklist from the Health and Safety Executive details all the aspects of classroom safety that should be taken into consideration to help prevent an accident occurring.

How Much Compensation Can I Claim for a Knee Injury? 

Did someone else’s negligence result in your child’s knee injury? Read our guide for in-depth answers.

Whiplash Compensation Claims Calculator

If you or your child experienced whiplash at a theme park or in a road traffic accident, read our guide. 

A Guide to Nursery and School Accident Claims

You can read our guide to find out more about claiming when your child was hurt in a care-giving or educational setting. We also explain what happens to children’s compensation.

What Is A Glass Related Injury?

Find out how to claim if you have been injured by glass.

Dog Bite Attack Claims

Allergic Reaction Claims Guide

Guide To Claiming Compensation For Child Injury Claims and Child Accident Claims FAQs

Who pays the compensation in child injury claims?

If your child’s injury is found to have been caused by a third party, they or their insurance company would pay the compensation.

How do people start child injury claims?

You could get in touch with a solicitor. If you’re not ready, call our advisors for free legal advice with no obligation to proceed with our services. 

What is the payout for pain and suffering?

Because the payout is partially judged by the severity of injuries, psychological damage and whether there’s a loss of amenity, it varies. Talk to our advisors for your own particular estimation of what happens to children’s compensation settlements if they’re psychologically injured too. 

What type of injuries can I claim for?

These cover any accidental injuries suffered by the child that they weren’t responsible for.

How are child personal injury claims funded?

These come courtesy of No Win No Fee agreements, which are also known as conditional fee agreements. What happens to children’s compensation isn’t impacted whether you make a No Win No Fee claim or not

What are the two types of injury claims?

The two main damages are compensatory and punitive for a personal injury claim.

What is the difference between damages and compensation?

Damages are given for suffering an injury, whereas compensation relates to the loss of income and other expenses.

Which injuries are eligible for compensatory damages?

These include disfigurement, mental anguish, medical costs, long-term pain and suffering and loss of earnings.

What to do after reading this guide to claiming compensation for a child?

If you’ve read this guide to claiming compensation and have further questions about what happens to children’s compensation, why not call our team for advice and support. We could provide you with a free, no-obligation case assessment.

Where can I find a guide to claiming compensation for a fatal accident involving a child?

We have a guide to fatal accident claims on our site. It answers questions such as what happens to children’s compensation if they’ve passed away. If, after reading this guide to claiming compensation for a wrongful death or fatal accident you have further questions, please don’t hesitate to call us.

A guide to claiming compensation for clinical negligence – are these claims common?

If you’re wondering whether to make a child medical negligence claim, you might be interested to read these statistics from NHS Resolution relating to 2020/21 claims.

what happens to children's compensation child injury claims* child personal injury claims* child accident claims* child accident at school child injury compensation calculator can you sue a school for negligence


How can I choose a solicitor to help me?

If, after reading this guide to claiming compensation, you would like to make a claim or have further questions about what happens to children’s compensation, you might be looking for a specialist solicitor to help you. When choosing a solicitor, you may assume your best option would be to work with a local one. However, since claims can be handled by solicitors based anywhere in the UK, you actually have a much broader selection of law firms and lawyers to choose from. We would advise you to consider opting for a No Win No Fee solicitor. We’d also advise you to read reviews that people have left on independent review websites. This could give you insight into whether they could offer you a good service.

What happens to children’s compensation if they have medical treatment to pay for?

As we have mentioned before, when you make child injury claims, for example for a child accident at school or in a public place, the compensation goes into a trust. However, if there are costs that you need to pay to secure medical treatment for your child, for example, you could apply to the court to have some funds released.

If you would like to speak to us about how much compensation your child could be entitled to, we would be happy to talk to you.

Would a child accident at school always lead to compensation?

In some cases, if your child has endangered themselves, and they are not deemed to have acted in a way a reasonable child of their age would have, you may not have a claim for compensation.

However, in some cases the answer to the question “can you sue a school for negligence?” would be yes. Your child should be well supervised while they’re at school, and the premises should be kept reasonably safe.

If the school fails to supervise your child and they are injured at school, you could be eligible to claim compensation on behalf of your child as their litigation friend. If you would like a free assessment of your child’s case, we would be happy to provide this to you.

Can you sue a school for negligence if your child had an accident on a school trip?

If the school responsible for supervising your child and they behaved negligently, causing your child to suffer an injury, you could have a claim for compensation. Even if your child is on a school trip, they would be under the care of the school and the school’s duty of care still applies.

Where can I get guidance on compensation payouts in child personal injury claims?

Our compensation table, found earlier in this guide, provides rough guidance on compensation payouts for child personal injury claims. The figures in the table come from the Judicial College Guidelines. The guidelines set out bracket compensation amounts for different injuries. We used the most recent release of this publication, published in April 2022, to fill the table.

The values provided in the table could give you a rough idea of how much compensation child personal injury claims could attract for pain and suffering. However, the figures only relate to general damages which compensate for the pain and suffering of your injuries. The figures in the table don’t include details of special damages payouts for child accident claims. Special damages seek to reimburse you of any financial losses caused by the injury you sustained.

Also, as each claim is calculated based on several factors, the settlement you receive following a successful claim may differ to what’s listed in the table.

 If you would like further insight into what payout you could be eligible for, please call our team.

Can I make child accident claims as an adult, if I was injured as a child?

In some cases, child personal injury claims could be made by an adult acting on behalf of a child. They can do this by applying to act as a litigation friend. They will have until the child turns 18 to do so.

If no one has claimed by the time the child turns 18, they could make their own claim from the date of their 18th birthday. They would have 3 years in which to do so, in most cases.

How long does it take to settle child accident claims?

The length of time it takes to settle child accident claims depends on the case. In some cases, the claim may be more complex and therefore may take longer to settle. However, it will vary so please call our team for more information.

Final words on what happens to children’s compensation in child accident claims

Thank you for reading our guide to claiming compensation with child injury claims and child accident claims. Hopefully we’ve answered the question of ‘can you sue a school for negligence for a child accident at school’. We hope we’ve also provided guidance on using a child injury compensation calculator. If you require any further help, we would be glad to speak to you.