By Brett Williams. Last Updated 13th August 2021. Welcome to our guide about making a car accident claim. Have you been involved in a car accident that wasn’t your fault? Do you intend on making car accident claims? If so, then this guide about car accident compensation will be extremely informative.
Road traffic accidents happen daily in the UK. In most cases, these incidents involve minor injuries. However, there are also instances whereby people suffer severe injuries and even fatal injuries. We have helped many personal injury victims get the compensation they deserve for all road traffic accidents.
Handling cases of this nature is something we have over 40 years of experience in, securing millions of pounds worth of compensation for road traffic accident victims. If you have been involved in a car accident that wasn’t your fault, then you may consider pursuing a car accident compensation claim. Please read on to find out everything you need to know.
Call our team on 0800 073 8801.
Choose a section
- A guide to car accident claims
- What is a car accident?
- The steps to take if you have been involved in a car accident
- How to begin your road traffic accident compensation claim
- Fatal car accident claims
- Claiming for a car accident that has happened at work
- What should you do immediately after a car accident in the UK?
- What should you do if you have been involved in a car accident and it was your fault?
- Can you claim if a child has been hurt in a car crash?
- What can be claimed for when making a road traffic accident claim?
- Car accident statistics in the UK
- The most common types of injuries suffered in car accidents.
- How much compensation will I receive if I make a claim for a car accident?
- Car accident claims under the conditional fee agreement
- Why should you choose Accident Claims as your claims service when making a car accident claim?
- Call us today for FREE advice and to begin making a claim.
Unfortunately, car accidents are prevalent in the UK, and various factors could be to blame. If you have sustained injuries due to a road traffic accident that wasn’t your fault, rightly, you may consider making a car accident claim for the damages you’ve suffered.
Throughout this guide, we outline everything that you need to know about claiming for a road traffic accident. This includes details on car accident compensation payout amounts, eligibility, common road traffic accident injuries, and how to go about making a claim. You will also find information on how to get in touch with our claims team should you have any additional questions or wish to launch a claim.
A car accident is any incident that involves a car or road user. One of the most common incidents is when two vehicles collide. However, there are also cases where a vehicle could collide with a motorbike or bicycle. Or, it could be an incident whereby a pedestrian gets injured due to a vehicle. So long as you were not to blame, you can launch a compensation case.
When it comes to making a car accident claim that wasn’t your fault, you need to take steps to gather as much evidence as possible. There are various measures you could take, such as:
- Take photographs of the scene.
- Collect the contact information of the driver and any witnesses.
- Make sure you note some details of the other vehicles involved as well.
- You should also see a doctor as soon as possible. This is vital for your health and building a strong case, as your medical file can be requested at a later date to support your claim.
Car accident claims whiplash claims follow a similar process. Once you call us, we will provide you with a consultation, free of charge. This involves one of our advisors asking you some questions to better understand your case and provide you with the best possible advice. You can also ask us any questions you have. We will then assign you the best No Win No Fee solicitor to work on your case. If you need to be seen by a doctor, we can organise this for you.
Many people ask us when it comes to car accident compensation, how long does it take? We wish we could give you a definitive answer to this, but every case is different. Some claims are straightforward and finalised within months; others are more complex and can take over a year. Once you call us, we provide more aligned information with you and your case. An essential factor to note is that you only have three years from the accident date to make a claim, so don’t delay.
When it comes to fatal car accidents, you can make a claim to cover the cost of a funeral, as well as claiming for loss of companionship. You can also claim for general damages, medical expenses, and punitive damages. To do this, you must be a family member of the deceased or the deceased’s dependant.
If you have been injured while you were at work, you will be able to claim compensation if it was not your fault. It would be best to have evidence that highlighted how your employer is to blame for the incident.
There are many different ways your employer could be at fault. This includes failing to maintain the vehicles used, a lack of training, and failure to carry out risk assessments. Many people are fearful about claiming against their employer, as they worry they will face the consequences if they do, i.e. they may lose their job. This is something you shouldn’t worry about, as your employer is only going to land him or herself in further trouble if you lose your job.
From car accidents involving motorcycle to pedestrian accidents, no matter what type of road traffic incident you have been involved in, there are several steps you should take immediately afterwards. And any of these could lead to car accident claims. This includes the following:
- Check all passengers and everyone else involved in the crash – If you can do so, you should try to check on everyone involved in the crash to find out whether they need medical attention. If they do, call an ambulance immediately. If your injuries are minor, make sure you go to a hospital at the earliest opportunity.
- Call the police – Calling the police after a car accident isn’t always necessary. It depends on the situation. If someone is seriously or fatally hurt, you should call the police. If a crime has been committed, i.e. if you have been involved in a car accident hit and run, you need to call the police. If the accident is a risk to oncoming traffic, you must contact the police again.
- Watch what you say – One of the biggest mistakes people make is saying too much after a car crash. It would be best if you made sure you do not implicate yourself. This is why you need to say as little as possible.
- Get contact details – Finally, you need to make sure you get the other driver’s contact details involved in the crash and any witnesses. Witness statements can help to strengthen your car accident compensation case.
If you have been the victim of a car crash, it is highly unlikely that you will be able to make a compensation claim. Nevertheless, if you were partly responsible, you may still be able to make a claim. However, the amount of money you receive will be much lower to mirror your accident involvement. The best thing to do is to give us a call, and we will be able to advise you further. It is also important to note that you shouldn’t say anything that implicates you after the crash. You may assume the incident was your fault, but something may come to light that will prove the other driver was actually to blame, for example, they may have been over the drink-drive limit at the time of the accident.
Car accidents involving children can be incredibly traumatic. You can raise car accidents children claims if you are the child’s parent or legal guardian. In most cases, the money will be put into a trust until the child reaches the age of 18. If you do not claim on your child’s behalf, they will be able to do so once they reach their 18th birthday. They will have three years from this date to claim.
Car accident claim payouts cover the following:
- General damages – This refers to the payout you will receive for the injuries you have sustained. It covers the pain and suffering you have endured. The amount of compensation you could receive will be determined by the report put together by your doctor. This highlights why it is critical to see a medical professional when you have been injured before making any car accident claims.
- Special damages – This refers to the car accident compensation you receive to cover the out-of-pocket expenses you have endured. This ranges from income lost and counselling expenses to the price of travel, childcare, and accommodation adaptions to help you live with your injuries. To claim for these expenses, you need to document them, which you can do by keeping hold of your receipts, bank statements, credit scores, and any other financial documentation.
Within this section of our guide, we wanted to provide you with some statistics that effectively outline the impact of road traffic accidents in the UK. However, it is important that we acknowledge how 2020 statistics are yet to be released due to the impact of Covid-19. Therefore, we have included the most recent statistics available, which are taken from 2019.
As outlined by the Department for Transport (DFT), there were 1,752 reported road deaths in 2019 and 25,945 serious injuries. In total, it was reported that there were 153, 158 casualties of all severities (caused by car accidents) in 2019.
All of the statistics outlined by the Department of Transport are considered to be a substantial reduction when compared to recent years. When looking at casualties and their impact, the DFT broke down the statistical impact of road traffic accidents per vehicle:
- 42% of accidents involved cars.
- 27% of accidents involved pedestrians.
- 19% of accidents in 2019 involved motorcyclists.
- 6% of accidents in 2019 involved cyclists.
- Other factors caused 6% of accidents.
The information comes from the Reported road casualties in Great Britan: 2019 annual report.
Car Accident Compensation Statistics In UK
Many types of injuries can be caused by a road traffic accident. Below, we will go over some of the most common types of damages we have launched claims for:
- Psychological injuries – Psychological injuries are just as significant as physical injuries, and we will make sure you get the compensation you deserve. Many people suffer psychological injuries when they have been involved in a motor vehicle accident because they have witnessed something traumatic. Injuries can be short or long-term, and they include the likes of emotional distress, continual anxiety, depression, and PST, otherwise known as a posttraumatic stress disorder.
- Internal injuries – Internal injuries can arise due to the impact of a road traffic accident. This includes damages to the heart, aorta, lungs, liver, spleen, kidneys, and bowels.
- Facial injuries – Facial injuries are quite common in a car accident. These injuries can be caused by the steering wheel, shattered glass and many other vehicle elements. Such injuries range in severity from minor to severe.
- Back injuries – The lower back tends to be the part of the back that suffers the most damage in a car crash. This includes everything ranging from sprains and strains to herniated discs. Unfortunately, such injuries can cause prolonged-lasting discomfort and pain.
- Spinal cord injuries – Spinal cord damage happens when there is a tear into the spinal cord tissue or bruising. This occurs due to displaced ligaments, disc material, and displaced bone fragments. Loss of feeling and function often happen as a consequence of such injuries.
- Neck injuries – Neck injuries often happen due to car crashes. This ranges from mild forms of whiplash to more severe injuries, including disc injuries and cervical dislocation.
- Brain and head injuries – During a road traffic accident, a person’s head can hit an object violently, resulting in a brain or head injury, which is one of the most debilitating and common injuries suffered by drivers. Symptoms range from minor to severe, depending on the damage.
The Whiplash Reform Programme
In May 2021, the government introduced a new scheme to make claims for injuries like whiplash. Therefore, if you are in a vehicle and injured in a crash, you could make a claim online if it is valued at less than £5,000. The claim will then be passed to the defendant’s insurer and dealt with online. The idea is to save the amount of money paid in personal injury claims and pass those savings on to you when you buy an insurance policy.
While the scheme seems like a good idea and could mean you save time when claiming, we’d advise you to call us first. The reason for that is it is very difficult to put a value on your claim if you’re not experienced in personal injury claims. While the reform programme does offer some advice, you could lose some of the compensation you might be due if you set the value of your injuries too low.
Please call our advisors who’ll assess your claim for free. If they concur that the value of your claim is less than £5,000, you’ll be able to process the claim yourself as we provide a no-obligation service.
A lot of our clients want to know, and understandably so, how much compensation they will receive if they make a claim. While browsing online, you will have, no doubt, come across a car accident compensation calculator. You can use a car accident claims calculator for a rough estimate of what you may receive, but nothing more. It’s essential to recognise that every compensation claim is different from the next. So, if a solicitor promises you a certain amount of money, please do not pin your hopes on this. It’s not possible to give a specific quote. However, we can give you an understanding of the average compensation for car accident claims. In the table below, we reveal the average payouts for injuries relating to road traffic accidents.
|Reason for claiming||Payout amount||Comments|
|Loss of benefits||£5,000 - £500,000||If you have missed work, and lost income, you can claim for this. In some cases, injury victims can receive more than the £500,000 maximum payout stated in the left-hand column.|
|Loss of anticipated earnings||£10,000 - £400,000||If you are expected to lose more income in the future due to more time off work, you can claim for this. In some cases, injury victims can receive more than the £400,000 maximum payout stated in the left-hand column.|
|Pain and suffering||£1,000 - £200,000||How much pain and suffering you have experienced will dictate the payout.|
|Neck injuries – Minor||Up to £6,000||If you are expected to make a full recovery in a couple of months, you will receive a few hundred pounds. Aside from this, your payout depends on numerous factors, ranging from how severe the original injury was to what treatment is needed.|
|Neck injuries – Moderate||£6,000 - £29,250||This includes cases whereby existing injuries have been made worse, as well as dislocations and fractures.|
|Neck injuries – Severe||£34,575 - £112,750||The biggest payout is for severe cases, like incomplete paraplegia.|
|Back injuries – Minor||Up to £9,500||A payout of a lower amount is for cases whereby a full recovery is made within a few months. If the recovery takes longer, a number of factors are considered to determine the payout amount. This ranges from the impact of the symptoms on the claimant’s life to the degree of pain encountered.|
|Back injuries – Moderate||£9,500 - £29,475||This includes injuries such as muscle and ligament disturbance, and those of residual disability of a lesser extent.|
|Back injuries – Severe||£29,475 - £122,350||The most severe cases are those whereby there is disability and severe pain. This includes nerve root and spinal cord damage.|
|Minor injuries||£1,050 - £1,860||Recovery made within three months.|
|£525 - £1,050||Recovery made within 28 days.|
|Up to £525||Recovery made within seven days.|
If you cannot find the injury you have sustained in the table above, please do not hesitate to give us a call for further details.
We handle all claims on a No Win No Fee basis from car accidents involving bicycles to uninsured road traffic accident claims. This is also known as the conditional fee agreement. It was introduced to make legal aid more accessible. Under this approach, you will only pay legal fees if your case is successful. It means that there are no large upfront payments and that anyone can make a claim no matter their financial situation. It also makes solicitors more responsible, as they will be impacted by the service they provide. If a solicitor does not put in the required effort, the claim is lost, and they don’t get paid a penny. This makes your solicitor accountable, which results in a much better service. It also gives you peace of mind. You know that you won’t find yourself where you have a massive legal bill to fund yet you do not have any compensation to support it with.
At Accident Claims, we believe our claims service stands out from the other services available in the UK. We have an abundance of experience in the industry. Over the past 40 years, we have secured millions of pounds of compensation for our clients. Unlike other firms, it is not only our aim to secure a payout; we aim to ensure the maximum car crash compensation payouts. We have an excellent track record for achieving this. We also pride ourselves on treating our customers well. We know that you are going through a challenging time at the moment, and you can rest assured that we will be mindful of this at all times. Please take a look at some of the comments that have been left by our previous clients, and we are confident that this will put your mind at ease. If you are looking for the best car accident claim company, we are sure you won’t find any better.
When you are ready to make a personal injury claim, you can reach our experienced team on 0800 073 8801. You can also request a call back via our website if you would prefer. We can answer any concerns or queries you may have, as well as talking you through the car accident claims process. So, what are you waiting for? Start your claim for car accident compensation today.
If you intend to make a car accident claim, please check out the following link. By clicking this link, it will take you to the UK Government’s website to find information on the steps you should take if you are involved in a road traffic accident. You will also find some advice regarding accidents with uninsured motorists.
Head to this link, and you will find information and statistics regarding road safety, casualties, and incidents. This includes publications ranging from 2010 to 2017, as well as data tables.
This link takes you to an essential piece of legislation that is in place in the UK: The Road Traffic Act 1988. You can read the act in full and look at a table of contents and additional resources that have been provided.
Car Accident Claims FAQs
What can I claim after a car accident?
You can claim for general and special damages, both of which cover suffering, pain, loss of earnings and any medical expenses.
Can I claim for anxiety after a car accident?
You can make a claim for anxiety so long as there is sufficient medical evidence of this.
What should you not say to your insurance after an accident?
It’s vital not to admit guilt or to apologise to an insurance company after an accident.
How long after a car accident do you feel pain?
Symptoms can show up as late as 8 days after an accident takes place.
How does car insurance decide who is at fault?
The insurers consider the evidence to determine who holds the greatest percentage of responsibility.
Does my insurance go up if someone hits me?
Insurance rates are unlikely to increase if you’re the victim of a hit-and-run car accident.
Should I call my insurance company after a minor accident?
Yes, you should inform your insurers after an accident of any severity.
Is it normal to sleep a lot after a car accident?
There is often increased sleeping amongst those who are injured in a car accident.
Thank you for reading our guide about car accident claims. We hope you have a greater understanding of how to claim car accident compensation.