By Stephen Taylor. Last Updated 13th May 2022. In this guide to car accident claims, you’ll find lots of information on when and how you could potentially make a car accident claim. We include top tips for claiming car crash compensation, and explain why the average compensation for a car accident in the UK could have no bearing on how much you could claim. We’ll explore different potential car accident claim payouts in depth. We’ll also talk about making personal injury claims for a car accident involving hit and run compensation.
So, if you’re asking ‘what is the average payout for a car accident in the UK?’, or have any other related questions, then this guide could provide vital information. This guide also includes information on car accident solicitors and how hiring such a solicitor could benefit any claim you could potentially make. If you would like to speak to an adviser about car accident injury claims, then you can contact the Accident Claims team on 0800 073 8801 or you can speak to us online using our 24/7 live chat service.
Making sense of car accident claims
Have you been involved in a car accident that wasn’t your fault? Do you intend on making car accident claims or road traffic accident compensation claims? If so, then this guide about car accident compensation will be extremely informative.
Road traffic accidents happen daily in the UK. In most cases, these incidents involve minor injuries. However, there are also instances whereby people suffer severe injuries and even fatal injuries. We have helped many personal injury victims get the compensation they deserve for all road traffic accidents.
Handling cases of this nature is something we have over 40 years of experience in, securing millions of pounds worth of compensation for road traffic accident victims. If you have been involved in a car accident that wasn’t your fault, then you may consider pursuing a No Win No Fee car accident compensation claim. Please read on to find out everything you need to know.
Choose a section
- A guide to car accident claims and road traffic accident compensation claims
- What is a car accident?
- The steps to take if you have been involved in a car accident
- How to begin your road traffic accident compensation claim
- Fatal car accident claims
- Claiming for a car accident that has happened at work
- What should you do immediately after a car accident in the UK?
- What should you do if you have been involved in a car accident and it was your fault?
- Can you claim if a child has been hurt in a car crash?
- What can be claimed for when making a road traffic accident claim?
- Car accident statistics in the UK
- The most common types of injuries suffered in car accidents.
- How much compensation will I receive if I make a claim for a car accident?
- Car accident claims and road traffic accident compensation claims under the conditional fee agreement
- Why should you choose Accident Claims as your claims service when making a car accident claim?
- Call us today for FREE advice and to begin making road traffic accident compensation claims.
Throughout this guide, we outline everything that you need to know about claiming for a road traffic accident. This includes details on car accident compensation payout amounts, eligibility, common road traffic accident injuries, and how to go about making a claim. You will also find information on how to get in touch with our claims team should you have any additional questions or wish to launch a claim.
A car accident is any incident that involves a car or road user. One of the most common incidents is when two vehicles collide. However, there are also cases where a vehicle could collide with a motorbike or bicycle. Or, it could be an incident whereby a pedestrian gets injured due to a vehicle. So long as you were not to blame, you can launch a compensation case.
When it comes to making a car accident claim that wasn’t your fault, you need to take steps to gather as much evidence as possible. There are various measures you could take, such as:
- Take photographs of the scene.
- Collect the contact information of the driver and any witnesses.
- Make sure you note some details of the other vehicles involved as well.
- You should also see a doctor as soon as possible. This is vital for your health and building a strong case, as your medical file can be requested at a later date to support your claim.
Car accident claims whiplash claims follow a similar process. Once you call us, we will provide you with a consultation, free of charge. This involves one of our advisors asking you some questions to better understand your case and provide you with the best possible advice. You can also ask us any questions you have. We will then assign you the best No Win No Fee solicitor to work on your case. If you need to be seen by a doctor, we can organise this for you.
Many people ask us when it comes to car accident compensation, how long does it take? We wish we could give you a definitive answer to this, but every case is different. Some claims are straightforward and finalised within months; others are more complex and can take over a year. Once you call us, we provide more aligned information with you and your case. An essential factor to note is that you only have three years from the accident date to make a claim, so don’t delay.
When it comes to fatal car accidents, such as a death caused by careless driving, you can make a claim to cover the cost of a funeral, as well as claiming for loss of companionship. You can also claim for general damages, medical expenses, and punitive damages. To do this, you must be a family member of the deceased or the deceased’s dependant.
If you have been injured while you were at work, you will be able to claim compensation if it was not your fault. It would be best to have evidence that highlighted how your employer is to blame for the incident.
There are many different ways your employer could be at fault. This includes failing to maintain the vehicles used, a lack of training, and failure to carry out risk assessments. Many people are fearful about claiming against their employer, as they worry they will face the consequences if they do, i.e. they may lose their job. This is something you shouldn’t worry about, as your employer is only going to land him or herself in further trouble if you lose your job.
From car accidents involving motorcycles to pedestrian accidents, no matter what type of road traffic incident you have been involved in, there are several steps you should take immediately afterwards. And any of these could lead to car accident claims. This includes the following:
- Check all passengers and everyone else involved in the crash – If you can do so, you should try to check on everyone involved in the crash to find out whether they need medical attention. If they do, call an ambulance immediately. If your injuries are minor, make sure you go to a hospital at the earliest opportunity.
- Call the police – Calling the police after a car accident isn’t always necessary. It depends on the situation. If someone is seriously or fatally hurt, you should call the police. If a crime has been committed, i.e. if you have been involved in a car accident hit and run, you need to call the police. If the accident is a risk to oncoming traffic, you must contact the police again.
- Watch what you say – One of the biggest mistakes people make is saying too much after a car crash. It would be best if you made sure you do not implicate yourself. This is why you need to say as little as possible.
- Get contact details – Finally, you need to make sure you get the other driver’s contact details involved in the crash and any witnesses. Witness statements can help to strengthen your car accident compensation case.
If you have been the cause of a car crash, it is highly unlikely that you will be able to make a compensation claim. Nevertheless, if you were partly responsible, you may still be able to make a claim. However, the amount of money you receive will be much lower to mirror your accident involvement. The best thing to do is to give us a call, and we will be able to advise you further. It is also important to note that you shouldn’t say anything that implicates you after the crash. You may assume the incident was your fault, but something may come to light that will prove the other driver was actually to blame, for example, they may have been over the drink-drive limit at the time of the accident.
Car accidents involving children can be incredibly traumatic. You can raise car accidents children claims if you are the child’s parent or legal guardian. In most cases, the money will be put into a trust until the child reaches the age of 18. If you do not claim on your child’s behalf, they will be able to do so once they reach their 18th birthday. They will have three years from this date to claim.
Car accident claim payouts cover the following:
- General damages – This refers to the payout you will receive for the injuries you have sustained. It covers the pain and suffering you have endured. The amount of compensation you could receive will be determined by the report put together by your doctor. This highlights why it is critical to see a medical professional when you have been injured before making any car accident claims.
- Special damages – This refers to the car accident compensation you receive to cover the out-of-pocket expenses you have endured. This ranges from income lost and counselling expenses to the price of travel, childcare, and accommodation adaptions to help you live with your injuries. To claim for these expenses, you need to document them, which you can do by keeping hold of your receipts, bank statements, credit scores, and any other financial documentation.
Within this section of our guide, we wanted to provide you with some statistics that effectively outline the impact of road traffic accidents in the UK.
As outlined by the Department for Transport (DFT), there were 1,390 reported road deaths in the year up to June 2021 (estimated figures) on Great Britain’s roads. Further to this, there were 24,130 serious injuries. In total, it was reported that there were 119,850 casualties of all severities (caused by road accidents) in 2020-21. You can see the provisional figures by road user type below.
Further Car Accident Statistics In The UK
All of the statistics outlined by the Department of Transport are considered to be a substantial reduction when compared to recent years. When looking at casualties and their impact, the DFT broke down the statistical impact of road traffic accidents per vehicle:
- 65,890 casualties were car occupants.
- 14,820 casualties were pedestrians.
- 14,690 casualties were motorcyclists.
- 16,810 casualties were cyclists.
Many types of injuries can be caused by a road traffic accident. Below, we will go over some of the most common types of damages we have launched claims for:
- Psychological injuries – Psychological injuries are just as significant as physical injuries, and we will make sure you get the compensation you deserve. Many people suffer psychological injuries when they have been involved in a motor vehicle accident because they have witnessed something traumatic. Injuries can be short or long-term, and they include the likes of emotional distress, continual anxiety, depression, and PST, otherwise known as a posttraumatic stress disorder.
- Internal injuries – Internal injuries can arise due to the impact of a road traffic accident. This includes damages to the heart, aorta, lungs, liver, spleen, kidneys, and bowels.
- Facial injuries – Facial injuries are quite common in a car accident. These injuries can be caused by the steering wheel, shattered glass and many other vehicle elements. Such injuries range in severity from minor to severe.
- Back injuries – The lower back tends to be the part of the back that suffers the most damage in a car crash. This includes everything ranging from sprains and strains to herniated discs. Unfortunately, such injuries can cause prolonged-lasting discomfort and pain.
- Spinal cord injuries – Spinal cord damage happens when there is a tear into the spinal cord tissue or bruising. This occurs due to displaced ligaments, disc material, and displaced bone fragments. Loss of feeling and function often happen as a consequence of such injuries.
- Neck injuries – Neck injuries often happen due to car crashes. This ranges from mild forms of whiplash to more severe injuries, including disc injuries and cervical dislocation.
- Brain and head injuries – During a road traffic accident, a person’s head can hit an object violently, resulting in a brain or head injury, which is one of the most debilitating and common injuries suffered by drivers. Symptoms range from minor to severe, depending on the damage.
The Whiplash Reform Programme and road traffic accident compensation claims
In May 2021, the government introduced a new scheme to make claims for injuries like whiplash. Therefore, if you are in a vehicle and injured in a crash, you could make a claim online if it is valued at less than £5,000. The claim will then be passed to the defendant’s insurer and dealt with online. The idea is to save the amount of money paid in personal injury claims and pass those savings on to you when you buy an insurance policy.
What is the average payout for a car accident in the UK through the scheme? Could I get more if my injuries are valued higher?
While the scheme seems like a good idea and could mean you save time when claiming, we’d advise you to call us first. The reason for that is it is very difficult to put a value on your claim if you’re not experienced in personal injury claims. While the reform programme does offer some advice, you could lose some of the compensation you might be due if you set the value of your injuries too low.
Please call our advisors who’ll assess your claim for free. If they concur that the value of your claim is less than £5,000, you’ll be able to process the claim yourself as we provide a no-obligation service.
How much compensation will I receive if I make a claim for a car accident? – What is the average payout for a car accident in the UK
A lot of our clients want to know, and understandably so, how much compensation they will receive if they make a claim. While browsing online, you will have, no doubt, come across a car accident compensation calculator. You can use a car accident claims calculator for a rough estimate of what you may receive, but nothing more. It’s essential to recognise that every compensation claim is different from the next. So, if a solicitor promises you a certain amount of money, please do not pin your hopes on this. It’s not possible to give a specific quote. However, we can give you an understanding of the average compensation for car accident claims. In the table below, we reveal the average payouts for injuries relating to road traffic accidents.
|Reason for claiming||Compensation Bracket||Comments|
|Neck injuries – Severe (i)||In the region of|
|The biggest payout is for severe cases, like incomplete paraplegia.|
|Neck injuries – Moderate (i)||£24,990 to|
|This includes cases whereby existing injuries have been made worse, as well as dislocations and fractures.|
|Back injuries – Severe (i)||£91,090 to £160,980||The most severe cases are those whereby there is disability and severe pain. This includes nerve root and spinal cord damage.|
|Back injuries – Moderate (i)||£27,760 to £38,780||This includes injuries such as muscle and ligament disturbance, and those of residual disability of a lesser extent.|
|Back injuries – Minor (i)||£7,890 to £12,510||A payout of a lower amount is for cases whereby a full recovery is made within a few months. If the recovery takes longer, a number of factors are considered to determine the payout amount. This ranges from the impact of the symptoms on the claimant’s life to the degree of pain encountered.|
If you cannot find the injury you have sustained in the table above, please do not hesitate to give us a call for further details.
Car accident claims and road traffic accident compensation claims under the conditional fee agreement
We handle all claims on a No Win No Fee basis from car accidents involving bicycles to uninsured road traffic accident claims. This is also known as the conditional fee agreement. It was introduced to make legal aid more accessible. Under this approach, you will only pay legal fees if your case is successful. It means that there are no large upfront payments and that anyone can make a claim no matter their financial situation. It also makes solicitors more responsible, as they will be impacted by the service they provide. If a solicitor does not put in the required effort, the claim is lost, and they don’t get paid a penny. This makes your solicitor accountable, which results in a much better service. It also gives you peace of mind. You know that you won’t find yourself where you have a massive legal bill to fund yet you do not have any compensation to support it with.
At Accident Claims, we believe our claims service stands out from the other services available in the UK. We have an abundance of experience in the industry. Over the past 40 years, we have secured millions of pounds of compensation for our clients. Unlike other firms, it is not only our aim to secure a payout; we aim to ensure the maximum car crash compensation payouts. We have an excellent track record for achieving this. We also pride ourselves on treating our customers well. We know that you are going through a challenging time at the moment, and you can rest assured that we will be mindful of this at all times. Please take a look at some of the comments that have been left by our previous clients, and we are confident that this will put your mind at ease. If you are looking for the best car accident claim company, we are sure you won’t find any better.
When you are ready to make a car crash compensation claim, you can reach our experienced team on 0800 073 8801. You can also request a call back via our website if you would prefer. We can answer any concerns or queries you may have, as well as talking you through the car accident claims process. So, what are you waiting for? Start your claim for car accident compensation today.
Helpful links relating to road traffic accident compensation claims
If you intend to make a car accident claim, please check out the following link. By clicking this link, it will take you to the UK Government’s website to find information on the steps you should take if you are involved in a road traffic accident. You will also find some advice regarding accidents with uninsured motorists.
Head to this link, and you will find information and statistics regarding road safety, casualties, and incidents. This includes publications ranging from 2010 to 2017, as well as data tables.
This link takes you to an essential piece of legislation that is in place in the UK: The Road Traffic Act 1988. You can read the act in full and look at a table of contents and additional resources that have been provided.
We’ve also included links to some of our most popular personal injury and accident claims guides which you may find useful:
- Whiplash compensation claims and payouts
- Learn more about accident claims
- MIB payout examples
- A guide to claiming whiplash compensation
- How much compensation for anxiety after a car accident?
- Motorcycle accident compensation
- How many personal injury claims go to court?
- PTSD claims
- Pedestrian accident claims
- Bus accident claims
- Whiplash compensation calculator
- Non-fault accident compensation
- Misdiagnosis compensation
- Knee injury compensation
- Make a claim for an accident on a building site
- How to make a claim for facial scar compensation
- Psychological injury compensation calculator
- Council compensation payouts
- Tesco compensation payouts
- Compensation after being sexually assaulted
- What is the average payout for a car accident UK
- Passenger in car accident claim
- Laser hair removal burns
- Taxi passenger accident claim
- ASDA compensation payouts
- What’s the average compensation for a soft tissue injury in the UK?
- Who is responsible for making accident reports?
- PTSD compensation chart
- Slipped on the floor – can I claim?
- PTSD compensation payouts
- Payouts for hip replacements
- Uber accident claims
- Thorpe park accident
- How much compensation for anxiety after car accident
- Assault compensation
- Amputation compensation chart in the UK
- Head injury compensation payouts
- Payouts for whiplash
- Average payouts for a back injury at work in the UK
- Elbow injury compensation amounts
- How to get CCTV footage of a car accident
- Claims involving broken chairs
- NHS compensation payouts guide
- Accident in a car park – who’s at fault in the UK?
- Shoulder injury compensation calculator
- If someone cuts across you on a roundabout, whose fault is it?
- Death compensation calculations in the UK
- 50 50 insurance claim – who pays for what?
- Average settlement for a broken arm in the UK
- Facial scar compensation calculator
- Partial finger amputation compensation
- How much compensation per stitch in the UK?
- Death by medical negligence payouts in the UK
- Allergic reaction compensation amounts
- Compensation for death of family member
- How much compensation for being hit by a car in the UK
- What does loss of amenity mean?
- How much compensation for a misdiagnosis?
- Barbed wire injury claims
- Average compensation for ankle injury
- Virgin train claim
- Tinnitus compensation calculator
- Dog bite claims
- Shoulder injury compensation payouts in the UK
- What happens to children’s compensation?
- Average compensation payout for a knee injury
- Average payout for a slip and fall in the UK
- Birth injury compensation calculator
- Wrist injury compensation calculator
- London bus accident claims
- Mental health compensation payouts
- What’s the manual handling weight limit?
- Average dog bite settlements in the UK
- Assaulted at work compensation
- How many personal injury claims go to court?
- Motorbike accident compensation
- Foot injury compensation payouts in the UK
- Accident on building site – can I claim?
- Road accident death claim calculator
- Leg injury claims
- Average payout for a broken ankle in the UK
- How long do i have to report a car accident to my insurance company in the UK?
- Broken leg compensation payouts in the UK
- Spinal injury compensation payouts in the UK
- Hernia compensation amounts
- Average payout for a herniated disc in the UK
- How long after an accident at work can you claim?
- Carbon monoxide poisoning compensation
- Tummy tuck gone wrong – can I claim?
- Claim for someone tripping and falling
- How to claim for loss of earnings in the UK
- Domestic abuse compensation
- I slammed my finger in car door – is it broken and can I claim?
- Historic abuse claims
- Personal injury claim denied – what can I do?
- Mobility scooter crash
- Care home claims
- Finger injury claim calculator
- Blackpool pleasure beach accidents
- Accident at work procedures
- How much compensation for a wrong tooth extraction?
- Criminal injury compensation – how long does it take?
- Can I be sacked for having an accident at work?
- What happens if an employee breaches GDPR?
- Accident at work compensation – how much can I get?
- Get compensation for falling off a ladder
- Gym accidents
- What’s the CICA tariff table for 2020?
- Bicycle accident claim
- What percentage do solicitors take?
- Injury at work claims against the NHS
- Chronic pain compensation amounts
- Tattoo injury claims
- Average payout for nerve damage in the UK
- Loss of earnings calculator
- Driving instructor hit and run accidents
- Disneyland Paris incident claims
- Self employed accident at work claims
- Are You Eligible To Claim Compensation After A Emergency Services Vehicle Accident?
- Aviva Premier Bike Insurance Claims Guide
- Direct Line Car Insurance Claims Guide
- What Is The Time Limit For A Car Accident Claim?
- Are You Eligible To Make A Car Accident on A Bend in the Road Compensation Claim?
- How To Claim Compensation For a Garage Or Motor Vehicle Repair Accident?
- Road Traffic Accident Compensation Claims
Car Accident Claims and road traffic accident compensation claims FAQs
What’s involved in a car accident injury claim?
The general process for claiming car accident compensation is set out below.
- Speak to our team for a free car crash compensation claim assessment.
- Ask us questions about car accident claims and receive honest answers.
- If your claim could give you a favourable chance of compensation, we’ll pass you onto one of our solicitors.
- Your solicitor would send you a Conditional Fee Agreement so you could start your No Win No Fee car accident claim.
- Once signed, the lawyer would fight for the maximum compensation possible for you.
- When compensation is paid, your lawyer would take their success fee and the rest of the compensation would be for you to benefit from.
What happens with serious or life-threatening car accident injuries?
We could help you get a car accident compensation payout that could help with rehabilitation costs, as well as loss of earnings. It could also compensate you for ongoing or future costs, as well as for your suffering and pain.
Our lawyers have years of experience in assisting claimants with a wide range of injuries. Please speak to us if you have concerns about medical costs or future earnings losses. We will explain what we could include within your car crash compensation claim.
Can I include damages for PTSD in car accident claims?
If your car accident was someone else’s fault, and it led to PTSD, you could be eligible to claim compensation. You would need to prove the PTSD was caused by the car accident. An independent medical professional’s report could help with this. A medical assessment could be arranged as close to your home as possible.
What is the average payout for a car accident in the UK – What can I claim after a car accident?
You can claim car crash comepnsation for general and special damages, both of which cover suffering, pain, loss of earnings and any medical expenses.
What is the average payout for a car accident in the UK – Can I claim for anxiety after a car accident?
You can make a claim for anxiety so long as there is sufficient medical evidence of this.
What should you not say to your insurance after an accident?
It’s vital not to admit guilt or to apologise to an insurance company after an accident.
How long after a car accident do you feel pain?
Symptoms can show up as late as 8 days after an accident takes place.
How does car insurance decide who is at fault?
The insurers consider the evidence to determine who holds the greatest percentage of responsibility.
Does my insurance go up if someone hits me?
Insurance rates are unlikely to increase if you’re the victim of a hit-and-run car accident.
Should I call my insurance company after a minor accident?
Yes, you should inform your insurers after an accident of any severity.
Is it normal to sleep a lot after a car accident?
There is often increased sleeping amongst those who are injured in a car accident.
What is the average payout for a car accident in the UK – Proving your injury for road traffic accident compensation claims
If you are injured in a road accident and you’re intending on making road traffic accident compensation claims, you might wonder how to prove your injuries. Doing so could prove pivotal to how much compensation you’d receive. Seeing your own doctor or visiting the hospital is important if you are injured, so that you can get the advice and treatment you need. However, doing this would not provide enough evidence for road traffic accident compensation claims. Instead, you would have to visit an independent medic for an independent medical assessment.
The medical professional you see would perhaps review relevant past medical notes, and they would also examine you. They could ask questions about your injuries, and they may even need to order tests, such as scans, to get a full picture of the nature and severity of your injuries.
Once they have done this, they could put together a medical report to provide independent evidence of how you’ve suffered. The medical report could even detail their professional opinion of your prognosis.
Could I claim for mental trauma when making road traffic accident compensation claims?
If you believed you were about to lose your life when you were in a road traffic accident, compensation claims could include damages for mental trauma. Psychological injuries could be even worse than the physical injuries you’ve suffered and the effects could last for some time after the accident. You could claim for PTSD and psychological injuries as part of road traffic accident compensation claims.
Can I make personal injury claims for a car accident involving a drunk driver?
If you’re considering claiming hit and run compensation, or for car crash compensation where the driver was drunk, these claims could be made through a number of different channels. You could claim car crash compensation involving a foreign driver or a hit and run from the Motor Insurer’s Bureau. Some types of car accident injury claim could be made against the Criminal Injuries Compensation Authority, while others could be made against the at fault party’s insurance. To find out who your claim for car accident compensation would be against, as well as discovering what is the average payout for a car accident in the UK, please call our team.
What is the average payout for a car accident in the UK?
If you want to know the average compensation for a car accident, you may look for a car crash compensation calculator, However, when making car accident claims, the level of compensation you’d receive would be unique to your car injury claim. It would depend on the level of your injury, and how it affects you. After all, you might only receive minor injuries, which means you could claim car accident compensation via the government’s portal. In other cases, you could be claiming for life altering injuries. You can see from the Department for Transport statistics below the spread of severity of injury in car accident in GB for 2020-21. This illustrates why it could be impossible to find out exactly what is the average payout for a car accident in the UK and relate it to your case.
Can you give me some top tips for claiming car crash compensation?
We could give you some top tips for claiming car crash compensation over the phone. However, some general tips are found below:
- If you can, seek medical attention for your injuries as soon as possible after the accident. This can help ensure you receive the correct treatment for your injuries and your medical records could be used as medical evidence to support your claim.
- Take pictures of your injuries and the accident scene
- If possible, approach witnesses to ask if they could provide contact details, which can be used to gather statements at a later date
- Make sure to swap details with the other motorist involved, such as insurance details
- Report the accident to the police if necessary
For more information, call our team. They can provide free legal advice.
What could a car crash compensation payout include?
A car crash compensation payout could include damages for pain, suffering and loss of amenity. You could also receive compensation for the financial implications of your injuries, such as loss of earnings. We could give you further guidance over the phone.
Why shouldn’t I be guided by the average compensation for a car accident in the UK?
You should not be guided by the average compensation for a car accident in the UK. Car accident claim payouts are specific to each case. No two cases are precisely the same, so car crash compensation payouts could differ greatly from case to case.
We could give you insight into how much car crash compensation you could look to receive in a successful claim. Our team of advisors are ready to talk to you about your claim.
Final words relating to what is the average payout for a car accident in the UK
We hope this guide on car accident claims has been useful and you have a greater understanding of this type of claim. Now we’ve given you some insight into the average payout for a car accident in the UK, you might be wanting to make a car accident injury claim with our car crash compensation claim solicitors. If so, you’re welcome to contact Accident Claims today using the contact details found in this guide.