Road traffic accident compensation claims guide – How Much Can I Claim? Calculate Amounts

Whilst many car manufacturers have focused heavily on making motor vehicles safer than ever, and many government campaigns teach drivers how to be safe on the roads, the sad fact is, road accidents happen – quite regularly in fact.

If you have been unfortunate enough to have been caught up in an RTA (road traffic accident) and suffered injury due to the fault of another driver, then you could possibly able to launch one of the many road traffic accident claims that are started in the UK every week. Here, we take you through some key facts surrounding road traffic accident claims, giving you all the information you need to know before deciding whether you should make a claim for compensation.

Choose a Section

Our Guide to road traffic accident claims

Sadly, there are road traffic accidents that occur in the UK daily. Whether you have been caught up in a road traffic accident as a driver or a passenger and sustained injury, you will likely be very shocked that it has happened to you and worried about treatment ahead or how it will affect you long term – especially if you have had to be off work while you recover. Of course, the financial implications of a road traffic accident can vary from case to case, but the reason many people launch road­ traffic accident compensation claims is in order to recoup the costs they have incurred as a result of the injury or injuries they have sustained.

In this guide, we take a look at road traffic accident claim payouts, the road traffic accident claims process itself, as well as giving you information on many of the common queries on road traffic accident law that we receive when people call our free advice line.

What constitutes a road traffic accident?

A road traffic accident is any accident that happens as a result of traffic on the road such as cars, bikes, vans, motorcycles or lorries. Whether you have been caught up in road traffic accidents involving motorcycles or been in the passenger seat of a car and been injured, if the incident that occurred was not due to you, then you will likely be able to claim for car crash compensation payouts.

What action should you take if you are Involved in a road traffic accident causing Injury

Initially the best thing to do, if you have not done so immediately after the accident, is to seek medical attention. This is vital in spotting any injuries that you may initially be unaware of, as you could possibly be in a state of shock. It can also help to support any claim you may make later on.

Road traffic accident claim

Road traffic accident claim

If you are thinking of making a claim for compensation for road accident victims, whether it is one person that has been injured or many, this requires certain information. You will need to have details of where and when the RTA took place, as well as who was involved in most cases. It is a good idea to get the details (phone number, full name and address) of those persons who have been witness to what happened. On top of this, it is handy to keep receipts for any costs you have been subjected to because of the RTA. Costs such as transport to medical appointments, treatment costs and care costs (if necessary) will help to strengthen your case.

How to go about starting a road traffic accident Claim

Whether it is whiplash claims or claims for other injuries sustained within a road traffic accident, the process is fairly similar. If you call Accident Claims, one of our expert team will take you through a few questions in order to determine the main facts of the RTA. Once we have all the information we need, we will match you to the best road traffic accident solicitors for your case , who will be able to take your case forward on a no win no fee agreement basis.

Many of the questions we receive involving road traffic accident compensation are how long does it take questions. Sadly, we cannot give a definitive answer that fits all cases as each and every one is different. The most straightforward cases can be finalised in just a few months, whereas other, more complex and complicated claims can last over a year. However, our Accident Claims telephone advisors will be able to advise more on this should you choose to give us a call.

Fatal road traffic accident compensation claims

Fatal road traffic accidents are tragic, and whether you are a dependent of the deceased person or a family member that has suffered hardship due to their death, we know you must be going through a traumatic time. If the accident you lost your loved one in was in no way their fault, there may be some way to redress the financial burden this accident has left you with. Amongst other types of damages you can claim in these cases are loss of earnings (both actual and future) as well as funeral costs, punitive damages and general damages.

Making a road traffic accident at work claim

Road traffic accident claims are not just launched for leisure drivers and their passengers. If you were travelling in a commercial vehicle to work, for example, and you were injured as a result of an RTA that was not due to you, then you could possibly be able to claim for compensation doe your injuries. In these cases, it will be necessary to prove that your employer is liable. This could be for many different reasons including:

  • Commercial vehicle not properly maintained
  • Poor/inadequate/no training
  • No risk assessment

If you are at all nervous about making a claim for road traffic accident claims, whiplash etc. that happen at work, then do not be concerned about the safety of your job. There is legislation to protect you from being treated differently because of your claim – and you should also be aware that your employer should have insurance to cover the costs of your case.

What should you do after a road traffic accident UK?

We touched upon what needs to be done after an RTA but here we give you more detail. Whether you are making a claim or not, it is wise to do the following:

  • Make sure everyone is ok and get medical attention – if required, you should phone and ambulance for immediate treatment or get an appointment at a walk in/GPs office if you feel it can wait.
  • Get in touch with the police – while this does not always apply, of there has been a fatality, serious injury, a crime has been committed or poses a risk to other road users, then you need to call police at the earliest opportunity.
  • Make a note of the events – Writing things down early saves your memory from getting jumbled.
  • Take details of bystanders – If someone has witnessed the RTA it is a good idea to take note of their details in case they are needed later on.

What if a road traffic accident is your fault?

If you are at fault in an RTA, you more than likely will be unable to make a claim. However, if it is not clear who is responsible, or there is fault by more than one person, yourself included, it may be worth calling us to see whether you are likely to be able to pursue a claim. If you were partly to blame, then any average compensation payout for road traffic accident claim you make will likely be lower than if you were not at fault.

What to do about children involved in road traffic accident – can I claim on their behalf?

If a child has been injured in an RTA, then it can be very worrying. Children seem so tiny and weak compared to adults and their condition can deteriorate quickly so the sooner you get them medical attention, the better. When it comes to road traffic accidents, children claims can be made by a parent or legal guardian within three years of the accident. However, if the parent or guardian decides not to launch a claim, then the child may be able to do so when they turn 18. The child then has three years from the date they turn 18 to claim for RTA child accident compensation.

What sort of compensation can I claim for in a road traffic accident that caused Injury?

RTA compensation amounts paid out tend to cover some or all of the following:

  • General payouts for injuries received

This is calculated based on the level of injury you have suffered based on the medical report that will be compiled.

  • Special payouts for other factors

This includes the type of expenses you may have had to bear due to the accident. This can cover any lost income, both now and for the future, childcare expenses, care claims, any changes to your home that have to be made due to your injuries, as well as travel and counselling costs. It is vital you keep any proof of expenses such as receipts in order to claim.

If you are unsure as to whether a cost you have incurred will likely be taken into account as part of road traffic accident claims, then it is a good idea to call our team – we should be able to advise you.

Road traffic accident hit and run – can I still claim?

Whilst the vast majority of car operators are honest and responsible, there are still a small number of road users that are not. If you have been the victim of a hit and run, then you may feel that the situation could not possibly result in a compensation payout. However, this could not be further from the truth. If the driver has fled the scene of an RTA, and you have been left with injuries then it is still possible to make a claim through an organisation often referred to as the MIB. The MIB (Motor Insurance Bureau )exists for this purpose, to settle claims from those injured by uninsured or untraceable drivers.

We will be happy to give you more information on what this entails should you have been in the unfortunate situation that the driver in the RTA you were involved in has not been traced.

Road traffic accident statistics UK

Here, we have put together a few images that should illustrate where the most RTAs take place in the UK, and how severe they are. UK Government statistics are updated regularly so check the link above for the latest details.

The Most Common Types of road traffic accident injuries

Injuries sustained as a result of RTAs can be many and varied. However, we can list some of the most common injuries that occur often in RTAs here:

  • Internal damage – The impact of an RTA can be severe and can cause damage you can’t see from the outside. Injuries to the spleen, kidneys, liver heart and lungs can occur, and the legacy of these injuries can be far-reaching
  • Back injuries – Injuries to the back can be painful and depending on how severe they are, they can leave lasting effects that have an impact on your daily life.
  • Facial injuries – Shattered windscreens as well as the impact can cause facial injuries. This can have both physical and psychological effects.
  • Psychological damage – This sort of injury can have severe effects, just like any physical injury and can be quite common after a crash.
  • Neck injuries – From whiplash to fractures and dislocation, neck injuries can be painful and debilitating.
  • Spine Injuries – This can be extremely serious, and some patients are unable to walk or do the things they normally did after a severe spinal injury.
  • Head and brain damage – Whether as a result of the head hitting something with force, or a violent shaking of the skull, brain and head injuries can be extremely serious and life threatening in some cases.

Of course, broken bones, dislocations and a variety of other injuries can occur as a result of road traffic accidents. If your injury is not listed above, it is still likely to be covered in a claim.

What amount of compensation will I get after a road traffic accident that has caused injuries?

RTA compensation amounts can vary widely depending on the condition. Road traffic accidents involving bicycles can produce very different results to those involving lorries for example as the injuries will be very different. As such there is no average compensation for road traffic accident claims. However, what we can do is give you guide amounts for the sort of injuries you may have sustained. See the road traffic accident compensation calculator table below for more detail.

Type of ClaimNotesTypical Payment Amount
Income LossHowever long you have missed work for as a result of your accident, you should be able to claim actual income lost. £5,000 - £500,000
Loss of future earnings (potential)It may be the case that you are likely to have to miss work for some time - this payment should cover potential earnings for that period.£10,000 - £400,000
Suffering/PainThe experiencing of suffering and pain should be compensated.£1,000 - £200,000
Minor Injuries to the NeckUsually a full recovery occurs within a few months with little to no long-term damageUp to £6,000
Moderate injury to the NeckFractures, conditions made worse and dislocations should be covered here.£6,000 - £29,250
Severe injury to the neckIncomplete paraplegia is commonly settled under this bracket as well as other severe neck injuries. £34,575 - £112,750
Minor injuries to the backThis is calculated based on the length of recover, severity of the injury, pain and effect on movement.Up to £9,500
Moderate injuries to the backLigament and muscle damage as well as the presence of some impairment long term often settled under this bracket.£9,500 - £29,475
Severe injuries to the backSignificant disability and severe pain. Often roots of the nerve and spinal damage are within this bracket.£29,475 - £122,350
Minor injuries Recovery made in 3 months.£1,050 - £1,860
Recovery made in 28 days.£525 - £1,050
Recovery made in 7 days.Up to £525

Is it possible to make No Win No Fee road traffic accident injury claims?

The simple answer here is yes. This sort of road traffic accident claim is possible. Whether you were involved in a road traffic accident hit and run incident or a merging accident that is not your fault, then the solicitors we work with can take your case under a CFA (conditional fee agreement) meaning that fees are only payable if your case is successful in receiving a settlement. Simply call our team to find out how this works in detail so that we can give you all the information you need to make a decision on whether making a claim is right for you.

Accident Claims – Why choose us for your road traffic accident claim?

As accident specialists, the team at Accident Claims really care about the clients they speak to. You will find us approachable, honest and full of good actionable advice, even if you decide not to go ahead and pursue a claim with us. This is why our customers rate us as the best road traffic accident claim company they have spoken to. Whether you have lost a loved one in a fatal car accident, or are asking ‘How do I know a road accident claim is not my fault’ – we are on hand to provide the answers, and we would never dream of putting you under any duress to make a decision on whether you want to pursue a claim. This, and our years of experience in helping clients win the maximum amount of payout for their injuries is what makes us a great company to speak to no matter what type of RTA you’ve been involved in.

Ready to make a road traffic accident claim? Here’s how

If, after reading all the above information, you feel ready to take a claim forward, then we are on the other end of the phone, ready and waiting to help you. Just call 0800 073 8801 and our team will guide you through the first steps towards making a compensation claim for RTA injuries. Why not call today?

Helpful links

Car Accident Claims – Find Out How Much Compensation You Can Claim?

If you have been in a car accident as a driver or passenger and as a result have injuries for example whiplash contact us today to find out if you can claim compensation.

GOV – Accident Advice

Here, you’ll find advice from the UK government as to what you should do if you’ve been in an RTA.

GOV – Statistics on RTAs

The Government’s resource for statistics about RTAs.

Road Traffic Act 1988

The Road traffic act can be found here, as well as resources that may interest you should you have been involved in an accident on the road.