By Mark Collins. Last Updated 28th July 2022. In this comprehensive whiplash compensation guide, we’ll talk about compensation for whiplash for those looking for information on this topic or searching for a whiplash settlement calculator or whiplash payout scales. If you’re asking ‘If I claim for whiplash compensation, how much will I get?’ this guide could help. We’ll be discussing when making whiplash claims may be possible and the process involved. Further to this, we look at the whiplash payout scale for 2022 claims, and answer questions about whiplash compensation like ‘How much compensation for whiplash with physiotherapy could be appropriate?’ Plus, we explain why a whiplash claim calculator wouldn’t help answer the question of how much for a whiplash claim you could get.
Whiplash Compensation Explained
Throughout the duration of this guide to using a whiplash compensation calculator, you will find useful, free legal advice regarding the claims process if you’re involved in an accident and suffer whiplash. We will also address how much compensation for a whiplash claim you could receive. Plus, what circumstances can influence the final amount if your case succeeds. Whether you’ve suffered minor injuries or are looking for a severe whiplash payout from a taxi accident, we could help.
Guidance on the whiplash payout scale for 2022 claims
You may be aware of the Whiplash Reform Programme (WRP) introduced in 2021. This has had an effect on the majority of whiplash claims. How much is awarded is now dependent on whether or not you need to claim through the WRP online portal.
If your claim’s worth does not exceed a certain amount, you will have to make your claim through the WRP claims portal. As a complete guide to making whiplash claims, we will talk to you both about using the WRP claims portal and show you how to gain help with assessing your claim to see if you need to or not. We will also talk to you about special damages and how they can affect how much your whiplash claim is worth.
For a free evaluation, please reach out to an adviser today. You can speak to them about what could affect your whiplash compensation and through which avenues you should claim.
When could I make a claim for whiplash compensation?
One of the most common ways of sustaining whiplash occurs when your vehicle is hit by another car. It can also happen when a vehicle is forced to stop suddenly. This could cause your head to move violently. A sudden and violent, involuntary jerk to your neck can result in serious spinal injuries which could negatively impact the rest of your life. As a result, it might even mean you could no longer work.Should you have suffered whiplash, whether in a cycling accident or another traffic accident, you could be entitled to claim compensation for specific damages. This could include any loss of earnings you may incur due to having time off work. You may also be able to claim for any out of pocket expenses, amongst other things depending on your personal circumstances.
Having access to a whiplash compensation calculator allows you to get an idea of how much you could be compensated after having suffered a whiplash injury through no fault of your own. And our whiplash compensation calculator could explain what you’re likely entitled to. To find out more about our compensation guidelines for personal injury, and how to get a free consultation please read on.
How much can I claim for whiplash?
When it comes to how much compensation for a whiplash claim you’d receive, it would largely depend on the severity and length of suffering. In severe whiplash cases, compensation could be much higher than in minor cases, which could be handled under the Whiplash Reform Programme.
The amount you might be able to claim for a whiplash injury depends on the severity of the injury and how much it may impact your life. Should you suffer mild symptoms of discomfort caused by an injury to your neck, you can expect less in the way of compensation than if your injuries are so severe that they disrupt your everyday life and are expected to do so permanently.
How much compensation for whiplash with physiotherapy could I claim?
A minor whiplash injury could result in you being awarded up to £7,890 in compensation for whiplash from that-fault driver’s insurance company. This can be determined by using a whiplash claims calculator or by speaking directly to one of our expert solicitors who would be only too happy to help you through the process from start to finish when making a compensation claim.
However, should your injuries be deemed severe you could receive more than this. If you suffer chronic symptoms, or you have sustained a severe spinal injury as a direct result of your whiplash injury, a payout could be higher. In fact, the amount of compensation you may be entitled to claim in a severe whiplash payout could be well over £100,000. Using our whiplash compensation calculator allows you to work out just how much you might be awarded should you have been involved in a road traffic accident and suffered whiplash through no fault of your own.
Select a section
- A Guide to Whiplash Accident Claims
- Whiplash Injury Statistics
- Can I Make a Whiplash Claim?
- What Can Be Claimed For In A Whiplash Compensation Claim?
- If I Claim For Whiplash Compensation, How Much Will I Get?
- Our Whiplash Compensation Claims Calculator – How Much For a Severe Whiplash Payout?
- Average Whiplash Compensation Settlements – How Much For a Severe Whiplash Payout?
- Start Your Whiplash Compensation Claim For a Minor or Severe Whiplash Payout
- No Win No Fee Whiplash Claim For a Whiplash Injury.
- Why Choose Us to Make Your Whiplash Claims
- Contact Us About A Whiplash Claim
- Useful Links Relating to A Whiplash Claim And Whiplash Settlement Calculator
Whiplash injuries are more common than you may think, and they can happen for various reasons, with the most common being when people are involved in a road traffic accident. You could be travelling in your car or using public transport when an accident occurs, which results in you suffering from a minor or more severe neck injury. Although many people make whiplash claims, the process is not as simple as it may first appear, making it that much harder to work out the average whiplash claim amount you may be entitled to.
The amount of money you might be able to claim would depend on the type and the severity of the whiplash injury you sustained, bearing in mind that symptoms can vary from mild to very severe and could even lead to total paralysis. It is also worth noting that symptoms associated with whiplash may not be evident straight away and that although the injuries may appear to be superficial, it is still worth considering using our soft tissue injury compensation calculator or whiplash settlement calculator to see if you have grounds to make a claim and how much you may be entitled to.
How much could I receive for a severe whiplash payout?
When it comes to suffering mild discomfort resulting from whiplash, you could be entitled to claim anything up to £7,890. However, if your injuries are more severe and you have sustained severe damage to your spine, then you could be awarded as much as £148,330. On top of this, when sustaining any whiplash injury, people suffer from other related health issues that would be factored into the amount of compensation you could be awarded in your claim.
According to provisional Department for Transport statistics for 2021, there were an estimated 119,850 reported casualties of all severities. There were also a reported 24,530 people killed or seriously injured in road traffic accidents in the year ending June 2021. Estimated figures for this time period also revealed there were around 1,390 reported road deaths for this period.
The Department for Transport also stated that whiplash-related injuries have become increasingly common over recent years. The report outlines that 51% of respondents between 2017 and 2019 reported a whiplash injury after an accident.
When looking at road traffic accidents and the injuries they can cause, whiplash is often one of the most common. When an individual endures a whiplash-related trauma, it can often cause or contribute to much larger injuries, such as traumas to the neck and back.
How many whiplash injuries are there?
As outlined in the Whiplash Fact Sheet produced by Gov.UK, there were 850,000 personal injury claims made in 2017/18, and of that statistics, around 650,000 were concerning road traffic accidents. When looking at the statistics provided, it outlines that approximately 90% of these claims were made concerning a whiplash related injury, echoing their prevalence.
Whiplash Compensation Statistics Graph
Whether you were driving the vehicle at the time or were a passenger in a car, whether you were a pedestrian or cyclist, you could be entitled to make a whiplash compensation claim. The same rules apply if you were a passenger in a taxi or travelling on a bus. You may have been hurt in other ways when sustaining whiplash, and our multiple injury compensation calculators will make the process of finding out how much compensation for whiplash you may be entitled to receive that much easier when you make a claim.
Claiming for a minor to severe whiplash payout
Anyone who has been involved in a road traffic accident should receive compensation if the injuries they sustained were through no fault of their own. If you have been injured and your life has been negatively impacted in any way, you would be entitled to claim compensation for the disruption caused to your life through the negligence of another road user whether the injuries you suffer are mild or they are more serious and are therefore permanently life-changing. Our whiplash compensation calculator can advise you on this.
How could a severe whiplash payout benefit me?
Compensation claims for whiplash can be made, so those accident victims who suffer injuries to their necks through no fault of their own can get the help they need to restore their lives to how they were before the incident occurred. This type of claim exists to receive the support you deserve when dealing with a stressful time. It ensures that you regain the health and wellbeing you enjoyed before the accident occurred. Compensation claims for whiplash injuries are not for financial gain, instead, they ensure you receive the justice you deserve and hold the negligent party accountable. Read on to learn more about how much compensation for a whiplash claim you may be entitled to.
Because the symptoms associated with whiplash can be mild to very severe or even life-changing, the level of compensation you could receive can vary a lot. Each case is different, which means the amount of money you receive would depend on your specific injuries and circumstances. Compensation guidelines for personal injury are listed below:
- General damages – awarded for pain and suffering from a legal framework in place for minimum and maximum amounts awarded which are based on the severity of an injury incurred through whiplash
- Loss of earnings – loss of earnings could be awarded when a person has sustained whiplash injuries and had to take time off work. Should a person be unable to continue working due to the severity of their injuries, the amount awarded would be that much more significant. The amount is calculated on your current earnings together with any future projected income should your injuries be long-term or permanent and therefore life-changing
- Travel expenses – awarded for out of pocket expenses you would incur due to an injury and compensation claim you make, including travel costs to receive treatment at a hospital or surgery and to keep appointments with the solicitor who is working on your behalf when making a whiplash compensation claim.
- Medical expenses – awarded for medical expenses incurred as a direct result of having sustained a whiplash injury. This could include the cost of having to receive emergency treatment, prescription and medication costs which includes future expenses you may incur too.
Further damages you could claim
- Special damages – awarded for damages that are not typically mainstream. Special damages are complicated and include situations where a person cannot keep their business going resulting in them having to close it down. The damages could also be awarded to people who cannot continue performing as top amateur athletes who could have turned professional had they not sustained their whiplash injuries. The damages could be awarded for other things that include having to undergo physiotherapy and rehabilitation and damages to personal items. How much compensation for whiplash with physiotherapy you are awarded would depend on the severity of the injury and how long you may have to undergo specialist treatment
- Psychological trauma – awarded for stress and anxiety after a car accident that a claimant experienced as a result of having sustained a whiplash injury and the stress often associated with having to pursue a damage claim
To answer the question ‘If I claim for whiplash compensation, how much will I get?’ we need to look at a number of factors. If you’re claiming whiplash compensation, how much you could receive would depend on the facts and circumstances of your case. When determining how much for a whiplash claim you could receive, the following would need to be assessed:
- The severity of your initial injuries.
- How the injury impacts your life. If, for example, you play a lot of sports, and cannot do so while you recover, this could be accounted for.
- Whether it’s affected your ability to work. You could receive loss of income compensation if you are unable to work as a direct result of your injuries.
- How long it takes you to recover. In some cases, you could suffer long-term problems because of a whiplash injury. This will be taken into consideration when valuing your claim.
Should I use a whiplash claim calculator?
If you want to know how much for a whiplash claim you could receive, it might be worth considering the below table instead. In it, we have included figures from the Judicial College Guidelines relating to the general damages head of claim which compensates for the pain and suffering of your injuries. Please only use these as a guide.
|Neck Injuries||In the region of £148,330||Severe (i)|
|Neck Injuries||£65,740 to|
|Neck Injuries||£24,990 to £38,490||Moderate (i)|
|Neck Injuries||£4,350 to £7,890||Minor (i) (some claims might be under the Whiplash Claims Reform Programme)|
|Back Injury||£91,090 to £160,980||Severe (i)|
|Back Injury||£27,760 to £38,780||Moderate (i)|
|Back Injury||£7,890 to £12,510||Minor (i) (some claims might be under the Whiplash Claims Reform Programme)|
|Psychological Injury||£19,070 to £54,830||Moderately Severe - Significant problems but with an optimistic prognosis.|
|Psychological Injury||£5,860 to £19,070||Moderate - Marked improvements in condition by any trial. A good prognosis|
In some cases, you may be affected by the changes implemented by the Whiplash Reform Programme. The changes mean that passengers and drivers over the age of 18 with injuries valued at £5,000 or less must make their claim through the government’s online portal. In these cases, the tariff set out in the Whiplash Injury Regulations 2021 are used to value how much compensation you could receive.
For more information, call our team.
The amounts shown in our whiplash compensation calculator are given as a guide only with the examples we provide illustrating how much you may receive bearing in mind that each case is determined differently. The amount of compensation a person is awarded can differ from case to case. But our whiplash compensation calculator should advise you further on this.
For more information on how much compensation for whiplash you could be entitled to, feel free to get in touch with our advisors at any time. They can offer free legal advice on whiplash injury compensation and could connect you with one of our expert solicitors.
Whiplash settlement calculator FAQ answered
If you would like to receive a more accurate evaluation for your whiplash claim, please call us on 0800 073 8801, or you can use our Call Back service to have one of our expert solicitors get back to you at a time that is more convenient for you. On average, a call takes around 5 – 10 minutes. We offer a free, no-obligation service to everyone who seeks our advice when it comes to using our whiplash compensation claims calculator. Please remember that a whiplash settlement calculator is only a rough guide.
No two claims are ever the same, and each will have different circumstances that could affect the compensation amount. For example, even if two claims have similar amounts under general damages, the two claimants could have suffered different financial losses that drastically change the valuation of their claim through special damage entitlement.
Each case is assessed individually, so there is no average whiplash claim amount. However, you may want to use the compensation table above and the tariff of injuries in the Whiplash Injury Regulations 2021 to consider how much compensation for whiplash you could be entitled to.
If you get in touch with our advisors, they could potentially offer you a free evaluation of your claim. Shoudl they think your claim has a good chance of succeeding, they could connect you with one of our solicitors who can represent you.
If your whiplash injury compensation claim is valued at under £5,000, you can now use the online portal in the Whiplash Reform Programme to start your claim.
If you have suffered any whiplash injury through no fault of your own whether the symptoms are mild or you’re seeking a severe whiplash payout and would like to find out if you can make a compensation claim, or want to find out what a whiplash settlement calculator says you could receive, you should contact a specialist solicitor. They can provide you with the right sort of advice and let you know what type of claim you would be entitled to make after assessing the circumstances of your accident.
How a solicitor could help you find out how much whiplash compensation you could receive for a severe whiplash payout
Personal injury claims can be elaborate affairs that can often confuse you, not knowing which way to turn thanks to all the legal jargon they entail. So can a whiplash settlement calculator. You may think that a whiplash claim is a straightforward process, but it can quickly turn into a hard to understand this complicated process. We always recommend that people use the services of a personal injury solicitor when making this type of claim because a professional approach ensures you are given the best advice with the end goal being that you receive the right level of compensation to suit your whiplash injury which occurred through no fault of your own.
Making the journey to a severe whiplash payout simpler
We make the process as easy and straightforward as possible with years of experience helping people receive the best advice and offering a first-class service that ensures all your needs are met when making a whiplash injury compensation claim that you rightly deserve. You can call us on 0800 073 8801 or use our Call Back service so we can help you work out the average whiplash settlement you could be entitled to.
We’re ready to help you claim whiplash compensation
We operate a 24-hour Claims Line and are open 365-days a year because we understand that accidents happen at any time and that you need help and advice as soon as possible to relieve any stress and anxiety you may be feeling. We can establish what the average whiplash injury claim amount might be for you with the minimum amount of fuss.
Many people choose to make a whiplash compensation claim on a No Win No Fee basis. This allows you to claim without having to pay any upfront fees to get your case started. Should your claim be successful, you only have to pay the legal costs incurred for making a claim. If unsuccessful, you would not have to pay anything at all. In short, a No Win No Fee structure provides you with the kind of financial protection you would not otherwise receive from solicitors who bill their clients at their hourly rates.
When our solicitors work for you on a No Win No Fee basis, you can be sure that we are going to work hard to win the level of compensation you would be entitled to after having sustained a whiplash injury through no fault of your own. Our specialist team of solicitors would want your case to be as successful as possible to ensure you receive the justice you deserve. And we hope to ensure that you receive fair compensation for whiplash. Use our whiplash compensation claims calculator as a guide on what you could receive.
We operate a 24-hour claim service and are open for business 7 days a week, 365 days a year. We are nationally recognised and regulated by the Solicitors Regulation Authority (SRA) and The Law Society. Our team could answer your questions about how much compensation for a whiplash claim you could receive.
We offer an unrivalled level of service when it comes to whiplash injury claims with Trust and Transparency being of paramount importance to us from the start of your whiplash claim right through to when you receive the level of compensation you deserve having suffered a whiplash injury through no fault of your own.
A Great Alternative To A Whiplash Settlement Calculator
Thanks to our modern approach and with solicitors with up to 30-years-experience of which many years is online, our UK-based claims team provides top-class advice to all our customers making us the “go-to” law firm when it comes to using a whiplash compensation calculator.
You can expect excellent service when it comes to receiving the right level of compensation when we handle your case, with millions of pounds worth of compensation won for clients who benefited from our services.
We recommend you call us directly free of charge for the quickest response to your inquiry about a whiplash injury claim. You can also email us if more convenient about claiming accident compensation.
- Call us on 0800 073 8801
- Reach us online using our 24/7 live chat service
- Email us at firstname.lastname@example.org
- NHS – Whiplash
- Click here to check out our guide to car accident claims.
- Take a look at our Bus Accident Guide to learn more.
- Council Compensation Payouts Claims Guide
- How Much Whiplash Compensation Can I Claim?
- How To Know If You Have A Valid Whiplash Claim
- Road Traffic Accident Claims Guide
How Much Compensation For A Whiplash Claim – Whiplash Settlement Calculator FAQs
Can I make a claim for a whiplash injury?
If you suffer a whiplash injury due to the negligent actions of a third party, then you could have grounds to make a claim. For instance, if a negligent road user causes a road traffic accident and you suffer whiplash as a result then you could have grounds to claim. We could help with road traffic accident claims of this type, as well as those for medical negligence and accidents at work.
Can you prove you have whiplash for whiplash claims?
To make a claim for a whiplash injury, you will be required to provide evidence to support your claim. You can provide evidence by visiting your doctor to obtain a professional diagnosis. Once you have been officially diagnosed with whiplash, you can use your medical records to support your case. This could affect how much compensation for a whiplash claim you receive.
Must I begin my claim within a certain timeframe?
For a personal injury claim to have a successful outcome, you just begin your case within 3-years from the date of the accident. However, should you fail to make your claim within this timeframe, then the validity of your case could be affected.
Is it easy to claim for whiplash?
It is fairly easy to make this claim, though this means higher car insurance rates as a result.
What does whiplash feels like?
This includes having limited neck movement, headaches, tingling, numbness and tenderness within the limbs.
At what speed does whiplash occur?
It tends to be at around 20-30mph and above when whiplash could happen due to a collision.
How long does it take for whiplash to set in?
It usually takes around 24 hours for the victim to start demonstrating symptoms of whiplash, which can last for a number of weeks.
Can you make a whiplash claim if someone reversed into you?
No, because whiplash simply doesn’t happen from a car reversing into you at a low speed.
Could The Whiplash Reform Programme Affect How Much Compensation For A Whiplash Claim
While the whiplash compensation calculator on this page (the table) could give you some idea of the level of minor or severe whiplash payout you could receive, the government has decided to put in place reforms to how whiplash and other low-value soft tissue injuries are handled. For injuries. From the end of May 2021, the programme requires that claimants with low-value injuries sustained in traffic accidents should make such claims via a government portal.
The Whiplash Reform Programme also ensures no claims are paid out if there is no medical evidence of injury. You could still get accident claims solicitors to help you with these claims, but unfortunately, no legal costs could be collected from the at-fault party in these cases. Further to this, the government has put in place a tariff for such injuries, which would mean the compensation you receive was based on how long the pain and suffering of your injuries went on for.
Get in touch
Should you wish to find out whether this programme would affect your claim and the compensation you could receive for your whiplash injury, please give our team a call. We would be happy to discuss this with you.
Do I need a lawyer to make a whiplash claim?
It may surprise you to learn that legally, it is not a requirement for you to have a lawyer when making a claim for whiplash. However, many people do prefer to have assistance and support from a solicitor when making such claims. After all, a lawyer could take on all the legal legwork of a claim. They could help build as strong a case as possible for your claim, could provide an alternative to a whiplash settlement calculator and could handle the negotiations for your settlement. They could support you in court if your case goes to court too. And, they could fight for the maximum compensation settlement too.
Do I need a local lawyer to make a whiplash claim?
You don’t need to use a local solicitor if you want assistance with a whiplash claim. You could have a huge array of law firms and solicitors across the UK to choose from, which could mean selecting a solicitor is a hard decision. After all, how do you really know who would be best to handle your claim? We would suggest checking the following when looking for a lawyer to help you:
- Do they operate on a No Win No Fee basis?
- Are they authorised and regulated by the Solicitors Regulation Authority?
- Do they have years of experience?
- Do they have a whiplash settlement calculator?
- Can they show you independent reviews of their services?
- Have they handled claims like yours before?
- What’s their success rate?
Not only could the team here at Accident Claims UK help you by giving you free legal advice and information about a whiplash settlement calculator, we could also connect you with a lawyer.
How do I evidence a whiplash injury?
As well as getting medical attention after the incident that caused your injury, you would need to visit an independent medical expert for an examination. They could produce a report that could assist your claim.
How much is the average whiplash settlement?
The whiplash compensation you could receive would depend on the medical evidence you submit with your claim. A severe whiplash payout would obviously bring you more than only a minor one, which is why medical evidence is vital when it comes to such claims. This is true whether you’re claiming via the whiplash claims reforms or whether you have a higher value claim.
How much compensation for whiplash?
If you look at the whiplash payout scale UK according to the government’s reforms, you’ll see that for claims worth under £5,000, the whiplash injury claim amount would depend on the length of time you’ve suffered. Tariff amounts range from £240 to £4,345. However, in exceptional circumstances, the claimant could seek uplifts of up to 20% where they seek a severe whiplash payout and if exceptional circumstances have increased the amount of suffering and pain as well as the loss of amenity.
How long does a whiplash claim take?
As well as wanting to get an idea of the whiplash injury claim amount you could receive via a whiplash settlement calculator, you might also want to know how long it takes to get whiplash compensation. Depending on whether you’re seeking a severe whiplash payout, or want to claim via the government’s portal for a settlement on the whiplash payout scale UK, the time it takes to achieve compensation could vary. If the liable party admits fault, and the claim is simple, you could have compensation within months. However, if your case needs to go to court, the time it takes to claim could be much longer.
How do I know where my injury would be on the whiplash payout scale for 2022 claims?
If you’re wondering how you can find out whereabouts your injury would lie on the whiplash payouts scale for a 2022 claim, you could look at the compensation table on this page. We have used figures from the 2022 Judicial College Guidelines in the table. However, if your injury is below £5,000 in value, you could be compensated at the tariff rate set by the government for whiplash awards. This can be found in the Whiplash Injury Regulations 2021. Your compensation would be based on how long you suffered from the injury.
Do I need medical evidence to claim?
Yes, for all whiplash claims, you would need medical evidence. If you are claiming through the Whiplash Reform Programme, it is a requirement to have medical evidence before claims can be accepted via the government portal. If you are claiming in the traditional manner, ie not via the portal, you would still need independent medical evidence.
How much compensation for whiplash with physiotherapy could I claim?
It might be worth remembering that in whiplash claims valued over £5,000, you could include special damages within your claim. This could help to reimburse you for the cost of any physiotherapy you’ve needed to recover from your injury. We would be happy to talk to you about how this works in further detail over the phone.
The amount of compensation for whiplash with physiotherapy you could claim would vary, depending on the circumstances of your claim. If you would like information on how much compensation you claim could attract, please call our team.
Final words on whiplash compensation
We hope that this guide on compensation for whiplash has been useful for you. Should you wish to speak to an adviser about topics such as using a whiplash compensation claims calculator or using a whiplash settlement calculator we could help. If you’re asking how much compensation for a whiplash claim you could receive, you can contact Accident Claims for help. If you would like to claim for a severe whiplash payout or want more information on the whiplash payout scales, you can reach us using the contact details included in this guide.