A Guide To The Minimum Compensation For Whiplash Injuries – What Is the Minimum Amount Of Payouts For Whiplash?

By Mark Reeves. Last Updated 29th July 2022. In this guide, we will discuss what you could receive in payouts for whiplash when you make a whiplash compensation claim. We will look at what factors are considered when whiplash payouts are calculated and if there is an average payout for whiplash in 2022. There are also details about what types of damages could make up your whiplash compensation payout, with questions such as ‘what else can you include in a whiplash payout?’ and ‘what damages could be included in the average whiplash claim?’ answered. Plus, we give expert guidance on whiplash claims, the average payout for 2022 claims and the whiplash payout scale.

Have you suffered whiplash as the result of an accident that was not your fault? Unfortunately, whiplash could be considered one of the most common injuries sustained in the UK. Whilst most people may get whiplash because of a road traffic accident, there are many different incidents that could lead to this type of injury.

What other accidents could payouts for whiplash comes from?

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Whiplash compensation claims settlement

For instance, some people could suffer whiplash when they have been on a fairground round, and it has jolted harshly, causing their head to quickly move forward and back. When you take this into account, it is easy to see how whiplash could occur in numerous scenarios. If you have suffered a whiplash injury and it was not your fault, you might be thinking about making a claim, but what would you get in settlement for a minimum whiplash claim? is there a whiplash compensation calculator? And how does the claims process work.

Making a claim – what you need to know about payouts for whiplash

When making any personal injury claim for a minimum settlement for whiplash, one of the most important things you may want to know is how much money you could be entitled to. This all depends on the type of injury you have suffered, your pain, the severity of the injury and the impact it is having/or has had on your life. In this guide, we will help you to understand the minimum whiplash claim payout you could be entitled to, as well as the different factors that could impact this.

If you have any queries about securing a minimum payout for whiplash, our friendly and experienced team is here to help. Simply give us a call today on 0800 073 8801, and we’ll help you in any way that we can. We have many years of experience when it comes to helping claimants secure anything from the minimum settlement for whiplash to more than the average whiplash claim payout, and we are here to help.

What do I need to know about the average whiplash settlement in 2022?

If you have any sort of query, no matter how big or small, please do not hesitate to get in touch with us, and we will be more than happy to assist you. We know that making a claim for compensation could seem overwhelming, which is why you may need an experienced and reputable legal partner, authorised and regulated by the Solicitors Regulation Authority by your side to assist. We could provide you with accident claims solicitors to help you make a claim, taking on the work of proving your case so that you may concentrate on your recovery.

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A Guide To Minimum Settlements For Whiplash Injuries

In 2020, the government published estimated figures for road traffic casualties which were lower than for previous years, due to the pandemic. However, there were still many people injured on UK roads during this period, as you can see below.

minimum compensation amount for whiplash

The statistics have been updated for the year ending June 2021. You can see how these figures have changed.

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If you have sustained a whiplash injury as a consequence of a car accident, or any other type of incident that was not your fault, you may be wondering about the minimum settlement for whiplash you could be entitled to. In this minimum compensation payout for whiplash guide, we provide information on whiplash claims payouts, including the average payout for a whiplash claim and the minimum whiplash payout.

How we could help fight for payouts for whiplash

Accident Claims UK has a lot of experience in the industry, and we could provide you with the assistance you need with regards to making a whiplash claim. We can also provide you with a personal injury compensation claims solicitor who would put together a case that includes damages for the whiplash you have suffered, as well as any losses you incurred.

What Are Whiplash Injuries?

Whiplash usually occurs as a result of a road traffic accident. This is because the head could jolt backwards and forwards when there is a sudden impact which negatively impacts muscles and soft tissues in the neck. Some of the most common symptoms of this neck injury could include:

  • Dizziness
  • Pain in the neck
  • Pain in the arms or shoulders
  • Inflammation
  • Swelling
  • Aching
  • Headaches

Some people who suffer whiplash do not experience any symptoms straight away. You may feel fine immediately after the accident, but after a day or two, the symptoms mentioned could start to develop.

Assessing The Severity Of A Whiplash Injury

If you have sustained a whiplash injury, you may be entitled to a payout for whiplash. This could be the case irrespective of how major or minor your injuries may be. The severity of your injury usually determines the minimum compensation payout for whiplash you could be entitled to receive in general damages. In order to decipher whether you even have a case, to begin with, you need to ensure that the following three statements apply to your personal injury claim:

  • The accident occurred because of someone else’s negligence or error
  • You experienced an injury as a result of the accident
  • The whiplash injury happened within the last three years – this is the typical personal injury claims time limit, yet there are exceptions, so don’t let this deter you from giving us a call

If all three statements apply to your whiplash injury, you could have a chance of getting at least the minimum whiplash claim payout.

Calculating The Severity of Whiplash

After establishing the basis for your claim, the severity of the whiplash injury would be considered. This would determine the level of compensation you could receive. It is a requirement of personal injury claims that an independent expert carries out a medical assessment. They would take a look at how severe your injuries are, as well as the impact the injury could have on your life, the prognosis and the treatment you require. A court, insurance company or personal injury solicitor would then use this to determine the minimum settlement for whiplash you could be awarded.

Grading a whiplash injury

There are five different whiplash grades which are as follow:

  • Grade 0 – this is when there are no physical signs of whiplash and no complaints
  • 1 – Grade 1 is when there are neck complaints, yet there are no physical signs of whiplash
  •  2 – this grade is for neck complaints and musculoskeletal signs
  • Grade 3 – this grade relates to cases where there are both neck complaints and neurological signs
  • 4 – this is the worst grade of whiplash. It is used to describe situations where there is a dislocation or fracture, as well as neck complaints

The next thing you could choose to do is find a high-quality personal injury lawyer who can handle your case for you. Accident Claims UK could provide you with experienced and reputable solicitors that work on a No Win No Fee basis.

Symptoms Of Whiplash You Could Claim Compensation For

There are a lot of different whiplash symptoms you may experience. Some people could only experience one symptom, whereas others could encounter a whole host of them. While you may feel you are able to self-diagnose yourself with whiplash, it is vital to see your GP so you can explain your symptoms and get the right advice and treatment for your injuries.

Even though you might have seen your GP, it is still important when making a claim for the minimum whiplash claim payout that you attend a medical appointment with an independent doctor/specialist too. Their report would be used to work out how much compensation you may be entitled to.

Some of the most common whiplash symptoms people experience amongst their pain and suffering include the following:

  • Headaches
  • Sore muscles around the neck
  • Reduced mobility of the neck and head
  • Stiff neck or neck pain

Other symptoms that could affect the minimum compensation payout for whiplash

Aside from the symptoms mentioned, there are some other symptoms that people could also experience when suffering from whiplash. This could include the following:

  • Irritability
  • Ringing in the ears
  • Difficulty concentrating
  • Tiredness and fatigue
  • Tingling of the hands and arms/pain in the hands and arms
  • Difficulty sleeping
  • Memory problems
  • Blurred vision
  • Dizziness
  • Back pain

If you experience any of the symptoms mentioned above, it may be the case that you have sustained whiplash. It is also worth pointing out that some whiplash symptoms could take a while to surface, meaning your condition could get worse as time goes on. This again highlights why it could be important to see a medical professional.

When it comes to whiplash treatment, a lot of the milder cases could be treated with painkillers. It is also important to make sure the neck does not stiffen up, and gentle exercises could be effective to keep the neck moving. For more serious cases, further treatment may be needed, which could include physiotherapy.

If you’d like to find out more about the minimum compensation payout for whiplash, get in touch with one of our friendly and helpful advisors today. 

What Is The Average Whiplash Payout in 2022?

Whiplash payouts can vary considerably. If a claimant is considered to have a mild form of whiplash, then the value of the injury may be placed below £5,000. In such cases, the claim will most likely be resolved through a government portal without the need to hire legal support. This is thanks to the Whiplash Reform Programme introduced in 2021. You can read more about this programme in a later section of this guide. More severe cases of whiplash may lead to much larger payouts.

If you’re asking what the average payout for whiplash is, then it’s important to understand that there are so many different factors that could influence how much money you receive. If you have evidence to support a whiplash claim, and you want to learn more about the potential compensation amount, then you’re welcome to contact the Accident Claims team for advice.

Steps to take to have a good chance of a payout for whiplash

There are a number of steps you could take to enhance your chances of securing the minimum whiplash claim payout. Firstly, it may be a good idea to jot down the specifics of the whiplash injury as soon as you can. This could ensure that you would not forget anything important.

If you could get the contact details of the person who caused the incident and any witnesses, this could also be of help.

Finally, it may be good if you could keep proof of any of the costs you have had to pay as a result of your injury. This could be anything from medical costs to hospital parking. You may be able to claim for these, but proof would be necessary. All of this influences the minimum compensation payout for whiplash you could claim for.

How Long Could A Whiplash Claim Take?

You may want to know how long it could take to get the minimum settlement for whiplash. Firstly, there is a time limit on personal injury cases, which is typically three years, starting from the date of the accident. However, there can be some exceptions to claiming payouts for whiplash; for example, if you were a child when you experienced whiplash, your parents could make a claim for you, or you could have three years from the date of your 18th birthday.

If you lacked the physical or mental capacity to make your claim at the time, you might also be granted longer to claim. If you would like further information on time limits, please do not hesitate to give us a call, and we will be able to assist.

With regards to how long it is going to take for compensation to be secured, the longest part tends to be reaching a settlement. This is the period whereby offers are presented; counter offers are made, and so on and so forth. The amount of time that it could take for you to receive your settlement once it has been agreed is usually not long at all.

Whiplash Claims – Average Payout For 2022 Claims

If you’re making whiplash claims, the average payout for 2022 claims could be something you’re looking for. However, this would not give you much insight into the payouts for whiplash you could receive. There are a number of factors that affect whiplash payouts. These include:

  • How severe the injury is initially. Whiplash payouts could be affected by the severity of the initial injury and how long you have been impacted. 
  • Whether you’ve lost income. If you’ve needed time off work to recover, and lost income, you could claim this back.
  • Any psychological impact of your whiplash injury. 
  • Financial impacts. If you’ve needed to pay for medical care or travel expenses, these could be claimed back.
  • Whether the changes implemented by the Whiplash Reform Programme apply to you. The changes affect passengers and drivers of vehicles over the age of 18 whose injuries are valued at £5,000 or less. In these cases, you would need to go through the governments portal to claim. In these cases, you would be compensated in accordance with the tariff set out in the Whiplash Injury Regulations 2021. How long your injury and suffering lasted could dictate where your injury falls in the tariff. 

Payouts for whiplash – Compensation Table

If you aren’t eligible to claim through the government’s online portal, you would need to claim the traditional way. As such, compensation payouts for whiplash may be valued with the help of the Judicial College Guidelines. This sets out bracket compensation amounts for different injuries. We have used these figures to create the table below. Please only use these as a guide because several factors are considered when valuing claims.

Neck Injuries - Severe (i)In the region of £148,330
Neck Injuries - Severe (ii)£65,740 to £130,930
Neck Injuries - Severe (iii)£45,470 to £55,990
Neck Injuries - Moderate (i)£24,990 to £38,490
Neck Injuries - Moderate (ii)£13,740 to £24,990
Neck Injuries - Moderate (iii)£7,890 to £13,740
Whiplash injuries -According to Reforms - Recovery in more than 12 months, but not more than 15 months (table B)£2,125
Whiplash injuries -According to Reforms - Recovery in more than 15 months, but not more than 18 months(table B)£3,100
Whiplash injuries -According to Reforms - Recovery in more than 18 months, but not more than 24 months(table B)£4,345

To get more guidance on the whiplash payout scale or the average payout for 2022 claims  and how much your claim could be worth, including any special damages you could claim, please call our team.

Why Did Payouts For Whiplash Change?

Since 2021, the Whiplash Reform Programme has introduced a new whiplash payout scale for minor injuries. According to the government, the tariff was introduced to reduce fraud.

The Whiplash Injury Regulations 2021 introduced a new tariff of injuries for whiplash that lasts for less than 2 years. Many of these injuries are now valued at less than £5000.

The Whiplash Reform Programme means that certain claimants pursuing payouts for whiplash but whose injuries are worth less than £5,000 need to claim through a new online portal. It’s important to note that the requirement to claim through the online portal only applies to drivers and passengers over the age of 18.

We recommend that those looking to pursue whiplash payouts get in touch with us before starting a claim through the online portal. You might be underestimating the value of your injuries. Our advisors can assess how much your claim could be worth and, if appropriate, may be able to pass you on to one of our solicitors.

What Medical Evidence Would I Need To Obtain Payouts For Whiplash?

The medical evidence you’d need to claim payouts for whiplash would need to come from a medical expert who was independent from the case. They would need to give you an examination, and talk to you about your injuries. Based on their assessment, they would produce a report that could be then used to value your claim. The report would contain details of your injuries (nature and severity) and your prognosis.

Whiplash Payout Amounts For Special Damages

When claiming for whiplash, not only could you receive compensation for your injuries, but you could also claim for any other costs you have encountered as a result of your injuries. The amount of compensation could include the following:

  • Prescription costs
  • Treatment expenses
  • Vehicle repair costs
  • Loss of earnings
  • The cost of adapting your accommodation
  • Hospital parking expenses
  • Travel costs
  • Childcare expenses

These are all known as special damages. You may be able to claim for them if you have proof. So, it would be a good idea to make sure you do not throw away your receipts or any other relevant documents that can prove the costs you have paid, so you could secure the maximum payout for your whiplash injury.

No Win No Fee Claims For Whiplash Injuries

You would not need any money to begin your minimum whiplash claim if we were to provide you with a lawyer for your claim, and the financial risk could be lowered considerably. This is because of the No Win No Fee service that our solicitors provide. If you have never heard of this before, it means that you would only need to pay legal fees if your case is a success.

You would sign a No Win No Fee agreement to promise your lawyer that you would pay a percentage of your compensation settlement to them as a success fee.

Why not give us a call today, and we will do everything to try and make sure you get the minimum compensation payout for whiplash you deserve. We will also explain the No Win No Fee process in further detail if you have any questions.

Why Choose Accident Claims UK To Handle Your Claim?

Here at Accident Claims UK, we are confident you will be happy with the service we could provide. Every personal injury solicitor we work with works on a No Win No Fee basis, and you can read the reviews that have been left by our previous customers by browsing our website if you would like to find out more about what people have thought of our service.

We could assist with free, no-obligation advice when it comes to personal injury claims, and we could help when it comes to securing the minimum settlement for whiplash. Here at Accident Claims UK, we pride ourselves on qualities such as honesty, integrity, and transparency and so you can have complete peace of mind when you use our service.

Our team will always be honest with you about the strength of your case and the minimum whiplash payment you could look to receive. We will keep you informed every step of the way, and we are always here to answer any of the queries that you may have throughout the process.

Start Your Claim With Accident Claims UK Or Ask About The Minimum Compensation Amount for Whiplash

Do you think you might be ready to begin a claim with us? Or, would you like to find out more about the minimum settlement for whiplash? Here at Accident Claims UK, we have helped many people with many different types of personal injury claims in our many years of being in operation, and one type of claim we would be happy to help you with would be one for whiplash.

All of the advice that we provide regarding your minimum compensation payout for whiplash is free of charge. To speak to a friendly and experienced member of our team, all you need to do is give us a call on 0800 073 8801. We will be more than happy to go through your case with you and offer you free advice.

Alternatively, you can get in touch with us via email. Simply send your message to office@accidentclaims.co.uk. Or, you could opt for the Live Chat feature on the site or use our contact form. No matter which way you choose to get in touch and talk about a minimum whiplash claim, we will be delighted to assist you.

Whiplash compensation claims – FAQs On The Minimum Compensation Payout For Whiplash

What will determine where on the payout scale my personal injury compensation will fall? How much could payouts for whiplash be?

There are plenty of different factors that might mean your compensation differs from the average payout for whiplash. Your general damages will depend on how long your injuries have affected you and how much they’ve impacted your quality of life. Special damages will also affect your whiplash claim amount; if you’ve had to take any time off work or pay for medication or travel expenses, then this will be taken into consideration in your whiplash payout.

What is the fastest way to recover from whiplash?

When you’ve been injured in an accident, seeking compensation for whiplash is important, especially if you’ve taken time off work or incurred out-of-pocket expenses. But recovering from your injuries will be a high priority, too.

You should treat whiplash with painkillers and try to keep up your daily activities, even if you experience slight soreness. Although you may think that resting your neck for long periods will help, the opposite is actually true; it can hinder your recovery.

If your symptoms are still as bad after a few weeks, then you should let your GP know. They might refer you to a pain specialist or physiotherapist.

What is a simple way to recover from whiplash?

You should apply heat or cold to the neck for 15 minutes, every three hours.

Do you ever fully recover from whiplash?

If you don’t receive the correct treatment, then the effects of whiplash could linger.

What happens if you leave whiplash untreated?

The potential side effects could include stiffness, loss of motion, disc degeneration and the misalignment of the vertebrae.

Is walking good for whiplash?

Basic walking will help you to stay fit while you recover, but don’t exert any physical energy beyond that.

Is whiplash considered a serious injury?

This can be very serious depending on the impact of the injury on your neck and also its symptoms. Payouts for whiplash would reflect the level of severity of your injury.

What part of the brain is damaged in whiplash?

The areas of the brain most affected is the prefrontal cortex, which contributes greatly towards maintaining attention.

Wouldn’t seeing my doctor provide enough evidence to get me the minimum compensation amount for whiplash?

Usually, when you make a personal injury claim for whiplash, you would have already gone seen your GP or sought treatment for your injury. You may be under the miss apprehension that this would be enough evidence to prove your injury claim.

However, it may be wise to understand that this medical evidence would not be considered independent styles you would need to go and see an independent doctor who could verify your injuries examine you and write a medical report attesting to your injuries and your prognosis. This could then be submitted as medical evidence as part of your claim, and your compensation settlement could depend on this evidence.

Special damages evidence- get the payouts for whiplash you deserve

It is also important that you submit evidence as to the costs incurred because of your whiplash injury. For example, you may need to take time off work. This means you could suffer loss of earnings. If you submit evidence to this effect, you could receive compensation. Speaking to one of our solicitors about your claim could give you further insight into how to get the maximum compensation for your case.

Would I need a local solicitor to claim the minimum compensation for whiplash or the average payout for whiplash?

No, you don’t have to choose a local solicitor to help you make your claim. You would be able to opt for solicitors based all across the UK, which means you could have a great deal more choice of who to use.

Could payouts for whiplash be more if I suffer more serious injuries?

While we have given guidance on the average payout for a whiplash injury, it is worth mentioning that some people do not have their claim assessed as being an average whiplash claim. There are some long-term issues that can come from a whiplash injury. These could include long-term chronic pain conditions, and even brain injuries. Further to this, it is also worth mentioning that you could suffer whiplash injuries as well as broken bones and cuts and bruises for example. These claims would usually bring you more than the average whiplash claim, as a claim would take into account all your injuries.

Could I receive the average payout for whiplash even if I was partially at fault?

When claiming payouts for whiplash, it is worth mentioning that you would need to prove that someone else’s caused the injury. If you contributed to the accident that caused whiplash, you may not be able to get as much compensation as you would in an average whiplash claim. Depending on the apportionment of fault, you may receive a reduced amount of compensation. However, if you are more at fault, you could have your claim refused.

Could you help me make a claim if I was partially responsible?

We could assess your claim to review whether we feel you would have a favourable chance of receiving payouts for whiplash. If we think you could have a strong claim, we could provide you with a solicitor to help you.

How have whiplash compensation payouts in 2022 changed?

Whiplash compensation payouts in 2022 could be handled in accordance with the Whiplash Reform Programme. This came into force in 2021. However, this would only apply if your injuries sustained as a driver or passenger over the age of 18 are valued less than £5,000. 

In these cases, you would need to claim through the government’s online portal. However, it may be beneficial to call us and have us value your claim for free to determine the avenue you should use to claim.

If your injury is worth more than this, then you could make a claim without needing to use the government’s portal. 

What is the average whiplash settlement?

The average whiplash settlement isn’t something you should use as a guide to see how much you could receive. Nor is the minimum payout for whiplash injuries. All claims are assessed on their own facts and circumstances. You could be under the misapprehension that you would only receive the minimum payout for whiplash injuries, however, this would depend on how severe your injury is deemed, and how long it could last for. Please call us for further guidance on this. 

I found the average whiplash settlement details online, is this accurate?

Knowing what the average whiplash settlement is would have no bearing on what you could receive. Your compensation would be unique to your case and would depend on the severity of your injuries and how long they last for. The financial impact of your injuries could also be compensated for in such claims. 

Where can I get more advice on whiplash compensation payouts in 2022?

We could speak to you about whiplash compensation payouts in 2022. 

The Whiplash Reform Regulations 2021 outline set tariffs that are awarded for injuries valued at less than £5,000. For more information on these, please get in touch with our team on the number above.

What else can you include in a whiplash payout?

If your injury is valued at over £5,000, then special damages could be included in your whiplash payout. These relate to the financial implications of your injury. The amount can vary between cases, depending on how much the costs amount to. For example, if you lost out on income, the amount you lost could be included in a payout for a successful whiplash claim. You could also potentially claim for any travel or medical expenses incurred. You would need to evidence your costs to claim, such as with receipts or payslips.

In some cases, you could include psychological injuries in a whiplash payout. You would need independent medical evidence to attest to your injuries being caused by the accident you were in. 

What is included in an average whiplash claim?

Using the term ‘average whiplash claim’ could be misleading. Each claim is assessed on its own facts and circumstances. Whiplash injuries could affect people in different ways. For example, one person affected by whiplash may be able to work fine after their injuries. However, another person might not be able to work with a whiplash injury. Their job may be more physical, for example. A whiplash payout could differ depending on the severity of the injury itself. Plus, the impact on the person’s quality of life and the risk of future harm too. 

If you would like to get some idea of the level of whiplash payout that could be appropriate for your claim, please call our team. We’d be happy to help.


Essential Links Relating To The Minimum Compensation Payout For Whiplash

Whiplash Compensation Claims Calculator – Would you like to find out more about whiplash compensation you may receive? If so, our whiplash compensation claims calculator could assist with this.

Car Accident Claims – A lot of people could experience whiplash because of car accidents. If this has happened to you, this guide reveals everything you need to know.

How Long Do Whiplash Symptoms Last? – This guide will talk you through what to expect from your whiplash injury, from what the symptoms are to how long they might last.

Accidents In Public Places – If your whiplash injury happened due to an accident in a public place, this guide might be able to provide you with some useful assistance on whether you’re entitled to claim.

External Guides Relating To Payout For Whiplash

Whiplash Guidance From The NHS – You may find more assistance with dealing with a whiplash injury here.

Road Traffic Statistics – This shows details of injury statistics from incidents on UK roads for 2018.

NICE Guidelines For Whiplash – Here, you’ll find information on guidelines for physicians for whiplash injuries.

NHS- When To Visit An Urgent Treatment Centre– if you’ve been in an accident, this guide will help you work out if your injuries require a visit to a walk-in centre.

Other Guides On Our Website You Can Read

Final words on payouts for whiplash

We hope reading our guide on the minimum compensation payout for whiplash has been useful for you. If you would like to speak to an advisor about compensation payouts for whiplash or the average payout for whiplash claims, then simply get in touch. You can reach Accident Claims using the contact details found in this guide.