By Joanne Jeffries. Updated 4th August 2021. Welcome to our guide to minor injury at work compensation. If you suffer a minor injury at work, you may not think anything of it. After all, accidents could happen anywhere, but if you are caused pain, and the accident that led to the minor injury at work was not your fault, then you could consider seeking the assistance of a personal injury solicitor to help you make a personal injury claim. Personal injury claims against your employer need not be stressful, and you should not be worried about your employer treating you differently because of a minor injury. You should not be dismissed after an accident at work for making a claim; your employer could fall foul of the law if they were to do so, and you should be aware that:
- Your employer should have employer’s liability insurance to cover the cost of a minor injury at work compensation claim. It would be the insurance company that could pay your compensation.
- Your accident at work rights are the same as if you had suffered a more serious injury.
- Your employer has a duty to ensure risks to your health and safety are kept as low as reasonably possible while performing work duties for them. If they have failed in this duty, then you could have the right to look into claiming compensation for your suffering.
Below, in the sections of this guide, we take a look at a whole host of minor injuries that could arise from an accident at work. We’ll also take you through the claims process for personal injury claims, give you an example of a compensation calculator and explain how our panel of solicitors could help you. Should you be left with questions, or be ready to begin a claim, then you could call us on 0800 073 8801 to discuss your case as we’re always happy to help. We may have answered many of your questions below though, so do read on to find out.
Select A Section
- A Guide To Minor Injury At Work Compensation Claims
- What Is A Minor Injury At Work?
- Minor Injury At Work Statistics
- Reporting Minor Injuries At Work?
- Minor Injury At Work Examples
- Minor Slip, Trip And Fall Injuries At Work
- Minor Back Injuries In The Workplace
- Lower Limits For A Minor Workplace Injury
- Upper Limits For Minor Workplace Injury
- How Long Do I Have To Claim For A Minor Injury At Work?
- How Are Minor Injury Claims Valued?
- Personal Injury Calculator For Minor Injuries At Work – Updated July 2021
- Special Damages Compensation Examples
- No Win No Fee Minor Injury At Work Compensation Claims
- Talk To A Minor Injury Accident Claim Solicitor
- Additional Resources
If you have suffered a minor injury at work, you may be worrying about whether your injury is significant enough to look into making a claim for compensation. This guide aims to give you guidance on this. When you suffer an injury at work, whether you break bones, suffer sprains, burns, scalds, soft tissue injuries or something else, it could cause real disruption to your daily life, whether for a short time or for a longer period. A minor injury is one that ends in a complete recovery within a relatively short period of time, but this does not mean that during your recovery you would not have been in pain, inconvenienced and could have even lost out financially. This is why it could make sense into looking into a minor injury at work claim. Not only could you receive a compensation payment for the suffering you’ve had to bear, but also for the financial implications it has left you with.
Within this guide, we take you through some important definitions of what constitutes a minor injury at work, what the reporting guidelines are, how much compensation you could be looking at claiming, and how to go about making a claim. We also introduce our no win no fee service, which could be beneficial to you if you choose to go ahead with making a claim with our specialist solicitors. If you have any questions outside of what is covered in this guide, then do go ahead and call us, as we’ll be only too happy to explain further. Or, if you’re ready to begin a claim, you can call us to begin the process.
It could be difficult to define what constitutes a minor injury at work, so we will take our cue from the Judicial College guidance to answer the question ‘what is a minor injury at work?’ The Judicial College states that a minor injury could be classed as injuries that have a short duration, with full recovery occurring within 3 months. If you think about it, a minor injury at work that takes up to 3 months to recover from is in no way insignificant or unimportant.
The ‘at work’ part is much easier to define. An accident at work is any accident that happens at a place of work, or while carrying out work duties outside of the workplace. This could be while driving for work, while working at a client’s premises, while working at your regular workplace or while working within the community on your employer’s instructions.
According to the HSE, when it comes to minor injury at work incidences, they appear far from uncommon. In fact, in 2019/20 of the reported 693,000 estimated non-fatal injuries, 525,000 were injuries with up to 7 days absence. The most common of these were slip, trip and fall incidents, followed by handling, carrying and lifting, with strikes by moving objects, falls from height and acts of violence following. You can see this breakdown in the graph below.
In terms of your workplace, if you suffer a minor injury at work that requires any examination or treatment, it should be reported in the accident book. In some cases, your employer has a legal obligation to report some injuries to RIDDOR.
According to the HSE, these are what are classed as reportable injuries:
- Any death to a worker or non-worker if it arises from a workplace accident. This excludes suicide but includes any act of violence where the worker is the victim.
- Fractures that occur – exceptions exist for fractures to the toes, thumbs or fingers.
- Injuries that could lead to a reduction of sight or loss of sight (permanent).
- Injuries that are deemed ‘crush’ injuries that cause harm to the organs or brain.
- Burns and scalds that cover over 10% of the full body, or that cause damage to the vital organs, respiratory workings, or eyes.
- Hospital treated scalping.
- Loss of consciousness which was due to asphyxia or head injury.
- Where enclosed space working causes injury such as head-induced sickness or hypothermia, or that requires hospital admission for over 24 hours.
- Accidents where a worker is incapacitated (unable to work) for 7 days consecutively because of the injury.
- Accidents where a worker is incapacitated (unable to work) for 3 days consecutively because of the injury. (These must be recorded in the accident book but not reported to RIDDOR.
- Occupational diseases – these can include hand-arm vibration, occupational cancer, occupational asthma, tendonitis, carpal tunnel, dermatitis, tenosynovitis, severe cramp of forearm or hand.
To get an idea of what would be classed as a minor injury at work, we take a look at the injuries that would be treated by the minor injuries unit. Work accidents that could lead to you visiting a minor injuries unit and making a minor work injury compensation claim could include:
- Wounds including cuts (Some may require tetanus injections).
- Bites given by animals, humans and insects.
- Scalds and burns that are minor.
- Joint and muscle injuries – this could include strains, limb fractures and sprains that do not require surgery. A minor foot injury, minor shoulder injury, minor elbow injury or minor finger injury could be included in this section.
- Minor eye problems including foreign bodies in the eye.
- A minor head injury at work, which does not lead to loss of consciousness. Minor whiplash and minor brain injury could be included but might require a referral to a major hospital in some cases.
A minor slip, trip or fall at work could happen in almost any industry. Depending on how you have fallen, and where you have landed, you could well end up with anything from a minor hand injury to a minor head injury to something much more severe. Of course, in some cases, injuries could be much more severe, but we are only focusing on minor injuries in this guide.
Whether you have slipped on a wet floor that should have been signposted or a spill cleared up, or you’ve tripped over a trip hazard that should not have been there, like a trailing wire in the office for example, then your employer could be seen as liable and you could consider making a claim for a minor injury at work caused by this negligence.
Whether you have suffered a minor slip or fall at work because of uneven flooring that was not signposted, and suffered a minor back injury because of this, or you have not been trained in the correct manual handling procedures for carry loads and have injured your back in this way, you may be wondering ‘should I report a minor injury at work?’ It is always important to report any injury in the work place as you may need to refer back to it at a later date. If you have been injured in this manner, even if it is not deemed to be a reportable injury in terms of RIDDOR, then you should still be reporting minor injuries at work. As well as this, your employer should be aware of the risks of injury to other members of staff, so that they could work to reduce these.
How much compensation you will get for a back injury, will first depend on whether you have a valid claim and secondly how severe the injury is. Not all back injuries that happen within the workplace will lead on to a compensation claim, it must be proven that the injury happened due to negligence and could have been avoided had the right procedures been in place. In order to make a successful claim it must be shown that either an employer acted in a way that breached the obligated duty of care or another employee caused the accident to happen due to negligence.
Sadly, there could be instances where a minor injury at work could fall below the lower limit for compensation. The Judicial Guidelines state that claims for travel anxiety or shock without any other physical or psychiatric injury should not fall within the limits for a compensation award. If you are unsure as to whether this would affect your minor injury at work claim, then simply call us for more information.
You could think that 3 months would be a cut-off point for an injury that is defined as ‘minor’. However, this is not necessarily the case. If you have suffered a lot of pain or more than one injury, then it could be possible – even if you do recover within three months – that you might be able to claim more than the upper limit for a minor injury. Another potential scenario could be if you recover surprisingly quickly from what is thought to be an injury that is more serious.
The same personal injury claims time limit exists for both minor and serious injuries. This is usually 3 years from the date you had the accident that caused the injury. However, there could be some exceptions to this. Please do call our team if you have any questions about whether your minor injury at work claim is still eligible.
The guidelines from the Judicial College for minor injuries are, in the main, broken down into different time frames for recovery. These are:
- Injuries that are recovered from within a week (7 days) – These tend to be settled between a couple of hundred pounds and £650
- Injuries that are recovered from within four weeks (28 days) – These tend to be settled at between £650 and £1290.
- Injuries that are recovered from within three months – These tend to be settled at between £1290 and £2300.
It may be worth mentioning here that the definition of a minor injury may not be absolutely strict and some 3 month long injuries may be deemed worth more than the definition of minor. In addition, you could have out of pocket expenses to claim on top of this amount.
If you’re asking questions such as ‘how much compensation for a minor back injury at work should I ask for?’ You might land on a page with a personal injury claims calculator. It would be wise for us to advise you at this point that those calculators would only provide a rough guideline on potential payout amounts. A work injury calculator would not likely take into account the specifics of your case, so instead, we’ve set out in the table below some guidelines amounts for minor injuries that are classed just outside of the separate section for minor injuries and more than the amounts listed above for 3 month injuries. If you don’t see your specific injury here, do not assume you cannot claim for a minor injury at work you have received. Instead, simply call us and we’ll give you the guideline details specific to your case.
|Type of Injury||Guideline Amounts||Notes|
|Minor Neck Injuries||Up to £2,300||Soft tissue, bruising injuries that will be recovered in 3 motnhs.|
|Minor Back Injuries||£2,300 to £7,410||Where a full recovery takes place without surgery between three months and two years.|
|Minor Leg Injuries||Up to £11,110||Simple Fractures to Tibia or Fibula or Soft Tissue Injuries|
|Minor Ankle Injuries||Up to £12,900||The less serious, minor or undisplaced fractures, sprains and ligamentous injuries. The level of the award within the bracket will be determined by whether or not a complete recovery has been made.|
|Minor Foot Injuries||Up to £12,900||The less serious, minor or undisplaced fractures, sprains and ligamentous injuries. The level of the award within the bracket will be determined by whether or not a complete recovery has been made|
|Minor Wrist Injuries||£3,310 to £4,450||Very minor undisplaced or minimally displaced fractures and soft tissue injuries necessitating application of plaster.|
|Minor Hand Injuries||£5,260 to £12,460||Crush injuries, penetrating wounds, soft tissue type and deep lacerations.|
|Minor Finger Injuries||Up to £4,461||This will include a finger fracture where the award within the bracket will be influenced by recovery time.|
|Minor shoulder injuries||£2,300 to £4,080||Recovery within a year|
As well as general damages for the pain and the suffering you’ve suffered as part of your minor injury at work, you could also look into claiming compensation for any financial costs you’ve encountered as part of your injury. These could be broken down into the below categories, but if you’re at all unsure as to whether you could claim for a minor injury at work, simply call the team at Accident Claims UK, and we’ll give you the answer.
Travel costs – This could be any travel costs that are specifically because of your injury, and could include car park fees for hospital visits, petrol, public transport or taxi.
Medical costs – Do you pay for your prescriptions? You could look at claiming these costs back if they are specifically for treatment of your injury sustained in a work environment. In addition, costs could be claimed for physiotherapy, mobility aids and more.
Care Costs – If you’ve had to have someone help you with daily tasks such as dressing and cleaning yourself after your minor injury at work, then the person providing your care could have their costs covered.
Loss of earnings – Depending on how long you’ve been off work and your company policy on sick pay, you may be asking ‘if I’m injured at work, do I get paid?’ – while losses of earnings depend on the employer, you could claim any losses back as part of a claim, and could also look into claiming for future earning losses if you’re expected to be losing pay in the future because of your injury.
We mentioned earlier in the guide that utilising a no win no fee personal injury lawyer could be a wise choice to make when making a claim for a minor injury at work. This could be the case because going down this route means you could reduce your financial risk, as well as not having to pay legal fees upfront. A percentage of your compensation would go to your lawyer, as per an agreement signed at the start of the process if the case is successful. This is capped by law at 25% of the payout. The fact that your lawyer’s fee would be dependent on the success of your case should put your mind at rest in terms of knowing they would be working to secure you the maximum amount possible for your specific case. They would not want you to lose out on money you could be entitled to either.
Here at Accident Claims UK, we are a nationwide service covering claims for a wide variety of personal injury incidents. We have the experience and knowledge to treat your claim with sensitivity and care, and our previous clients’ testimonials are something we are very proud to share. If you wish to learn more about claiming for a minor injury at work, or you think you’re in a position to begin a claim, then 0800 073 8801 should put you through to a member of our expert team who will be able to handle your query, give you the advice you need and help you begin a claim if you’re ready to do so. If you’d prefer, you could email us at email@example.com, or complete our online form and we’ll call you back.
An Overview Of Accidents In The Workplace – This leads you to the CAB guide on workplace accidents.
Compensation At Work – GOV – This takes you to the government’s page with information surrounding compensation for work injuries.
HSE Guide To Making Reports – Reporting guidelines from the HSE are found here.
Your Rights After A Work Accident – This guide takes you through what you might need to know about what to do after an accident at work and tells you what your rights are.
Back Injuries At Work Claims – Here, you can find information on what to do about back injuries and whether you could claim.
Ankle Injuries – Here, we discuss ankle injuries and whether you could make a claim for one.
FAQ about minor injury at work compensation
Could my employer fire me for making a minor injury at work compensation claim?
You have certain protections in law when it comes to highlighting wrongdoing at your workplace. Your employer cannot fire you because they have been negligent as to your protection from work-related or workplace-related injuries. They are not allowed to treat you differently because of your claim either. If you’d like to talk with our team about the protection you have as an employee, we’d be happy to speak to you.
Do I have to be working for my employer at the time of my minor injury at work compensation claim?
It is usually easier to gather evidence right after an accident rather than claiming later on but we recognise that some people may not wish to make a claim until they have left their employer. As long as you are claiming within the personal injury claims time limit relevant to your claim, you could make a claim for minor injury at work compensation as an ex employee. You could also claim if you were a temporary worker, part-time employee or even as an agency worker. Please contact us if you believe you have a claim and we will be happy to assess this for you.
Is a GP record enough to claim for a minor injury at work?
As part of your claim, as you would in a car accident claim, you would need to have an independent medical report. You would need to see a medical professional that is independent of your case so they could produce this for you.
Thank you for reading our guide on minor injury at work compensation.