How To Calculate a Personal Injury Claim For Compensation Amounts? – 2018 Update

One of the first and perhaps most important questions people ask when they are in the initial stages of taking legal action to seek personal injury compensation is how much their claim could be worth. Calculating a personal injury claim can seem complex, so it can help to find out more information about how compensation guidelines for personal injury claims are put together as well as further information about personal injury compensation levels for the type of injury that you have suffered. Calculating settlements is not always an easy or straightforward process, so it helps to read a guide such as this.

Calculating A Personal Injury ClaimWhilst we will take you through the different types of claims, as well as award settlements below, the amount of compensation that you could be awarded will depend upon your individual circumstances. There are different factors which affect the amount of compensation you get, such as the cause of your accident, the severity of your injuries and the overall impact on your life.

As personal injury claim can be complicated, we always recommend talking to an experienced solicitor, such as those provided by Accident Claims, who can provide you with an assessment of your claim and how much compensation you could be entitled to.

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A guide to calculating a personal injury claim

Compensation claim amounts can vary as personal injury is an umbrella term which covers a wide range of different circumstances in which someone can suffer an injury. These could include car accident claims, accidents in the workplace or medical negligence. The typical payouts for personal injury claims also vary a lot between these as the nature and types of injury can be quite different.

Suffering an injury is never nice, but suffering it due to someone else’s actions can be all the more difficult. Getting some form of compensation can make your recovery as well as dealing with the injury and its effects easier to bear.

What Is A Personal Injury Claim?

A ‘personal injury claim’ is a broad term which describes compensation claims made when someone has been in injured in an accident which was not their fault, suffered a disease or illness or adverse mental health effects, due to the actions of a third party. Personal injury claim statistics in the UK show that more than 3 million people could be eligible to make a personal injury claim each year. As there are many different circumstances which can lead to personal injury, personal injury compensation levels can also vary significantly.

The graph here shows the most common forms of personal injuries in the workplace.
Some of the most common forms of personal injury claims include:

Road traffic accidents: these can involve a single or multiple vehicles, pedestrians and not motor vehicles, such as bikes.
Compensation calculator for an injury at work: workplace accidents can have serious consequences and may be complex to make.
Slips, trips, and falls: these can happen in a variety of different places and ways and are one of the most common forms of injuries in the UK. See our guide to slips, trips, and falls here.
Claims for accidents on holiday: these can be made for accidents which happened on your holidays such as food poisoning or other circumstances.

How A Personal Injury Claim Is Calculated

When calculating a personal injury claims’ value, solicitors and the courts will seek and award a settlement which is proportional to the severity of the injuries suffered. In practice, this means that compensation claim amounts are higher for more severe injuries than for more mild ones.

Your solicitor will base the amount of compensation they think you entitled to on two main factors. These are how severe your injury was and the overall impact it has had on your mental health, as well as your life in general.

Different Kinds Of Personal Injury Compensation

Below we look at some of the different circumstances in which a claimant may seek compensation, as well as the types of damages which are included in compensation guidelines for personal injury settlements your solicitor will refer to.

General Damages/ Solatium

General damages are the most typical payout for a personal injury. They are awarded for the pain and suffering caused by injuries which are a direct result of an accident, illness or medical negligence. They are known as general damages in England & Wales and Solatium in Scotland. Compensation claim amounts for general damages are awarded according to a set schedule with banding for different types of injuries as well as their severity. These amounts are set by the Judicial College in England and Wales and help all parties in a compensation claim to come to a reasonable agreement when calculating compensation claim payouts for injury or illness.

Below we have included information on some of the most common forms of personal injury claim in the UK, as well as the average amount of compensation which may be paid out for them.

If you have suffered any of these injuries, contact us today and we can advise you on seeking personal injury compensation, and how much your claim could be worth.

Compensation Amounts for Head Injuries

Head injuries should always be treated very seriously and if you have suffered one, you should seek medical attention as quickly as possible. Head injuries can place the brain at a high risk of injury or damage. The compensation calculator takes into account the severity of the head injury. For instance, a minor head injury could be awarded between £3,000 and £6,000. More serious head injuries which include some degree of brain damage could result in settlements ranging upwards from £20,000. An upper limit for these claims is not set with settlements being based on how serious the effects of the brain damage are.

Compensation Amounts For Mental or Psychological Injury

The effect of a mental or psychological injury can be difficult to quantify. And using a compensation calculator for psychological injuries can be complicated. The settlement will be based on the degree of harm to the claimant, as well as whether the psychological injury is likely to be temporary or permanent. For temporary psychological harm, claimants could expect to receive between £4,000 and £10,000. For more serious psychological harm or that which is expected to be permanent, settlements could reach as much as £50,000.

Compensation Amounts for Injury to the Upper Body

For the purposes of a personal injury compensation claims calculator, the upper body includes the neck and shoulders. Minor injuries and wounds could be awarded between £4,000 and £6,000 in compensation. A more serious injury to the upper body could be awarded in excess of £10,000.

Compensation Amounts for Back Injury

Back injuries can include soft tissue injuries as well as spinal damage and can range from the mild to the severe. They can be very painful and even debilitating and in serious cases could lead to reduced mobility or even paralysis in the most severe instances. A back injury or soft tissue injury compensation calculator will take into account the long-term prognosis for the claimants’ recovery. Compensation could start at £6,000 then raising from there.

Compensation Amounts for Injuries to the Arms, Hands or Wrists

Injuries and harm to the arms, wrists or hands can be complicated and difficult to assess the long-term likelihood of recovery as well as a degree of damage. Compensation claims payouts may range from £3,000 – £5,000 for less severe injuries, with awards for a disability paying between £10,000 and £30,000.

Compensation Amounts for Lower Body Injury

Lower body injuries are defined as those happening to the hips and groin, legs, knees, and ankles. The more serious the injury, the higher the personal injury compensation calculator will award as a settlement. A serious injury could attract a settlement of £25,000, whilst a less severe one may be worth between £3,000 and £10,000.

Claims For Loss of Earning

If the accident or injury you suffered caused you to have to suffer a loss of earnings either due to time off work, reduced duties or ability to work or in another impacted your earnings and earning ability, you could claim compensation for this. Your solicitor will consult with a medical assessment to get an independent estimate of how long you could be in recovery and unable to work or work fully. The solicitor or law firm you are working with will then estimate from this what you should receive in compensation.

Expenses that are ‘Out of Pocket’

The personal injury compensation calculator used by the solicitors we can provide will also take into account any other ‘out of pocket’ expenses that you have experienced as a direct result of your injuries. This could include the cost of travel to medical treatment or solicitors meetings or additional living costs and adaptations to your home or lifestyle.

Services Compensation

Services compensation is awarded to meet or help with paying for current and future care costs. This could be to provide a carer to come in and provide care on a regular basis, supporting the claimant as well as their family. This type of compensation could be awarded to a family member who has become a primary caregiver.

Loss of Society

This category of compensation is paid to people who have suffered the loss of a close family member, i.e. where a spouse, parent or child has died due to an accident which was not their fault. The surviving relative may be able to seek compensation. The solicitor will use a personal injury compensation claims calculator to determine the amount which should be awarded.

Loss of Support

This type of compensation is paid out to surviving family members in similar circumstances to compensation for loss of society. Calculating a personal injury claim for loss of support involves calculating the value of the financial support the deceased provided to the remaining family members. If a parent passes away, their spouse or child could claim this type of compensation.

How Much Personal Injury Compensation Can I Claim?

As we have illustrated in the sections above, it is possible to estimate how much compensation you could be awarded for a range of different personal injury types, causes, and consequences. These claims could be for a variety of different accident claims such as workplace injury compensation, claims for a car accident or whiplash and other claims. In the compensation table below, we have set out compensation figures for a variety of different accident and injury types that you could be awarded in a claim.

Body part affectedSeverity of injuryCompensation settlement bandNotes
Achilles tendonMild - Severe£5,250 - £30,050Severe damage to or severing or the achilles tendon and the associated muscle. May lead to loss of movement or partial disability.
AnkleMild - Severe£10,250 - £53,050Deformation, dislocation or disfigurement of the ankle which may need to be corrected by an operation.
ArmVery severe£74,150 - £227,200Extremely severe arm injuries cover the most serious consequences such as amputation of one or both arms. Amputations may be partial or wholely.
ArmModerate - Severe£30,050 - £99,700Moderate to severe injury leading to restricted movement and later disability. May affect either of the arms. May also cause significant levels of pain and/or suffering.
ArmMild£4,450 - £30,200Injury leading to restricted movement or some level of disability in the arms.
BackVery severe£29,700 - £123,250Severe back injuries which may lead to paralysis in the most extreme cases.
BackModerate - Severe£8,700 - £30,700Moderate to severe back compensation may include damage to the soft tissue such as connective tissues in the back.
BackMild£300 -
£9,800
Paid for for injuries to the soft tissues and pain.
EarExtremely Severe£69,050 - £108,450This includes a partial to full hearing loss.
EarModerate - Severe£22, 250 - £34,450Could include a partial or even full loss of hearing one of the claimants ears.
EarMild£4,250 - £37,450Settlements cover partial hearing losses in one or both of the ears. It may also include conditions such as workplace acquired tinnitus.
ElbowExtremely Severe£29,150 - £42,200A high degree of restricted movement in the elbow movement which may need to be surgically corrected.
ElbowModerate - Severe£11,350 - £23,850Elbow injuries leading to some degree of restricted movement.
ElbowMild£3,050 - £9,700Moderate injury leading to some degree of pain, but which can be recovered from in the future.
EyeVery Severe£81,150 - £205,250Blindness in one eye, accompanied by partial sight in the other. May also include full blindness in both eyes.
EyeModerate - Severe£7,050 - £49,350Settlements for becoming partially sighted in one eye or in both eyes.
EyeMild£1,550 - £7,550Mild injuries such as pain in one eye or mild vision problems.
FaceVery Severe£15,350 - £73,150Scarring or disfigurement to the face. More severe injuries lead to higher awards.
FaceModerate - Severe£12,150 - £27,250Including injuries such as more complex facial breaks or fractures.
FaceMild£1,650 - £12,300Generally this band includes scarring to the face. Women will receive higher settlements than men.
FingerMild - Severe£370 -
£69,300
Injuries such as the unintended amputation of one or more finger or broken fingers which will completely recover.
FootVery- Severe£64,050 - £152,700Including the amputation of a single foot or of both feet. Settlements will account for how this affects a person's future mobility. .
FootModerate - Severe£18,450 - £52,850Severe injuries to a single foot or to both feet. Could lead to restricted movement or later disability.
FootMild£5,250 - £11,000Milder foot injuries from which the claimant will fully recovery. .
HandExtremely Severe£46,250 - £151,200Extremely serious hand injuries cover circumstances such as amputating both hands or a single hand. May also include injuries rendering a hand unable to be used.
HandModerate - Severe£22,450 - £47,700Injury leading to the hand not functioning properly. May also include disfigurement.
HandMild£695 -
£22,295
Injury or damage to the soft and connective tissues as well as smaller fractures and more serious cuts. Corrective surgery may be necessary.
HeadVery Severe£215,050 - £310,050Claimants with severe types of brain damage may be completely unresponsive.
HeadModerate - Severe£12,450 - £200,050Loss of feeling in your limbs. May also cause a serious change in the claimants personality. Some cases may result in permanent disabilities.
HeadMild£1,450 - £9,450Not serious enough to lead to brain damage, may still suffer permanent results.
KneeExtremely Severe£39,650 - £72,920Disability because of a injury to the knee(s). May result in major injury the associated muscles, as well as muscle wastage and soft tissue damage.
KneeModerate - Severe£20,200 - £33,150May cause disability or lasting pain and injury across all parts of the knee joint.
KneeMild£4,700 - £19,550Painful knee injuries which will be recovered from.
LegVery Severe£75,050 - £214,950Injuries leading to one or both legs needing to be amputated.
LegSerious - Moderate£21,700 - £104,050Leg injuries causing restricted movement.
LegMild£1,750 - £17,850Injuries such as broken or fractured bones or soft tissue injury.
NeckVery Severe£35,450 - £112, 400Injury which makes it difficult to more the neck and associated parts of the body.
NeckModerate - Severe£29,550 - £42,250Fracture of the neck which may leave some lasting injury or symptoms.
NeckMild£1,750 -
£ 6,150
This is the family of injuries referred to a whiplash.
ShoulderVery Severe£9,450 - £36,950Paralysis as well as limb numbness. May also include restricted movement.
ShoulderModerate - Severe£6,200 - £9,700Damage to the neck and tissues which may be longer lasting.
ShoulderMild£355 -
£6,750
Soft tissue injuries which should be healed in around one year.
ToeSevere - Mild£4,450 - £43,200May include amputating claimants big toe or several of the smaller toes.
WristSevere - Mild£2,500 - £44,450Some loss of function in the wrist.

The figures in the above table are provided for illustrative purposes and are estimates. They should only be used as a guide and each individual type of personal injury claim will be different. How much compensation you are awarded may differ from these figures. To get an individual estimate, contact Accident Claim UK today.

How to Start a Personal Injury Claim

This is another of the common questions we are often asked around making a compensation claim. However, whilst many people worry about the process of making a personal injury claim, making a personal injury claim is easier than thought. No matter whether you are making what could be seen a relatively uncomplicated injury which is minor, or for a much more serious injury, you should always ensure that you work with an experienced solicitor or legal firm, such as the solicitors that we can provide.

Our compensation claims calculator and personal injury claims service are designed to cater to all your needs. We work hard to ensure that you are happy with both your final settlement and the way in which your case is conducted. We also work hard to ensure that you always get the maximum level of compensation which can be shown.

After you choose a solicitor, they will need to ask you a variety of different questions to be able to establish what happened to cause your accident and injuries or illness. They will also ask you questions about who you know or think is responsible for the accident, injury or illness. At this stage, you will also be asked about the medical treatment you have sought. Any medical reports can be used as evidence in your claim. You may also be asked to participate in a new and independent medical exam.

These are the first steps in making your claim and are also some of the most important questions that your solicitor will ask you during the claims process.

Time Limitation Period for Personal Injury Claims

For most personal injury claims and claimants there are time-limits within which the case needs to be brought. In most compensation claims, there is a three year time-limit to bring the claim. The three year period may start at the date of the accident or injury, or it could start from the date that you discovered that the injury or illness had happened. This is because some injuries or illnesses are cumulative, being built up over time, or may not immediately present noticeable symptoms.

If the claim is not stated within this three year period, it will become what is termed ‘time-barred’ or statute barred. It should be noted that there are some exceptions to this. A person who has suffered brain damage and who is no longer able to make decisions for themselves may bring a claim at any time should they recover enough. Similarly, for those with a mental illness, the three year period will begin when they are clinically able to make their claim.

If a child has suffered an accident or illness, their parents are able to bring the claim on their behalf or leave the claim till the child turns 18. The child will then have three years running between their eighteenth and twenty-first birthdays in which to make their claim.

No Win No Fee Compensation Claims

If you have suffered any form of personal injury, disease or illness due to an accident or circumstances which were your fault, one of the biggest concerns you could have is the potential cost of taking legal action. In the past, taking legal action and getting the compensation that you are entitled to could be a costly process. However, thanks to the introduction of no win, no fee claims, this is no longer the case.

We are proud to offer our clients what is called a Conditional Fee Agreement (CFA), or no win, no fee agreement. This is a special type of contract between a claimant and solicitor. In the simplest terms this means that when you start your claim you will not have to make any upfront payments. Similarly, you also won’t have any costs to pay during your case. If your solicitor does secure a compensation settlement for you, their fees will be set out in the CFA contract. This will set out when and how they are paid. It will also state that in the event of the claim being unsuccessful, there will not be any costs to pay.

Before you agree to use the solicitor and sign a CFA contract with them, they will take you through the agreement and ensure that you fully understand everything in it.

Why You Should Select Us for Personal Injury Claim

If you are ready to make a personal injury claim for compensation, or if you need further information on our personal injury compensation claims calculator, contact Accident Claims today. Our dedicated team is on hand to listen to the circumstances of your individual case before working with you to find the right no win, no fee solicitors or lawyers around the country to help process your claim.

Contact Us

Get in contact with our team today by calling us on 0800 073 8801. You can also fill out our online contact form here, or send us an email with the details of your claim to office@accidentclaims.co.uk. Don’t delay, start your compensation claim today.

Useful Links

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Start your claim today with Accident Claims UK.

Making a personal injury claim
Information on making a personal injury claim from the UK Government.