Psychological injuries compensation calculator – Find out the amounts you could claim

When most people think about claiming compensation after an accident, they often assume that this can only be done for physical injuries sustained. However, if you have suffered emotionally as a result of an accident that wasn’t your fault then you may be entitled to claim compensation for psychological injuries. This can take into account the psychological problems that may last only a short time, or forever, depending on the impact that the incident has had on your life.

Psychological injury

Psychological injury

Following a traumatic event, such as a car crash or accident at work, your mental health may be affected and you could be left suffering an array of psychological conditions such as depression, PTSD or anxiety. These conditions can have a serious detrimental impact on your life, even causing you to lose your job, or no longer be able to live the life you were able to before the incident happened.

While psychological injury compensation amounts vary from case to case, this guide will give you a good idea of the kind of personal injury psychological damage pay out you may expect if your case is successful. The guide will also describe what you can include in a no win no fee compensation for psychological injuries as well as the process you will go through. We’ll also introduce our service, which may be of great assistance when planning to make a claim for psychological injury.

Proving you are entitled to compensation for psychological injuries is a complex process and you should always seek expert legal advice. The team at Accident Claims UK are on had to guide you through the claim process and help you to get the compensation you deserve.

Read on through our guide to compensation psychological injuries claims and then give our team a call on 0800 073 8801 to speak to one of our dedicated advisors should you need clarification on any points within the guide, or have any further questions on something we have not covered. We know all situations are different and it would not be possible for us to cover each individual scenario. We are always happy to speak to you for advice and support.

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A guide to psychological injury claims

In the legal system, there is just as much emphasis placed on the psychological injuries sustained in an accident as there is on any physical injuries. Just like a broken bone or loss of a limb, psychological injuries can be life changing and require plenty of recovery time. Because of this, and the many other implications of psychological injuries, a personal injury psychological damage pay out can be worth just as much for a physical injury.

Many third parties across the UK are not being held accountable for psychological damage resulting from an accident that was their fault as often it is overlooked in favour of more obvious physical injuries in a personal injury claim. Post-traumatic stress disorder compensation claims can be filled if you have suffered a trauma, such as a car accident or a fall at work, and you may be entitled to compensation to help pay for private psychiatric treatment or to cover time of work you may require.

Psychological injury examples also include the development of anxiety and depression which can be caused by the accident itself or as a side effect of the resulting injury. If you have sustained a life-changing injury then it is likely that you may also go on to develop feelings of depression or anxiety as a result. Compensation psychological injuries can also include stress and stress at work compensation pay outs are on the rise as people struggle more and more trying to balance the ever-increasing demands of work and home life.

So if you are suffering with any mental illness, such as the psychological injury examples mentioned, as a result of someone else’s actions then you may be entitled to start a personal injury claim in which you can seek compensation for your psychological injuries.

What is the definition of a psychological injury?

In order to claim compensation psychological injuries, you need to be able to prove that the psychological trauma is the result of a third party’s actions and they are liable for your emotional damage. “Psychological injuries” is a broad term used to cover a range of emotional and mental problems which have developed as the result of an accident or the negligent actions of another, such as a boss who has overworked their staff.

You may often see a personal injury psychological damage pay out wrapped up with a personal injury claim for a physical injury. However, psychological trauma compensation can be sought in an independent claim. You must ensure that you claim within the standard 3-year time period from the date of your accident, or the date your psychological injury was diagnosed. If the trauma has occurred in a child, then the three-year time period only begins once the child turns 18.

PTSD compensation case studies show that the courts take emotional trauma and psychological injuries just as seriously as they do physical injuries. If you have developed depression, PTSD, anxiety or another emotional difficulty as the result of an accident, then you be entitled to claim compensation.

What are the most common causes of psychological injuries?

Psychological trauma can be the result of a wide variety of experiences but compensation for psychological injuries is most often claimed after car accidents, acts of violence, criminal acts or accidents resulting in life-changing injuries. Psychological injuries can be underestimated by mental illnesses such as anxiety, depressions and post-traumatic stress disorder (PTSD) can be life-changing. Although the injury can’t be seen from the outside, severe psychological injuries can be paralysing for the sufferer.

Anxiety and depression are the most common psychological injuries and our anxiety compensation calculator can help you to understand how much your compensation psychological injuries claim might be worth. Anxiety can be caused by an accident or even a near miss and the physical symptoms of anxiety, such as sweating, high blood pressure and panic attacks, can leave a sufferer unable to live their normal life.

In extreme cases of psychological injuries following a traumatic accident or incident, victims may be entitled to PTSD compensation pay outs if they have developed the condition following a violent incident, traumatic accident or terrorist attack. Our PTSD compensation chart can give you a rough idea what you claim would be worth as living with PTSD is extremely hard and developing the condition will have a huge impact on your life.

What are primary vs secondary victims?

In personal injury claims, there can often be two different kinds of victims; primary and secondary. The primary victim is the one who was directly involved in the accident and injured as a result. The primary victim may have experienced a physical injury or a developed a psychological injury as the result of a near-miss incident which has resulted in the development of a mental illness such as anxiety.

Secondary victims may have suffered psychological injuries as the result of witnessing an accident or incident which leaves them with an emotional trauma. Secondary victims may be able to claim compensation psychological injuries, however, to be successful in their personal injury claim they must satisfy certain stipulations;

  • The secondary victim must have witnessed the actual accident or the immediate aftermath. Emotional trauma sustained from hearing about the incident will not be able to form the basis of psychological injury UK.
  • In order for a secondary to have a successful depression compensation pay out, or pay out for other psychological injury, they must be able to prove that they have a “close tie of love and affection” to the primary victim. This is usually considered to be covered by partners, parents, children or siblings.
  • Secondary claims can only be pursued if liability has been proved in the case of the primary victim. Once the primary victim’s case has been proven, then a secondary case can begin however secondary victims will need to provide their own evidence.

What are the common symptoms of a psychological injury?

There are many varying symptoms of a psychological injury and whether or not they are present will depend on the victim and the type of psychological problem being experienced. However, some common symptoms may include mood swings, low mood, change in personality, feelings of hopelessness, sleep disruption and feelings of nervousness or anxiety.

Psychological injury examples can also result in physical symptoms such as uncontrollable shaking, increased blood pressure and heart rate, sweating, palpitations, dizziness and headaches. You may also experience panic attacks which are a debilitating feeling of breathlessness caused by high levels of anxiety.

It is important to note that you include worsening of a pre-existing psychological condition as part of a claim for compensation psychological injuries. However, you must be able to provide a medical report stating that the worsening of your condition is the result of the accident or incident to the courts to support your personal injury claim.

Post-traumatic stress disorder compensation claims

Post-traumatic stress disorder (PTSD) develops as a result of a severely traumatic event such as abuse, war or a car accident. Anyone can develop PTSD and equally, no two people who experience the same traumatic event will necessarily develop the condition. The common symptoms of PTSD include flashbacks to the traumatic event, disturbed sleep, vivid dreams and often a complete blocking off of the event itself. In order to receive a diagnosis of PTSD, these symptoms must be extreme enough to cause severe disruption to a person’s life and be severe enough to cause the sufferer to become highly stressed and dysfunctional and the symptoms must persist for at least a month.

The symptoms of PTSD can be triggered at any time and so the condition has a severely negative impact on the sufferer’s life, affecting their every-day habits including going outside and going to work. Post-traumatic stress disorder compensation claims are taken very seriously in the UK due to the extreme nature of the condition. PTSD compensation pay outs UK vary case by case depending on the severity of the symptoms. Our PTSD compensation chart should give you a rough idea of how much compensation you may receive after a PTSD compensation car accident claim or other compensation psychological injuries claim.

Anxiety compensation claims

Accidents that occur outside of our control can leave behind psychological scars which take much longer to heal than the physical ones. The development of anxiety is one of the most common psychological injury examples included as part of personal injury claims.

Feelings of anxiety often arise as the result of an accident or injury that the victim fears will happen again. For example, people who have been involved in a car accident will often feel anxious about getting in a car again. In severe cases of anxiety, this can leave the victim unable to get into a car at all; having a huge impact on the person’s life if they need to travel to work or school.

Anxiety can affect people differently from mild feelings of dread to full blown panic attacks and so the amount you may receive as part of a claim for compensation psychological injuries will vary. Our anxiety compensation calculator will help you to get a rough idea of how much compensation you may receive as part of a successful personal injury psychological damage pay out.

Claiming compensation for depression

Depression can affect anyone at any stage of life. It can be a result of a genetic imbalance but the onset can also be caused by stressors or a trauma. Often victims of accidents which has resulted in a severe injury being sustained may also develop depression as they adjust to life after their injury. if the injury has meant that their life has been altered and they may lose their job or become housebound, then the development of depression can be part of their personal injury claim too.

Another main cause for depression compensation pay outs is work-related stress. Your employer had a duty of care towards your mental wellbeing but if you have been overworked and under-supported at work then you may be entitled to stress at work compensation pay outs. Our stress at work compensation calculator will give you an idea of how much compensation you can expect from a successful compensation psychological injuries depression claim.

Psychological injury compensation calculator

The amount of compensation which may be awarded in compensation psychological injuries claims varies from case to case. There is no set amount that will be awarded as it is judged on the type and severity of the psychological trauma which has been suffered. Any long-term effects will also be taken into account.

The psychological compensation calculator below serves to give a rough estimate of the amount of compensation you may be due for a psychological injury following a successful personal injury claim.

Type of injurySeverity of injuryCompensation amountNotes
Psychiatric damage generallyLess severeBetween £1,170 - £4,900Disorders falling short of specific phobias, daily activities and sleep are affected
Psychiatric damage generallyModerateBetween £4,450 - £45,850Cases of work related stress, severe disrupted sleep and daily activities but with a prognosis of recovery
Psychiatric damage generallySevereBetween £41,600 - £97,000Many cases include physical/sexual abuse or serious incident and there is a poor prognosis of recovery
Post-traumatic stress disorderLess severeBetween £3,000 - £6,800Virtually full recovery made over 1-2 years with only minimal symptoms persistence
Post-traumatic stress disorderModerateBetween £6,200 -£50,000Effects of the disorder likely to cause significant disability, possibility for recovery
Post-traumatic stress disorderSevereBetween £45,500 - £84,000All aspects of life affected, symptoms permanent effects which will prevent working or continuing with life at a level pre-incident

The figures featured above are just a rough guide, if you would like a more detailed estimate of how much compensation for PTSD after a car accident you may be entitled to, or how much you may receive in an adjustment disorder compensation pay out UK, then you should seek expert legal advice. The team at Accident Claims UK are on hand to help advise you on whether or not you have a claim for compensation psychological injuries and we will put you in touch with a specialised solicitor who can explain how much compensation you may be entitled to.

How to start your psychological injury compensation claim

Seeking compensation for psychological injuries is slightly more complex than most other types of personal injury claims due to how difficult it can be to get a proper diagnosis of an emotional or psychiatric disorder. However, with the help of a specially trained solicitor, you can seek financial remuneration for the distress you are suffering.

The team at Accident Claims UK will put you in touch with a solicitor who will ensure that you receive a thorough medical examination, which will include a psychiatric evaluation to determine the extent of your psychological injuries. While this may be difficult to undergo, it is important that the extent of your distress is known and documented as it will affect how much compensation you can claim for and any judge presiding over your case will want to see proof of your condition for a medical expert.

As well as your medical evaluation, your solicitor will need all the information regarding the incident that caused your psychological injuries, evidence will be collected including any CCTV or witness reports and then your solicitor will file your claim on your behalf.

No win no fee psychological injury compensation claims

Many people are often put off filing personal injury claims as they believe it will be a costly process. However, no win no fee psychological injury compensation claims remove all the financial worry from seeking compensation as if your case is not successful, you don’t have to pay a penny.

At Accident Claims UK, we work on a no win no fee basis as we believe anyone who has fallen victim to an accident that wasn’t their fault should be entitled to compensation. If we are not successful in your claim then you don’t pay and if we are successful then we recoup our costs from the liable side.

How the solicitors we provide can help you

There is a wide selection of personal injury claims lawyers out there but at Accident Claims UK we can put you in touch with a specialised solicitor who has experience in dealing with cases just like yours. Psychological injury cases are complex and complicated, so you need a solicitor who is specially trained and well experienced in this field. We can connect you with a solicitor who will guide you through your claim in as stress-free style as possible so that you can focus on your recovery.

Call us today

If you believe that you, or a loved one, may be entitled to a personal injury psychological damage pay out then call us today to start the process as quickly as possible. Either call our dedicated team on 0800 073 8801 or email us at where we aim to respond in just 3 hours. Alternatively, fill out our contact form and one of our team will call you back to discuss your claim.

Useful links

Accident At Work Claims – Find out if you can claim?

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Car Accident Compensation Claims – Are You Eligible To Claim

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Sexual Abuse Compensation Claims Find out if you can claim

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Criminal Injury Advice GOV

For general information on criminal injuries.