How Do I Report A Car Accident? – Car Accident Compensation

Report a car accident

How to report car accident

By Mark Anderson. Last Updated 8th March 2021. Welcome to our guide which discusses how to report a car accident. Car accidents can be frightening experiences. If you have recently been involved and injured in a car accident, you may have many questions about what you should do.

Accident Claims UK has created this guide for people who have recently been involved and injured in a car accident. We will explain how to report a car crash to the police and your insurer. We will also explain how to make a compensation claim for any injuries you have sustained and damage to your vehicle.

If you have been injured due to a car crash that was not your fault, Accident Claims UK can handle your compensation claim. We can provide you with a knowledgeable solicitor with up to thirty years of experience handling compensation claims. Your solicitor will push to win you the maximum amount of compensation that you are owed, and you will also have the option to have your claim handled on a no win no fee basis.

For free advice and to begin your car accident claim, call Accident Claims UK on 0800 073 8801 or use our online claims form to get in contact with us. If you have legitimate grounds to make a compensation claim, a solicitor will start working on your case right away.

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A Guide On When And How To Report Car Accidents

Unfortunately, every year, thousands of people are injured in Great Britain due to road traffic accidents. For the year ending with June 2020, there were 131,220 casualties of varying levels of severity caused by road traffic accidents, including car accidents. If you are involved in a car accident that causes damage or injury to another person, you must stop if you don’t exchange details at the scene, you are legally obliged to report your accident to the police. You are also required to inform your insurance provider.

If you were injured in a car accident where you were not at fault, you could claim compensation for your injuries. If you were involved in an accident where you and another driver or party were partially at fault, you might still be able to make a claim but for a lower amount of money. To enquire about making a compensation claim for your injuries and damage to your car, after you report your car accident, call Accident Claims UK for your free consultation. If you have legitimate grounds to claim, we will provide you with an excellent solicitor to handle your case, who will start working on your compensation claim as soon as possible.

What Are Car Accidents And Collisions?

Car accidents are when a car collides with another vehicle, comes off the road, hits an object or a pedestrian.

There are four main types of car collisions. Rear-end collisions happen when one vehicle collides with another vehicle from behind. This often causes whiplash injuries. Other types of collisions include t-bone accidents, where a vehicle collides into the side of another vehicle, which often happens at junctions. Head-on collisions where vehicles crash into each other from the front and sideswipe accidents which happen when a car hits another car from the side because the driver changed lanes without checking their mirrors properly.

Car accidents can also happen if a car hits a stationary object like a lamp post or a pillar. In this instance, the driver is nearly always at fault. A car can also hit a pedestrian or a cyclist.

What Should You Do After A Car Accident?

Car accidents are scary experiences. People will often respond by panicking if they are injured and may feel very helpless and afraid. Before you report your car accident, there are things you can do at the scene of a car accident to make sure everyone stays calm and that the injured people get the help that is needed. You can also collect evidence at the accident scene to help the police investigate the incident if necessary. The evidence can also be used by your solicitor to help support any compensation claims that you make.

What To Do After A Car Accident

  • Stop at the nearest safe place.
  • Check to see if you, those travelling with you, or other people involved in the accident are injured.
  • If you or anyone else is injured, do what you can to ensure their safety, calling 999 for an ambulance if they are seriously or critically injured. Administer first aid if it is needed and you can.
  • If the accident is serious, you can call 999 to report it to the police. Otherwise, you can report the accident later (within 24 hours) using the police’s non-emergency number 101.
  • Exchange your contact details with the other driver. Do not say anything which could be taken as an admission of guilt.
  • Speak to eyewitnesses and take down their names and contact details.
  • Collect evidence that could help the police, and support a compensation claim you might make. This can include photographic evidence, video evidence, or writing down details of the crash once you get to a safe place.

When Do I Have To Stop If Involved In A Car Accident?

If you are involved in a car accident, you are legally required to stop in the nearest safe place, according to the Road Traffic Act 1988. Driving away from a road traffic accident is an offence, often referred to as a “hit and run” offence.

Who Should You Report A Car Accident To?

We will now look at how to report a car crash or how to report a road accident of any other sort. First of all, you are legally required to report a car accident to the police within 24 hours, ideally at the scene of the accident, if you do not give your details at the time of the accident.

Reporting an accident to your insurance company is also required. How long before you have to report a car accident to your insurer? Some policies require you to report the accident within 24 hours, and some require you to report the accident within 48 hours. Check the terms and conditions of your policy. Should you tell your insurance company about a minor accident? Yes. Exact details of the accident may emerge later, so you may find you need your insurer, even if you don’t initially think you are.

Do I Have To Report My Car Accident To The Police?

According to the Road Traffic Act 1988, all road traffic accidents causing damage to another vehicle, property, or injury to a person or animal must be reported to the police if you do not give your details at the time of the accident. How long do you have to report a car accident? Car accidents must be reported to the police within 24 hours.

If anyone is seriously injured or the accident has caused immediate danger, dial 999 for an ambulance. Police will also arrive on the scene. How to report a car accident in the UK if the situation is not urgent? If the situation is not urgent you can call the police’s non-emergency number 101. Report the car accident at the scene of the accident if you can. Otherwise, you can report it later. How to report a car accident after the fact? You can dial the police’s non-emergency helpline or report a car accident to the police online. There should be a place to do so on your local police force’s website.

How To Report Car Accidents To The Motor Insurance Bureau

If you are hit by an uninsured driver or an untraced driver (i.e. a driver that flees the scene), it can be very distressing to think that someone showed such disregard for your safety. Sadly, there are thousands of uninsured motorists on the roads of the United Kingdom.

Compensation claims are normally made against the driver that is at fault, against their insurance provider. If you have been hit by an uninsured driver or are injured in a hit and run accident, you may be worried that you cannot claim for your car accident. Fortunately, you will be able to make a compensation claim for the Motor Insurance Bureau (MIB). The Motor Insurance Bureau was set up to compensate people who were hit by uninsured or untraced drivers and is funded by insurance premiums from all insurance policies purchased in the UK. If you make a compensation claim from the Motor Insurance Bureau, a solicitor can negotiate with the MIB to ensure you get the maximum compensation you deserve.

To report a car accident to the Motor Insurance Bureau, visit the MIB’s website. Alternatively, allow your solicitor to contact the MIB on your behalf.

Road Safety Facts And Statistics

The road safety charity Brake reports that, in 2019, there were 1,752 people killed on the roads in Great Britain, with over 25,000 people seriously injured.

Severity Of CasualtyRate Of Injuries Reported
Fatal injuries777
Deaths or serious injuries11,150
Total casualties93,861
Total number of vehicle miles255 billion

Data for this table may be found in this government guide.

Calculating Compensation For Car Accidents

If you have been injured in a car accident that was not your fault, Accident Claims UK can help you claim compensation. Once you report a car accident, if you are curious to see how much compensation you could be owed for your injuries, you can use our personal injury claims calculator to estimate how much compensation you could claim in general damages. The rates in the table below are based on official Judicial College guidelines.

What Injury Was Suffered?How Serious Was It?What Could You Claim?What Else Do You Need To Know?
Arm injurySevere injuries£90,250 to £122,860Injuries to the claimant’s arm which are short of amputation though still very serious. The person will be almost as badly off as if they had lost the arm.
Arm injuryInjuries which resemble permanent or substantial disabilities.£36,770 to £56,180Serious breaks or fractures to either one of the arms or both., There may be a disability or functional loss.
Arm injuryLess severe injuries (to the arm)£18,020 to £36,770Less severe injuries could still lead to significant levels of disability. Some degree of recovery will have happened.
Elbow injuriesLess severe injuries (to the elbow)£14,690 to £30,050Injuries affecting the elbows which impair your ability to use the elbow properly. It may require surgery or leave the person disabled.
Wrist injuriesLevel (c)£11,820 to £22,990Even at this less severe level, there will be some degree of disability suffered. There could be lasting pain or there could be some degree of stiffness in the joint.
Wrist injuriesLevel (d)Rarely exceed
£9,620
Wrist injuries for which the recovery takes a bit longer, but which may be complete.
Knee injuriesModerate (1)£13,920 to £24,580Moderate injuries to the knee could involve cartilage being torn or meniscus tears. Such injuries could lead to minor levels of disability in the joint. There may be some weakness or wasting.
Ankle injuriesSevere£29,380 to £46,980Injuries to the ankle which necessitates prolonged periods of care as well as time to recover either in plaster and/ or where plates and pins must be used. There is significant disability left in this joint.
Ankle injuriesModestUp to £12,900Less serious or severe than the category above and with shorter lasting or lower levels of symptoms and effects on the claimant.
Foot injuryModerate£12,900 to £23,460Displaced fractures of bones in the foot or feet.

In addition to general damages, you will be able to claim special damages and funds for repairs to your car. These are not included in the table above.

Damages Also Awarded For Personal Injury Claims

If you make a personal injury claim, your compensation package will include general damages, which will award you for the pain, suffering and loss of amenity and special damages, which will reimburse you for any expenses you have incurred as a result of your injuries. This could include reimbursement for the cost of alternative transport whilst your car was being repaired, medical expenses, or funds to reimburse you for any income lost if you had to take time off work due to your injuries.

No Win No Fee Car Accident And Injury Claims

So, you report a car accident, but what’s next? If you choose to claim compensation with Accident Claims UK, we can handle your claim on a no win no fee basis. This means that we will not charge you an upfront fee, making the process more affordable for many. Instead, we will charge you a success fee, only on the condition we win your claim. If your claim is unsuccessful, we will not charge you a success fee, decreasing the financial risk involved for you.

If you wish to learn more about the benefits of making a no win no fee compensation claim, call Accident Claims UK to speak to an advisor. If we can see that you are owed compensation, we can also provide you with a knowledgeable solicitor to handle your case.

How We Could Help You Claim Compensation

If you have been injured due to a car accident that was not your fault in the last three years, you could be entitled to claim compensation. Why choose a solicitor provided by Accident Claims UK to handle your case? First of all, our panel of solicitors will value your claim accurately and will always push to win you the maximum amount of compensation you could be entitled to claim. Secondly, your solicitor will have up to three decades of experience handling personal injury claims, so your case is bound to be in safe hands. We will also give you the option to make a no win no fee compensation claim, so there is less financial risk involved for you.

Help With Making A Claim

You may be eligible to claim funds to compensate you for your injuries and pay for any medical treatment you may need. To make a personal injury claim after you report a car accident, call Accident Claims UK on 0800 073 8801 or use our online claims form to contact us.

Resources

A Guide To Car Accident Claims – How Much Compensation Can I Claim For A Car Accident?

Road Traffic Accident Claims – A Guide To Claiming Compensation, How Much Compensation Can I Claim?

Cycling Accident Claims & Advice – How Much Compensation Can I Claim For An Injury?

External Resources

Road Traffic Act 1988 – A link to this important piece of legislation.

How to claim from the Motor Insurance Bureau

Report A Car Accident FAQs

Must I report a car accident to the police?

No. The only time that you need to report a car accident to the police is if you leave the scene of the accident without providing any details. Otherwise, though, you don’t necessarily have to report a car accident in every circumstance.

Whose insurance do I call if someone hits my car?

In any car accident scenario, you should contact your own insurance company. That’s because they can put it on their records under your file. And this paves the way for you to begin the claims process.

What should I avoid saying to my insurance company after a car accident?

It’s important not to make any immediate statements, as well as avoiding any comments about not being injured. Also, it’s crucial not to admit any level of liability if you’re the clear victim. And definitely don’t accept a settlement prior to you speaking with a personal injury lawyer.

Do my insurance costs increase if someone hits my car?

A hit-and-run accident doesn’t usually result in your car insurance prices increasing. You do, though, still need to inform your insurers about the accident. That way, they’re aware of the incident that your car was involved in.

Article by HC

Edited by MM.

Thank you for reading our guide about how to report a car accident.