No matter whether you are an avid cyclist or you simply go out on your bike for a bit of exercise now and again, you are putting your faith in other drivers. There is no denying that cyclists are the most vulnerable on the roads. You could have all the protective gear available to you, but there is no way of telling what damage another vehicle could do if it were to hit you. If you have been injured while cycling and the accident was not your fault, securing compensation should certainly be one of your priorities. Why should you have to suffer due to someone else’s negligence or carelessness? Here at Accident Claims, we can help you to secure the payout you are entitled to. We can assign you to the best cycling claims solicitors for your case. We have an excellent track record and have worked on many British cycling claims before. Read our guide below for more information, and you will also find our contact information at the end if you have any further queries. All advice is free and provided with no obligation.
Select a section:
- An introduction to cycling incident and injury claims
- What is a cycling injury?
- If you have been involved in a cycling accident, find out the steps you need to take
- Starting the cycling accident claiming process
- Claiming for a cycling accident that has happened while at work
- Statistics regarding cycling accidents
- FAQ: If I have been knocked off my bike by a car, can I claim compensation?
- What damages can I claim for after being involved in a cycling accident that has resulted in an injury?
- The most common causes of cycling accidents
- How much compensation will you get if you have been involved in a cycling accident that has resulted in an injury?
- What are 100% No Win No Fee cycling accident claims?
- Why Accident Claims should be your first port of call when making a claim
- Call Accident Claims today to start your claim or to get free, no-obligation advice
There are many different types of injuries that can be sustained due to a cycling accident. These injuries range from minor to severe. You can also claim if someone you love has suffered a fatal accident. Below, you will find all of the details you need regarding claiming, including plenty of bicycle accident claim tips, as well as details on specific accidents, such as securing knocked off bike by car compensation. If you have any queries regarding the information supplied, please do not hesitate to get in touch.
A cycling injury is any type of injury that was sustained while an individual was cycling on their bike. This could be an accident that has happened because a car has collided into a person and their bike. It could happen because a teenager was trying to do tricks and ended up hurting themselves. It could happen because of sheer carelessness. Either way, it simply means that the injury was occurred while cycling. Of course, in order to make cycling accident compensation claims, the accident must have also been someone else’s fault – not your own.
While the fate of your case will largely lie in your solicitor’s hands, there are some actions that you can take to strengthen your claim. Gathering the necessary evidence is critical for a successful outcome. Here are some of the steps to take:
- Get the details of the person who owns the vehicle if you have collided with a car, as well as noting the make, model and registration number
- Get the contact details of any witnesses
- Take photographs of the scene
- Take photographs of your injuries if they are visible
- Keep a record and proof of any expenses that you have been subject to because of your accident
- Make a note of everything that has occurred
- See a doctor – This is vital for your health and your chances of securing compensation
You may be feeling a bit at a loss regarding where to start with cycling injury claims. We can assist you with that. It is as simple as giving us a call and we will handle the rest so that you have nothing to worry about. When you ring us, we will provide a free consultation, which gives us both the chance to ask each other some questions. This is nothing for you to get anxious about. We are only going to ask queries so that we can fully understand what has happened and advise you in the best possible manner. If you require a local medical, we can also organise that for you at this point.
Not all cycling accidents happen during an individual’s personal time; some people cycle because it is part of their job. Delivery men and women often cycle when handing out leaflets and small postage items. If you have suffered a cycling accident while working, determining who to claim against depends on the type of accident that has happened. A collision with another car will result in cycling accident claims against the other driver. Nevertheless, if the accident has happened because you were given a faulted bike or insufficient training from your employer, they will be responsible for what has happened. You may be nervous about making a claim against your employer, but there is no need to be. All employers are required, by law, to have insurance in place to cover such incidents. You simply need to make sure you go about the situation in a professional manner, which is what we can assist with.
The statistics regarding cycling accidents don’t make pretty reading. The table below has been sourced from ROSPA. It shows the number of cycling accidents per age group in 2015.
Some other statistics you may be interested in are as follows:
- Three-quarters of fatal cycling incidents involve major head injuries
- Men make up 80 per cent of cyclist casualties
- 80 per cent of cycling incidents happen during the day
- Three-quarters of cycling accidents happen at or near to a road junction
- Rural roads are where half of fatal cycling accidents happen
- Three-quarters of serious or fatal cycling incidents happen in built up and urban areas
If another driver has knocked you off your bike, you can most certainly claim for compensation. In order to successfully secure a payout, you are going to need to show that the driver was at fault, and that you did not cause the accident. Perhaps the driver was not paying attention? Or, maybe they were driving too fast and too recklessly? We have years of experience when it comes to these cycling accident compensation claims, and we can help you to get the full amount of compensation.
What damages can I claim for after being involved in a cycling accident that has resulted in an injury?
There are a number of different damages you can claim for if you have been involved in a cycling accident. These are as follows
- General damages for the discomfort and pain you have encountered
- Medical costs, including any counselling expenses
- The cost of travel
- Loss of income
- Care claim – If someone has had to assist around the house while you recover, they will be able to file a claim for care. This includes friends and family members.
There are many different reasons why a cycling accident could happen. Here are some of the most common:
- A cyclist riding into the path of a vehicle
- Motorists turning across the path of a cyclist
- Motorist emerging into the path of a cyclist
- A pedestrian walking in front of a cyclist
According to the police, the vast majority of cycling accidents happen because someone has not looked properly, be it the person on the bike or in the car. With regards to such incidents, 43 per cent have been attributed to the cyclist and 57 per cent to the driver.
Other factors that often contribute to collisions between drivers and cyclists include:
- Travelling too fast for the conditions
- Driving carelessly
- Drivers being impaired by alcohol
- Poor manoeuvres and turns
It is estimated that around a quarter of serious cycling accidents include a coach, bus or HGV passing too close to the cyclist.
The road surface itself has also been an attributing factor, accounting for between ten and 15 per cent of all cycling accidents. This could mean accidents due to potholes, loose debris, or uneven road surfaces. For such incidents, cycling compensation claims are usually made against the council.
In terms of how your accident happened, it is important to remember that compensation is secured when you can show that someone else is to blame for the accident you have been involved in. It does not necessarily matter how the incident occurred – it could be a rare scenario – you simply need to establish responsibility, and this responsibility cannot fall on your shoulders. Having said that, there have been cycling crash claims made when the cyclist is partly responsible. Nevertheless, for such a claim, the payout you would receive would be much lower to reflect your involvement.
How much compensation will you get if you have been involved in a cycling accident that has resulted in an injury?
Have you come across a cycle accident compensation calculator online? There is no doubt that these tools are very popular. However, inputting a few minor details about your case is never enough to give an accurate estimate. If you have used one of these tools, we advise that you take the amount you have been quoted very lightly. It is vital to recognise that compensation amounts do differ quite considerably. It all depends on the individual circumstances of your case. After all, all cycling insurance claims are different, and they are handled as such. However, to give you a better understanding of the payout you may receive, you can refer to the table below, which shows average cycling accident compensation amounts based on the injury that was sustained.
|Why are you claiming compensation?||Some extra notes||The typical payout for this sort of injury|
|Mild leg injury||This refers to soft tissue damage, a brake or a fracture to the leg, which has caused a lot of discomfort and pain.||£1,800 - £17,900|
|Serious - moderate leg injury||Such injuries to the leg result in movement being restricted and disability. The individual may have a life-long prognosis.||£21,750 - £104,100|
|Extremely serious leg injury||This refers to an amputation of one or both legs. Where the amputation occurs, i.e. whether it is below or above the knee, is also considered when determining the payout amount.||£75,100 - £215,000|
|Severe - mild wrist injury||This refers to cases whereby there is no function in the damaged wrist. The amount you receive depends on how long it takes you to make a full recovery.||£2,550 - £44,500|
|Mild shoulder injury||Most individuals will have moderate pain due to soft tissue damage. Recovery will take around one year.||£350 - £6,700|
|Serious - moderate shoulder injury||The individual will also have some tissue damage to the neck for their injury to fall into this category. As a consequence, elbow and arm movement may also be limited.||£6,250 - £9,750|
|Extremely serious shoulder injury||Some common symptoms for these injuries include paralysis, limb numbness, and movement being restricted, with both the neck and shoulder being affected.||£9,500 - £37,000|
|Mild back injury||This amount of compensation is likely for muscle pain, a slipped disc, or a soft tissue injury.||£350 - £9,850|
|Serious - moderate back injury||The individual is likely to be in constant discomfort and/or pain due to soft tissue or ligament damage to the back.||£8,750 - 30,750|
|Extremely serious back injury||This refers to injuries that relate to the organs or have caused paralysis.||£29,750 - £123,300|
|Mild head injury||The individual may suffer lasting effects due to their injury, but they will not have any brain damage.||£1,500 - £9,500|
|Serious - moderate head injury||Some side effects of injuries like this include a change in personality, mental disability, and loss of feeling in certain limbs.||£12,500 - £200,000|
|Extremely serious head injury||This is for the most severe brain / head injuries. Individuals in this case will typically be unresponsive.||£215,000 - £310,000|
|Loss of earnings||It is not uncommon for people to miss time off work due to a cycling accident because they need to recover from their injuries. If this has resulted in you suffering a financial loss, you can claim for this as loss of earnings. There have been cases whereby individuals have been awarded more than what is stated in the column to the right.||£5,000 - £500,000|
|Expected loss of earnings in the future||If you have not yet recovered, and you are likely to be off work for some time. You can claim for any earnings you are going to lose out on in the future. Not only is your current salary considered when determining the amount, but your future earning potential too. So, for instance, if you were in line for a promotion, this will be taken into consideration. There have been cases whereby individuals have been awarded more than what is stated in the column to the right.||£4,000 - £400,000|
One thing you will want to think about is how much your solicitor is going to charge for their service. Not all solicitors operate to the same payment structure when it comes to cycling personal injury claims. Some solicitors will charge per hour while others operate to a No Win No Fee scheme. The latter comes highly recommended. With a solicitor that charges per hour, you will be billed based on their time, no matter the outcome of the case. This means you could have a huge bill at the end of the service even if compensation has not been successfully secured. This will not happen if you opt for the No Win No Fee approach.
No Win No Fee means that you will pay the solicitor an agreed percentage of your compensation. Therefore, you only pay if compensation is secured. If the solicitor does not win your case for you, you are not obligated to pay anything in the form of legal fees. This makes certain that seeking compensation will never leave you out of pocket, while also making claiming open to everyone. It does not matter how much money you have in the bank at the moment, you will be able to get your case off the ground and get the payout you deserve.
You have many options available to you when it comes to launching cycling claims. This can be overwhelming, but there is no need to stress, as we are here to navigate you through the entire process. We will be there for you every step of the way. You only need to read the feedback that has been left by our prior clients to se why we are one of the most highly recommended legal firms in the UK for personal injury matters. Not only is our service 100% No Win No Fee, but our advice is available free of charge, and we match all of our clients with solicitors that have at least 30 years of experience in the industry. We are also incredibly understanding. We know that you are going through a horrific time, and we will always be sensitive of that. We will never pester you or pressurise you.
If you have any questions or you would like some cycling claim examples, all you need to do is get in touch with our friendly and experienced team, and they will help you in any way they can. Our helpline is always open – seven days a week, 24 hours a day – so you can call at a time that is convenient for you. Simply dial 0800 073 8801. The advisor you are connected to can also assist if you are ready to begin the claim process. They will match you to the best No Win No Fee solicitor, and we will do this using what you tell us about the incident you were involved in. This makes certain that you have the best professional on your case so that you can secure the maximum amount of compensation that is available.
Hopefully, this guide has answered a lot of your questions, but we may know that you may need some extra details, and these links should prove helpful…
This link enables you to download the THINK! CYCLIST toolkit. THINK! CYCLIST is a campaign that has been launched by the government in an attempt to lower the number of pedal cyclists that are seriously injured and killed on the roads.
This link also takes you to the UK Government website. Here you will find statistics and information on road safety, casualties and accidents per year. Publications date back to 2010.
Finally, this link takes you to the website for the THINK! CYCLIST campaign so that you can learn more about it and what it entails. There are also some good safety tips on this website too.