£16,000 Compensation Payout For A Fractured Finger – Settlement Amounts Case Study

Here at Accident Claims UK we deal with a large number of personal injury claims including claiming for compensation for fractured finger injuries on behalf of our clients. This case study research shows how a personal injury solicitor successfully claimed £16,000 for a fractured finger on behalf of their client. This case study shows how a good solicitor can progress a case to ensure the injured party receives the right amount of compensation for their injury.

Fractured finger compensation

Fractured finger compensation

This accident, which led to fractured finger injuries, happened when the claimant, a HGV lorry driver, was helping to unload steel packs from his lorry. The forklift driver at the drop off location was told that the packs were too far into the lorry for his truck to reach and so the lorry driver got into the truck to help move the packs manually. Instead of waiting, the forklift driver began to move the packs while the claimant was still moving the packs by hand. He ended up with his fingers trapped between two packs of steel. After being freed he was taken to A&E where, following x-rays and diagnostic assessments, he was told he’d fractured two fingers in the accident. The injuries were to the index finger and the middle finger and required immediate treatment and pain relief which was administered at the hospital.

After the claim was processed by the personal injury solicitor and after a considerable legal battle with the third party’s insurer, the claimant was awarded £16,000 for his fractured finger accident.

Reported Injuries To HGV Drivers

There are a number of obvious injuries that might happen to HGV drivers including whiplash and head injuries from collisions but according to the Health and Safety Executive (or HSE for short) there are 4 main types of injuries to HGV drivers (and none of them are actually related to driving):

  • Slips and trips (these types of accident can lead to fractured finger injuries)
  • Manual Handling (this is the type of injury that the driver in this case was involved with when he fractured his finger
  • Falls from less than 2 meters.
  • Being struck from falling objects.

It’s might be somewhat understandable why a fractured finger injury is common with HGV drivers when you consider the report from the HSE shows that so many accidents involve falling or objects falling on to the driver of the HGV. It is natural instinct to put a hand out when falling or when something falls towards us and this defence mechanism can actually lead to fractured fingers.

Broken Finger Injuries

There are fourteen digital bones in a human hand (finger and thumb bones) and fractured finger can mean any one them being broken. If the hand is crushed, hit by a heavy object or forced into a hard object then a fractured finger may occur.

Symptoms of a fractured finger, according to an NHS online guide to broken bones in hand, which you may have had if you’re thinking of claiming compensation for a fractured finger include:

  • Numbness,
  • Stiffness of the finger or it is difficult to move,
  • Bruising, pain or a swollen finger,
  • Or a particularly bad fractured finger may be pointing in an unusual direction.

Advice from the NHS regarding a fractured finger injury includes: trying to limit the movement of the fractured finger, hold the hand above the level of your heart to reduce the level of swelling and carefully hold ice, wrapped in a cloth, next to the fractured finger. As always, it is best to seek medical advice to decide on what treatment is required. If you decide to make a claim for a fractured finger then the medical records for your treatment can be used as evidence of the damage caused and the full extent of the injury.

What Were The Consequences Of The Injury And What Action Did The Claimant Take?

In the accident suffered by the HGV lorry driver he didn’t suffer one fractured finger, it was two: one to his index finger and one to his middle finger. After being treated by a medical professional an assessment was carried out which showed that, as a result of the fractured finger injuries, the claimant had suffered permanent loss of grip and other long term symptoms.

Because of the fractured finger injuries, the legal team employed argued that the claimant had trouble completing daily tasks like looking after his step-son, getting washed, getting dressed and he had to miss out on playing for his football team for a sustained period.

Furthermore, the fractured finger injuries led to time off of work and loss of earnings as the company that employed the claimant only paid statutory sick pay. All of these elements were used by the solicitors when assessing how much personal injury compensation the victim of the accident was entitled to.

What Settlement And Payment Was Agreed In This Case?

The solicitor involved in this case argued that the forklift driver was to blame for the fractured finger injuries to the claimant, but the insurance company employed by the other company disagreed and denied liability.

Therefore, the solicitor involved on behalf of the driver gathered evidence to prove that it was normal for a driver to help unpack a lorry, gathered witness statements and medical evidence from the hospital proving the extent of the injuries and the suffering that the fractured finger injuries had caused.

This demonstrates why a good personal injury solicitor is important as without the correct evidence the insurers for the other party would easily have dismissed this case. It is a vital part of what the solicitor should do for you when lodging a personal injury claim for a fractured finger injury. If the solicitor had accepted that the insurance company’s claims were true then their client would’ve ended up with no compensation at all for his fractured finger injuries.

Following this, unusually, they had to lodge a court date to argue the case for compensation but the insurer, prior to court offered £16,000 compensation which the claimant accepted in full settlement of the case.

It is very unusual in personal injury cases, including those for a fractured finger, for a case to actually enter a court room. The high majority of cases, in our experience, are settled out of court. We always tell our clients when an offer of compensation has been made and advise them if we think it’s an acceptable offer for their fractured finger injury.

No Win No Fee Claims For A Fractured Finger

When you begin to consider employing a solicitor to claim compensation for a fractured finger you may worry about the costs involved. That’s why, at Accident Claims UK, we offer a no win, no fee service for all claims for a fractured finger injury that we take on.

This means that you won’t pay anything to begin your claim, you won’t pay up front or hourly for us to prepare your claim and you don’t have to pay us anything if we don’t get any compensation for your fractured finger.

We believe this is the fairest way to deal with personal injury claims and, unlike solicitors who charge by the hour regardless of the outcome, means you can begin an accident at work compensation claim risk free.

How To Begin A Claim After An Accident At Work

Now that you’ve read how a personal injury solicitor can make a successful claim for a fractured finger at work injury and you’ve seen how we, at Accident Claims UK, work on no win no fee basis we hope you’re ready to talk to us and let us know how your fractured finger injury happened and what impact it’s had on you.

If so, you can contact us by:

We’re ready to begin a free consultation to discuss your compensation for a broken finger claim right now.

Helpful Links and Resources

If you need any more information before starting your no win no fee fractured finger claim then here are some useful article which may help:

Accident At Work Claims – this is our guide to claiming compensation for accidents at work. It’s more general than this guide and covers most accidents, not just a fractured finger accident.

NHS Broken Finger Guide – An information guide from the NHS regarding diagnosis and treatment options for a fractured finger.

HSE Health and Safety in Road Haulage – A useful guide regarding health and safety issues and recommendations in Road Haulage (.pdf document)