Are You Eligible To Make A Self Employed Accident at Work Compensation Claim?

I am self-employed, and I had an accident while at work, can I claim? As a self-employed worker, if you suffer an injury while working you may assume that you have no rights. In fact, there are thousands of self-employed people who have missed out on the compensation they are entitled to because they did not explore whether they were able to make a claim. They simply assumed that this was not an option for them. However, you do have rights as a self-employed worker and you will be able to make a claim if you have suffered a self-employed accident at work that was not your fault.

Self-employed accident

Self-employed accident

Even though you are responsible for your own health and safety as a self-employed worker, there are cases whereby the action that another person has taken or their lack of action could have caused the accident you were involved in. If you are able to prove that someone else is responsible for what has happened to you, you can most definitely make a claim for compensation. In this guide, you will find out everything you need to know about your rights, as well as the steps you need to take to make a claim. If you still have any questions by the time you have finished reading this guide, you will find our contact information at the end and we would be more than happy to assist you in any way that we can, so please do not hesitate to get in touch.

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A guide to claiming for a self-employed accident

Accidents can happen in any type of workplace. From construction sites and offices to farms and nightclubs, it does not matter where you work, the potential to be involved in an accident is real. However, as mentioned, individuals that are working on a self-employed basis often assume that they have no right to make a compensation claim if they have been injured. This is simply not the truth. It is always about establishing the responsibility for what has happened. If someone else has caused the self-employed accident at work that’s happened to you, then you should most definitely make a claim so that you can get the compensation that you deserve. In this guide, we will help you to understand what rights you have as a self-employed individual. We will also reveal the different types of claims relating to self-employed people and how to go about them, for example, road traffic accidents, slips, trips, and falls, as well as other work-related incidents. You will also find out how to go about claiming, how much workplace accident compensation you may receive, what you can expect from our service, and much more.

Self-employed worker rights

Let’s begin by taking a look at self-employed worker rights, as this is where the confusion often lies. As a self-employed individual, you may not have the same benefits as fully employed people do. For example, it is unlikely that you are entitled to the same sick days and holiday pay as permanent employees. However, when it comes to health and safety, you do have the same rights. It does not matter whether you are a permanent employee, an agency worker, a full-time worker, or a self-employed individual, you should still expect that the company you are working for will provide you with a healthy and safe workplace and that they will adhere to the regulations that are in place. Of course, you may have been involved in an accident in the workplace that was not caused because of your employer’s negligence or incompetence, but rather because of the actions of another work colleague. Who you make self-employed accident at work claims against in this situation will depend on the nature of the accident. It could be that you do indeed claim against the worker who caused the incident. However, an employer is responsible for everyone that works at their firm. And so it might be that the company is still actually liable. The best thing to do is to contact us and we will be able to shed light on this once we know about the ins and outs of your case. You can also find out more information about your rights as a self-employed individual by visiting the UK government website.

Statistics regarding injuries and accidents for self-employed workers

There are many workplace accidents that happen throughout the United Kingdom every year. The government has provided statistics regarding this for the 2016 to 2017 period. They have revealed that there were 137 workers killed during this time frame. In the graphs presented below, you can see the fatal injuries that have occurred based on the worker’s age and the industry that they were working in. You can also see the main types of accidents that have caused a fatal outcome, with being struck by a moving vehicle being the most common reason for fatalities.

The UK government have also provided statistics regarding non fatal injuries at work throughout Great Britain. For the same period of time, they have stated that 690,000 non fatal injuries were self reported by workers, and there were 70,116 non fatal injuries reported by employers. In the tables below, you will be able to see the number of self-reported injuries in regards to how many days were spent off work as a consequence. You can also see the most common types of accidents that resulted in non-fatal injuries, with slips, trips, and falls making up the biggest portion of non fatal injuries within the United Kingdom.

Self-employed worker injuries and their impact

The impact of an injury often differs from person to person. However, there is no denying that when it comes to self-employed individuals, the effects of workplace injuries are often severe. Because these individuals often do not receive sick pay, suffering an injury can seriously impact their income, their ability to work, and build a business. This can lead to financial problems for any self-employed unable to workperson, which is why it’s so important to make a claim so that you can receive compensation to cover the loss of income you have been subject to. If you are wondering can I claim sickness benefit if self-employed, please refer to the contract you have with the company you were working for. It is unlikely you will be able to, but you can claim for this instead.

Important steps if you have suffered a workplace injury

If you have suffered an injury as a self-employed individual, it is important to gather as much evidence as possible. The first thing you need to do is see a medical professional for the accident you have been involved in. This is important for your health, of course, but also for your claim because the medical report provided will be used to determine the compensation you received. Aside from this, you need to report the accident to the company you were working for at the time. This is because all employers are required to have an accident book by law and so the incident must be recorded in this. This will also help you with your claim because it serves as an official record of what happened. Aside from this, other ways that you can gather evidence include taking photographs of the scene, taking photographs of your injuries, and getting the contact information of any witnesses.

When you can make a claim for self-employed accidents

For all accident compensation claims, the most important element is always being able to prove that someone else is responsible for what has happened to you. If you can do this, and you can most definitely make a claim. It’s also important that accident happened within the past three years. There are a few exceptions to this rule, for example, industrial illnesses that have taken a while to surface. In such cases, you would be allowed three years from the date of your diagnosis instead.

Self-employed slip, trips and falls

As mentioned earlier, slips, trips, and falls are the most common type of non fatal workplace accidents and injuries within the UK. There are many different ways such an accident can happen, for example, if the person you are working for has failed to maintain the working environment or if you fell from a height because you did not receive the correct training. We have handled many cases like this and can help you to get the accidents at work compensation you deserve.

Have you been involved in a road traffic accident?

Of course, you can also claim if you have been involved in a road traffic accident and it was not your fault. For example, if you are self-employed taxi driver and another vehicle crashed into you, you would be able to make a claim. When a self employed worker gets hurt at work in a road traffic accident, injuries can range from minor to severe, and we can assist with all.

Self-employed injuries at work

As previously stated, you can claim for injuries sustained in the workplace as a self-employed individual. There are a number of different reasons why you may need to make such a claim. In such cases where someone is self-employed and hurt on the job, one of the following will usually be true:

The business you were working for controls the working processes you need to follow and the environment

You spent most of your time working at the business and you were injured while working there

You work for the company and their working environment was unsafe and this is why the accident happened

If you are unsure as to whether you can make a claim for your work-related injury when self-employed, please give us a call.

How much compensation may you receive for an accident as a self-employed person?

When we speak to a lot of people that have been injured in the workplace, whether self-employed or not, one thing they all want to know is how much compensation they are going to receive. It is important to establish the fact that all personal injury self-employed claims are handled on an individual basis. This is because there are so many different elements to a claim and so many factors to take into account. For example, not only does the pain and suffering the person has experienced need to be considered, but so does the impact of the injury on the person’s social and professional life, as well as any out of pocket expenses they have been subject to because of the accident. With that in mind, providing anyone with an accurate estimate upfront is simply not possible. You should not believe any solicitor the promises you they are going to secure you a certain amount of money, because it does not work like this. What we can do, though, is give you a good understanding of the average payouts for injuries relating to self-employed accidents. They should give you a good idea of the sort of money you are looking at for your pain and suffering. If you cannot find the injury you have sustained in the table below, please just give us a call and we will be happy to enlighten you to the average payout for that injury.

What part of the body have you injured?How severe was the injury?DescriptionWhat is the typical payout for this type of injury?
FingerFracture of index fingerRecovery within a few weeks, yet serious pain.£6,925 - £9,300
Partial loss of finger functionTemporary loss of use of finger. Surgery may be used to correct this.£9,250 - £14,250
Loss of index fingerIndex finger amputated – either full amputation or down to the second knuckle.Up to £14,250
Severe fractureLoss of the fractured finger is possible, or surgery may be used to correct it.Up to £27,925
LegSeriousMinor facture. Will heal in time but claimant will have experienced a lot of pain.£29,800 - £41,675
ModerateMinor injury yet enough to cause some pain.£21,000 - £29,800
FootMinorMinor injury yet enough to cause some pain.Up to £10,450
ModerateUse of foot lost temporarily. Very painful.£10,450 - £19,000
SeriousSurgery often needed to correct the issue.£19,000 - £29,800
SevereLoss of foot is possible.£31,900 - £53,200
Very severeAmputation.£63,825 - £83,235
ToeModeratePerson will not loss their toe, but will be very painful.Up to £7,300
Full amputationPermanent loss of toe.£27,750 - £42,600
SevereTemporary loss of use.£7,300 - £10,450

Self-employed accident No Win, No Fee claims

One of the main reasons why our service has become so popular with personal injury victims in the United Kingdom is because of our 100% No Win, No Fee approach. We offer this on all self-employed and subcontractor accident at work claims. There are a lot of legal firms that claim to offer a No Win, No Fee service, but when you get in touch with them you find out that this is not the case and that there are a number of catches and hidden fees involved. You can rest assured that this will never happen when you work with us, as we strictly abide by the No Win, No Fee terms. What does this mean?

For those of you who have never sought legal help before or come into contact with the No Win, No Fee structure, you may be wondering what this actually entails and what it means for you. The No Win, No Fee approach is highly beneficial for the claimant because it means that you will not pay any legal fees if your claim is unsuccessful. If your claim is a success, the legal fees you owe to the solicitor will come directly from the compensation. This will be a percentage that both you and your solicitor have agreed on beforehand. This means that making an accident claim is never going to leave you short of cash. If you were to use a solicitor that did not follow this payment structure, there is always a great risk that you are going to have a big legal bill yet no compensation to fund it with. By offering a No Win, No Fee service on all our claims, we ensure that this situation never arises for any of our claimants. Not only this, but there are a number of other knock on benefits that are associated with this type of claim. Of course, it makes the solicitors more accountable for the service they provide because their pay will be impacted by the outcome. This can only be a good thing for you. It also means that there is no time wasting and if you do not have a very strong case, our solicitors will be honest and upfront with you rather than stringing you along simply to take your cash.

Why choose Accident Claims UK for your claim?

If you have searched online for personal injury firms for self-employed and sub contractor accident at work claims, you have probably come across a number of different options. Therefore, you may be wondering why Accident Claims UK is the best choice for you.

There are a number of different reasons why our service stands out from the rest for all of the right reasons. The first reason why you should choose accident claims UK is, of course, because of our 100% No Win, No Fee approach. This means that you will have nothing to pay if you lose your claim. And unlike other companies that claim to offer a No Win, No Fee service yet actually imposed charges if the case is unsuccessful, we stand by our word, and when we say 100% No Win, No Fee, we truly mean it. Not only is our payment structure beneficial, but our specialist solicitors have up to 30 years of experience. This means that you will be working with somebody who has successfully secured compensation for many clients time and time before. This should give you peace of mind, as should our exceptional reputation in the industry. You only need to look at what our past clients have had to say about our service and we are sure that this will put your mind at ease.

You will also benefit from free legal advice when you give us a call. We are always happy to answer any questions that our clients and potential clients may have, and there is no obligation to continue with our service. If that wasn’t enough, we don’t only aim to seek compensation for clients, but we aim to secure the maximum amount every time. We do this by giving you the space to focus on your recovery. We know that you are going through a difficult time and that you are potentially in a lot of pain physically and emotionally, and that is why we always aim to secure compensation efficiently with as little hassle and stress to you as possible. We truly care about all of our clients and we always put their health first

Contact our team today

Hopefully, you now have a better understanding regarding making a claim for a self-employed accident at work. It is vital to recognise that you do have rights and if someone else is to blame for the accident you were involved in, you probably have a very strong case for compensation. The best thing to do is find out by giving the team at Accident Claims UK a call. Our personal injury helpline number is available 24 hours a day, seven days a week, so you can call at any time that is convenient for you. Simply call 0800 073 8801 for more information and to speak to one of our friendly advisors. If you are ready to make your claim, they will start the process for you. There are other ways for you to get in touch if you would prefer. You can request a call back using the box on our homepage and we will ring you as soon as we can. You can also email us at with any of your questions, for example, if you want to know more about accident at work self-employed no insurance claims or payout amounts. We look forward to hearing from you and helping you to get the payout you deserve.

Useful links


If you have recently become self-employed, you need to inform HMRC. This link explains how to do so:

Rights as being self-employed

This article explains what rights self-employed people have.