A Guide To Horse Riding Injury Claims – How Much Compensation Can I Claim?

By Marlon Fawkes. Last Updated 10th August 2022. Within this guide, we are going to take a look at horse riding accident claims in detail. In doing so, we are going to provide extremely informative advice about horse riding injury claims. However, if at any point you happen to have a question relating to horse riding accident claims, please speak to one of our advisers.

Whilst horse riding can be a very enjoyable pursuit and owning or riding a horse is a good way to explore the countryside, those working with or riding horses regularly can be exposed to the risk of a horse riding injury whether it’s an equestrian accident or an accident at work in the livery yards. While it is not commonly thought to be, horse riding can be one of the most dangerous sporting activities people regularly participate in. There are a variety of horse riding injuries, from the mild to the life-altering severe, such as brain injuries or spinal cord injuries. As a result of the potential dangers of horse riding, and though the number of people regularly riding horses is small, horse riding accidents happen regularly. Hence why victims could look at filing accident claims, and receiving compensation for a horse riding accident with the help of a law firm as we will now explain.

Horse Riding Dangers
Horse riding is a popular and common activity, though the total number of people participating in the sport, whether taking riding lessons or competing is not large compared to other activities. As we will see in statistics later in this article, horse riding also carries a much higher than the average number of accidents and injuries. Horse riding injury types range from a sprain, strains, and soft tissue injuries to serious injuries to the head (which is why you should wear a riding hat), brain, or spine. Each year there are approximately 10 fatal horse riding accidents.

A horse riding accident could result from actions or negligence on the part of the rider or other person injured; they can be caused by someone else’s actions, such as a riding school or other rider. So, what should you do if you suffered a horse riding injury as a result of an accident which was not your fault? Injuries can happen to new riders if placed on a horse that is not safe or through events carried out when conditions (such as the weather) are dangerous. If your horse riding injury was caused by a third party or resulted from an accident that was not your fault, whether you were crushed by a horse, thrown from a horse or someone crashed into you, you could be eligible to make a horse riding injury claim. Please take a look at our guide on horse riding accident claims to learn more. And you can get in touch anytime to start your No Win No Fee claim.

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A Guide To Horse Riding Injury Claims

If you have suffered from injuries associated with horse riding, which were the result of someone else’s actions or negligence, you could be entitled to make a personal injury claim for the effects of your accident. In the sections below, we take you through the process of making a personal injury claim after a horse riding accident.

horse riding accident claims

horse riding accident claims

Under the 1971 Animals Act, people can make a personal injury claim for injuries that arise from horse riding accidents. To successfully make a personal injury compensation claim, you will need to clearly show who was responsible for your accident or the circumstances that led to it happening. Claims for equestrian injuries may be brought against the person responsible for the horse (this could be the keeper or owner of the horse), or it could be the person, or persons, who organised the event at which the horse riding activity.

Making a horse riding accident compensation claim could potentially be complex. As such, it is helpful to use a personal injury solicitor when making your complaint. The person or business you are claiming against may dispute the claim and insist that you knew the risk before participating in the activity.

In the rest of the guide below, we will look at some of the most common types of horse riding accidents and injuries and the most common reasons leading to compensation claims. We will also look at the best way to make horse riding accident claims, using no win, no fee specialist solicitors.

Statistics For Horse Riding Accidents And Injuries

Statistics show that horse riding injuries and accidents in the UK do happen, and figures available show that 38 horse riders and around 222 horses were killed on the UK’s road network between 2010 and 2017. In 2014, there were also 100 cases of people being injured by a horse in some way. This represented a typical number of accidents and injuries. Further horse riding injury statistics for the same year show that one person was killed through other types of horse riding accidents, and 23 people suffered a serious injury. Further to this, there was one child involved injured whilst horse riding.

You can see the spread of injury sites below.

horse riding accident claims statistics graph

Source: https://emj.bmj.com/content/19/5/412

Contact our team to learn more about making such claims.

What Are Horse Riding Accidents And Injuries?

Horse riding injuries are relatively common for people who participate in horse riding. Whilst many cases will involve relatively minor types of injuries, in the most serious cases, people can be left with life-changing horse riding back injuries or injuries to the brain. Potentially, the victim could even suffer a fatal injury. There are numerous ways in which a horse riding accident or injury can happen; however, these are some of the most common circumstances leading to injuries:

  • Injuries to a rider: the horse directly causing an injury by throwing the rider, kicking, or even biting.
  • Workplace injuries: those working with horses could be injured by the horse whilst carrying out their duties.
  • Injuries caused by equipment: negligent maintenance of horse riding equipment could lead to accidents and injuries.
  • Road traffic accidents: various circumstances can cause a horse riding road traffic accident.
  • Negligent training: a person being given a horse above their riding ability or not being given enough training to ride a horse can cause accidents and injury. This could be caused by negligence on the part of the instructor or organiser.
  • Falls: being thrown or falling from a horse can cause a variety of different injuries.

The above injuries are some of the most common causes of accidents and injuries for horseback riding people. And so, you could look at filing horse riding injury claims for compensation as a result.

Am I Eligible To Make A Horse Riding Injury Claim?

To be eligible to make a personal injury claim for a horse riding accident, there are criteria that you or the circumstances surrounding your accident or injury must fulfil. So, to successfully make horse riding accident claims, these circumstances must include:

  • Your horse riding injuries must have been caused wholly, or in part, by someone else’s negligence. You are not eligible to make a compensation claim if you were wholly responsible for your accident or injuries.
  • You need to clearly demonstrate that this other party was liable/ responsible for your accident to be able to claim successfully.
  • Your accident needs to have happened in the last three years. Whilst there are some circumstances in which you can claim this time limit, it is the general rule.

If the circumstances of your accident fit these criteria, you may well be eligible to make a compensation claim for your horse riding injury.

Claims For Injuries Caused By Loose Horses

Horses should be kept in specified areas and should not be allowed or able to roam loose. If they do, they can cause accidents or injuries to the public or cause road traffic accidents. If your injuries were caused by a horse that escaped from its paddock or stable, the owner of the horse or operator of the stables is liable. It could be shown that they were negligent or otherwise were responsible for the injuries which you suffered. In this case, you should be able to make a personal injury claim.

Claims For Car Accidents Caused By A Horse

Similarly to claiming an accident caused by a horse, you can claim against the owner, operator, or horse rider for road traffic accidents. Horse riders are considered road users by law, in a similar way to other types of drivers. If the horse or rider is the cause of an accident on the road, the claims process will be conducted to claim the driver of any vehicle.

However, some circumstances could contribute to making your claim is complex to carry out. If the horse was upset by another person (not the victim or rider), there could be split liability for your injuries. The process of making a compensation claim could then be less easy to do.

Accidents And Injuries At Work Caused By A Horse

Working with animals can carry inherent risks, and those working with horses are no different. Those working in stables, horse racing and other equestrian events, or a livery, could suffer horse-related injuries and be eligible to make a compensation claim. Workplace horse riding injuries can be the fault of another staff member, your employer or the party responsible for the horse. Those at fault could have been negligent in how they carried out their duties or could have failed to follow relevant health and safety legislation/ steps correctly.

If you happen to have any questions relating to horse riding accident claims, why not take the time to contact our team?

What Are The Most Frequent Injuries From Horse Riding?

There is a wide range of different circumstances which can lead to a horse riding injury. Many different types of injury can commonly result from an accident whilst riding or working with a horse. Below we have put together a list of some of the most commonplace injuries from riding a horse.

Horse riding leg injuries

When falling from a horse or being kicked by one, people can suffer breaks and fractures to the legs. Other common horse riding leg injuries aside from broken bone injuries include damage to the connective tissues and other soft tissue injuries, and sprain and strains.

Horse riding back injuries

Horse riding back injuries can range from mild to very serious, life-changing, and even in the most serious cases, fatal. Back injury types include soft tissue injuries such as sprains, strains, and general pain, damage to the discs and conditions such as sciatica. These are serious injuries that could allow you to make horse riding accident claims.

Horse riding upper body injuries

You can suffer various injuries to parts of the upper body, such as the shoulders, arms, wrists, and hands. The injury types might include elbow damage, tendonitis and impinged nerves. And identifying each of these could be crucial for your horse riding injury claims.

Horse riding injuries to the neck

When falling from a horse, people can suffer neck injuries that cause similar damage to whiplash injuries, such as soft tissue injuries to the neck and generalised neck pain, strains, and sprains.

There are many other internal and external injuries that you could suffer from horse riding or being around horses. If you have suffered a horse riding back injury or another type of injury, you can start your claim using a qualified and experienced personal injury lawyer.

How To Start Your Compensation Claim

Whilst making a horse riding injury or accident compensation claim may not be one of the most frequent types of personal injury claim that the personal injury lawyers we can provide work on, starting any compensation claim is the same always straightforward. To start a personal injury claim with us, your first step will be to contact our team using the phone number, email address, or other contact information listed below. Our first step will then be to discuss the circumstances of your accident or injury with you. This will help us establish the facts of your claim, what injuries happened to you, and the effect that this has had upon you.

After considering this, we will then be able to recommend to you whether or not to pursue a compensation claim. If we can help you, we may also offer you a no win, no fee contract. Under such an agreement, we will be able to remove any financial pressures from you. You can find further information about no win, no fee claims and horse riding accident claims below.

What Should You Do If You Have An Injury In A Horse Riding Accident

If you have been injured in a horse riding accident, you must follow certain steps (listed below) as these will help you have a better chance of making a successful compensation claim. These steps can be even more important if you need to make a claim for a severe injury or on behalf of someone else after a fatal accident.

Getting medical help

Firstly make sure that you get any medical treatment and attention which you need. This is always the most important step that you can take. Your health should always be of paramount importance.

Getting treated at the doctors, an out-patients clinic, or a hospital will also create an official record of the injuries you sustained. Your doctor will be able to record your horse riding injury. Make sure that you get a copy of this report, as it can serve as evidence of your claim and can be used later in your case.

What to do at the scene of the accident

If possible, straight after your accident, you should try and take pictures of the accident’s cause and scene. This creates a record of what caused it. Also, try to take pictures of your injuries when they are fresh as possible.

Were they any witnesses to your horse riding accident claims cause? If so, you should try and get their names and contact details. They may provide witness statements later, such as if the horse riding injury claims go to court.

After the accident

The effects of your horse riding injury can be long lasting. You may have had to pay out-of-pocket expenses to travel to medical appointments or to pay for things such as prescription medication. You may also have had to take time off work, had to reduce or alter your work duties or otherwise see your income (earnings or benefits) affected by your injury. Record any financial losses you have suffered as you may be able to claim a part, or all, of these back at a later date as part of your horse riding accident compensation claim.

Following the steps set out above for this or any other personal injury claim will make the claims process run much smoother and give you a much better chance of making a successful claim.

What Can I Include In My Horse Riding Injury Claim

When calculating horse riding accident claims, several different factors can go into making up your final award. These include:

General damages are calculated and paid out for the physical and psychological injuries and damage you have suffered. This can include the immediate effect the injuries had on you, as well as their long-term effects, such as temporary or permanent loss of function.

Special damages, which are awarded for effects of the injury on other parts of your life, such as any financial costs you have incurred and any you expect to incur in the future.

Costs. These can include the cost of any medical treatment you have already had to pay or anticipate needing to pay in the future. It may also include the cost of travelling to places as a result of your injury.

The cost of care is estimated based on any requirements that you currently have or will have in the future for medical care (such as home help) incurred due to your injuries.

Funds to meet funeral costs. If the claimant has passed away due to a fatal accident, relatives may claim the costs of the funeral from the party liable.

Whilst these are the most common forms of compensation, they are not exhaustive. To find out what and how much you could claim, contact our team today.

Horse Riding Accident – Compensation Payout Examples

As explained, general damages is the amount of compensation that could be awarded for the pain or distress of your physical and psychological injuries.

To illustrate general damages, we have created a table featuring injuries that a person could suffer in a horse riding accident, alongside examples of awards for general damages. The injuries and figures come from the April 2022 edition of the Judicial College Guidelines (JCG). While they should not be taken as a guarantee of compensation for your injuries, the JCG is the source commonly used in personal injury claims and can help you understand valuations for different injuries. The amounts are calculated using previous court payouts.

Injury typeSeveritySettlement band
Back InjuriesSevere (i)£91,090 to £160,980
Back InjuriesModerate (i)£27,760 to £38,780
Neck InjuriesSevere (i)In the region of
Neck InjuriesModerate (i)£24,990 to
Post-Traumatic Stress DisorderSevere£59,860 to £100,670
Post-Traumatic Stress DisorderModeratley Severe£23,150 to £59,860
Post-Traumatic Stress DisorderLess Severe£3,950 to £8,180
Shoulder InjuriesSevere£19,200 to £48,030
Shoulder InjuriesModerate£7,890 to £12,770

As explained in the section above, your horse riding accident compensation can also include an amount that accounts for your financial needs.

If you are looking for information about the type of losses you could be included in your claim, or for an estimated valuation from a trained professional, please reach out to one of our advisers.

No Win No Fee Horse Riding Accident Claims

Have you been injured in a horse riding accident? Are you looking to make a no win, no fee personal injury claim? Do you have any questions relating to horse riding accident claims?  If so, you may be able to make a personal injury claim with our team. Choosing to make a personal injury claim without using a solicitor can be costly and very difficult to do. Using a no-win, no fee service, you won’t have to make any payments before your case is fully concluded, and only if we successfully claim a settlement for you. If we do not manage to win your compensation settlement award, we will not charge you for your service. Contact our team today to make a no-win, no fee claim.

Personal Injury Claims For Horse Riding Accidents

Our team can help you to make a successful claim, acting as your claims management service. This will ensure that you have the best chance of getting a higher amount of compensation than when claiming by yourself. We will take every possible step and action to make sure that we win your case. Will will also make sure that we always do everything we can to help you in the best possible way.

Contact Us Today About Horse Riding Accident Claims

If you have had a horse riding injury and need help making a successful horse riding accident claim, talk to our team today. You can contact us by calling our team on 0800 073 8801. You can also send us an email to office@legalexpert.co.uk or view our further contact details here.

Useful Resources Relating To Horse Riding Accident Claims

Horse riding safety from the ROSPA
Information and advice on horse riding safety from the Royal Society for the Prevention of Accidents

HSE Horse Riding Health and Safety
Safety and advice tips from the health and safety executive.

Think Road Safety for Horses
Health and safety tips for road safety with horses.

Whiplash compensation Guide

Please take a look at our guide to learn more about whiplash cases.

Car Accident Guide

Been involved in a car crash that wasn’t your fault? Click on the link above to learn more.

Horse Riding Accident Claims FAQs

How common are horse riding accidents?

As outlined by the British Horse Society, new statistics have revealed nearly two horses a week are being killed on UK roads, with 845 incidents involving horses and drivers reported to The British Horse Society last year. It was also stated that in the last year alone, 87 horses and 4 people had been tragically killed whilst riding on the roads, and 73% of occurrences reported occurred due to vehicles passing by too closely.

What injuries can you get from horse riding?

Various injuries and traumas can be caused by a horse riding accident, such as:

  • Broken bones.
  • Lacerations
  • Fractures
  • Spinal damage
  • Head injuries
  • Bruises.
  • Sprains.

Can you sue for falling off a horse?

Under personal injury law, you could have grounds to claim if you are injured in a horse riding accident that was the fault of someone else. For instance, if a driver fails to acknowledge or respect a horse rider, their actions could cause an incident. If that is the case, then a claim could be a suitable course of action.

What are examples of minor injuries?

These include basic arm and leg injuries as well as cuts, burns, scalds, grazes and small bone breaks.

Can you use a walk-in centre for minor injuries?

Yes, you could visit your A&E centre to receive treatment or guidance on a minor injury.

What is the difference between a minor injury and a major injury?

This comes down to the severity of the injury, as well as the long-term impact and the length of recovery time.

What are some examples of major injuries?

These include paralysis, dislocations, fractures and crushes to key bones within the body.

What are the most common injuries?

These include sprains, strains, concussions, fractures and repetitive strain injuries (RSIs).

How is compensation calculated?

As we have mentioned in the sections above, you could claim for both the suffering, loss of amenity and pain of your injury as well as financial costs. But how do lawyers and courts work out what’s appropriate for your pain and suffering? As part of your claim, you would need to submit evidence relating to the costs and losses you’ve experienced from your injury. You could include payslips to prove loss of earnings, and bank statements, receipts and bills for other costs. When it comes to evidencing your pain and suffering, you’d need to provide medical evidence. You may think that your past medical notes would be sufficient to do this.

However, this is not enough. You would need to obtain an independent medical expert’s report. You would go and see this type of professional as part of your claim. They’d examine you and ask you relevant questions to get a picture of your injury and how it’s affecting/affected you. Based on their examination of you and their own professional knowledge, they would then write up a medical report. Courts and lawyers could use this alongside a publication called the Judicial College Guidelines. This could give them an idea of how much compensation could be an appropriate amount for your horse riding accident claim. The figures we used in the table on this page come from this publication. We have used the 2019 edition to give you an idea of what level of compensation could be appropriate.

How long does it take for an injury claim to payout?

If you are considering making horse riding accident claims against a person who has been negligent that had a duty of care towards you, you may wonder how long it would take for you to receive a settlement. Unfortunately, all claims are different, and we cannot give you an accurate timeline for when your claim would be settled. In some cases, where the liable party admits fault right away and offers a settlement, your claim could be settled relatively quickly. However, if they deny liability, or say that your injuries were not as bad as you have indicated, you might find that your claim takes longer to settle. Rest assured though, our lawyers would work as hard as possible so that your claim could not be delayed any further than necessary.

How are injury claims calculated?

Injury claims are calculated on a case specific basis. What this means is that all of the individual facts and circumstances of the case would be assessed when working out how much compensation could be appropriate. The medical evidence, as we have mentioned, would have a large part to play in determining how much injury compensation you would receive for pain and suffering. However, you would also need to submit evidence relating to the costs and losses you have experienced due to your horse riding accident. Courts and lawyers would take all this into account when determining how much compensation could be appropriate fuel specific claim.


Should you have any questions relating to horse riding accident claims / horse riding injury claims, please speak to one of our advisers.