A Guide To Horse Riding Injury Claims – How Much Compensation Can I Claim?

Whilst horse riding can be a very enjoyable pursuit and owing or riding a horse is a good way to explore the countryside, those working with or riding horses on a regular basis can be exposed to the risk of a horse riding injury. It should be noted that whilst it is not commonly thought to be, horse riding can be one of the most dangerous sporting activities people regularly participate in, with there being a variety of horse riding injuries from the mild to the life-altering severe. As a result of the potential dangers of horse riding, and though the number of people regularly riding horses is small, horse riding accidents happen on a regular basis.

Horse Riding Dangers
Horse riding is a popular and common activity, though the total number of people participating in the sport are not large compared to other activities. As we will see in statistics later in this article, horse riding also carries a much higher than average number of accidents and injuries. Horse riding injury types range from sprain, strains, and soft tissue injuries through to serious injuries to the head, brain, or spine. Each year there are approximately 10 fatal horse riding accidents.

Whilst a horse riding accident could be the result of actions or negligence in the part of the rider, or other person injured, they can be caused by someone else’s actions. So, what should you do if suffered a horse riding injury as a result of an accident which was not your fault? Injuries can happen to new riders, if they are placed on a horse which is not safe, or through events carried out when conditions (such as the weather) are dangerous. If your horse riding injury was caused by a third party, or was the result of an accident which was not your fault, you could be eligible to make a horse riding injury claim.

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A Guide To Horse Riding Injury Claims

If you have suffered from injuries associated with horse riding which were the result of someone else’s actions or negligence, you could be entitled to make a personal injury claim for the effects of your accident. In the sections below, we take you through the process of making a personal injury claim after a horse riding accident.

Horse Riding InjuryUnder the 1971 Animals Act, people are eligible to make a personal injury claim for injuries which arise from horse riding accidents. In order to successfully make a compensation claim you will need to clearly show who was responsible for your accident, or the circumstances which led to it happening. Claims for equestrian injuries may be brought against the person responsible for the horse (this could be the keeper or owner of the horse) or it could be the person, or persons, who organised the event at which the horse riding activity. Making a horse riding accident compensation claim could potentially be complex. As such, it is helpful to use a personal injury solicitor when making your complaint. The person or business you are making a claim against may dispute the claim and could insist that you had known of the risk before participating in the activity.

In the rest of the guide below, we will look at some of the most common types of horse riding accidents and injuries, as well as the most common reasons leading to compensation claims. We will also look at the best way to make a compensation claim, using a no win, no fee solicitor.

Statistics For Horse Riding Accidents And Injuries

Statistics show that horse riding injuries and accidents in the UK do happen and figures which are available show that 38 horse riders and around 222 horses were killed on the UK’s road network between 2010 and 2017. In 2014, there were also 100 cases of people being injured by a horse in some way. This represented a typical number of accidents and injuries. Further horse riding injury statistics for the same year show that one person was killed through other types of horse riding accidents, as well as 23 people who suffered a serious injury. Further to this, there was one child involved injured whilst horse riding.

What Are Horse Riding Accidents And Injuries?

Horse riding injuries are relatively common for people who participate in horse riding. Whilst many cases will involve relatively minor types of injuries, in the most serious of cases people can be left with life-changing horse riding back injuries, or injuries to the brain. Potentially, the victim could even suffer a fatal injury. There are numerous ways in which a horse riding accident or injury can happen, however these are some of the most common circumstances leading to injuries:

  • Injuries to a rider: the horse directly causing an injury by throwing the rider, or by kicking, or even by biting.
  • Workplace injuries: those working with horses could be injured by the horse whilst carrying out their duties.
  • Injuries caused by equipment: negligent maintenance of horse riding equipment could lead to accidents and injuries.
  • Road traffic accidents: there are a variety of different circumstances which can cause a horse riding road traffic accident.
  • Negligent training: a person being given a horse which is above their riding ability, or not being given enough training to ride a horse can cause accidents and injury. This could be caused by negligence on the part of the instructor or organiser.
  • Falls: being thrown or falling from a horse can cause a variety of different injuries.

The above injuries are some of the most common causes of accidents and injuries for people involved in horseback riding.

Am I Eligible To Make A Horse Riding Injury Claim?

For you to be eligible to make a personal injury claim for a horse riding accident, there are criteria which you or the circumstances surrounding your accident or injury must fulfil. These circumstances include:

  • Your horse riding injuries must have been caused wholly, or in part, by someone else’s negligence. You are not eligible to make a compensation claim if you were wholly responsible for your accident or injuries.
  • You need to be able to clearly demonstrate that this other party was liable/ responsible for your accident to be able to claim successfully.
  • Your accident needs to have happened in the last three years. Whilst there are some circumstances in which you can make a claim outside this time limit, it is the general rule.

If the circumstances of your accident fit these criteria, you may well be eligible to make a compensation claim for your horse riding injury.

Claims For Injuries Caused By Loose Horses

Horses should be kept in specified areas and should not be allowed or able to roam loose. If they do they can cause accidents or injuries to the public or cause road traffic accidents. If your injuries were caused by a horse which escaped from it’s paddock or stable, the owner of the horse or operator of the stables is liable. It could be shown that they were negligent or otherwise were responsible for the injuries which you suffered. In this case, you should be able to make a personal injury claim.

Claims For Car Accidents Caused By A Horse

Similarly to making a claim for an accident caused by a horse, you can claim against the owner, operator, or horse rider for road traffic accidents. Horse riders are considered road users by law, in a similar way to other types of drivers. If the horse or rider is the cause of an accident on the road the claims process will be conducted in the same way as making a claim against the driver of any type of vehicle.

There are, however, some circumstances which could contribute to making your claim being complex to carry out. If the horse was upset by another person (not the victim or rider) there could be split liability for your injuries. The process of making a compensation claim could then be less easy to do.

Accidents And Injuries At Work Caused By A Horse

Working with animals can carry inherent risks, and those working with horses are no different. Those working in stables, horse racing and other equestrian events, or a livery, could suffer horse related injuries and be eligible to make a compensation claim. Workplace horse riding injuries can be the fault of another member of staff, your employer or the party responsible for the horse. Those at fault could have been negligent in how they carried out their duties or could have failed to correctly follow relevant health and safety legislation/ steps.

What Are The Most Frequent Injuries From Horse Riding?

There are a wide range of different circumstances which can lead to a horse riding injury. As such, there are many different types of injury which can commonly result from an accident whilst riding or working with a horse. Below we have put together a list of some of the most common place injuries from riding a horse.

Horse riding leg injuries

When falling from a horse, or being kicked by one, people can suffer breaks and fractures to the legs. Other common horse riding leg injuries include damage to the connective tissues and other soft tissue injuries as well as sprain and strains.

Horse riding back injuries

Horse riding back injuries can range from the mild, through to the very serious, life-changing, and even in the most serious cases, fatal. Injury types include soft tissue injuries such as sprains, strains, and general pain, damage to the discs and conditions such as sciatica.

Horse riding upper body injuries

You can suffer a range of different injuries to parts of the upper body, such as the shoulders, arms, wrists, and hands. The injury types might include elbow damage, tendonitis and impinged nerves.

Horse riding injuries to the neck

When falling from a horse people can suffer neck injuries which cause similar damage to whiplash injuries, such as a soft tissue injuries to the neck as well as generalised neck pain, strains, and sprains.

There are a range of other types of internal and external injuries which you could suffer from horse riding or being around horses. If you have suffered a horse riding back injury or other type of injury, you can make a claim using a qualified and experienced personal injury lawyer.

How To Start Your Compensation Claim

Whilst making a horse riding injury or accident compensation claim may not be one of the most frequent types of personal injury claim which the personal injury lawyers we can provide work on, the process of starting any type of compensation claim is the same, and is always straight forward. To be able to start a personal injury claim with us, your first step will be to contact our team using the phone number, email address, or other contact information listed below. Our first step will then be to discuss the circumstances of your accident or injury with you. This will help us establish the facts of your claim, what injuries happened to you, and the effect that this has had upon you. After considering this, we will then be able to recommend to you whether or not to pursue a compensation claim. If we are able to help you, we may also be able to offer you a no win, no fee contract. Under such an agreement we will be able to remove any financial pressures from you. You can find out further information about no win, no fee claims below.

What Should You Do If You Have An Injury In A Horse Riding Accident

If you have been injured in a horse riding accident it is important that you follow certain steps (listed below) as these will help you to have a better chance of making a successful compensation claim. These steps can be even more important if you need to make a claim for a very serious injury, or on behalf of someone else after a fatal accident.

Getting medical help

Firstly make sure that you get any and all medical treatment and attention which you need. This is always the most important step that you can take. Your health should always be of paramount importance.

Getting treated at the doctors, an out-patients clinic, or at a hospital will also create an official record of the injuries you sustained. Your doctor will be able to record your horse riding injury. Make sure that you get a copy of this report as it can serve as evidence of your claim and can be used later in your case.

What to do at the scene of the accident

If possible, straight after your accident you should try and take pictures of the cause and scene of the accident. This creates a record of what caused it. Also, try to take pictures of your injuries when they are fresh as possible.

Were they any witnesses to your horse riding accident claims cause? If so, you should try and get their names and contact details. They may be able to provide witness statements at a later date, such as if the claim goes to court.

After the accident

The effects of your horse riding injury can be long lasting. You may have had to pay out-of-pocket expenses to travel to medical appointments, or to pay for things such as prescription medication. You may also have had to take time off work,had to reduce or alter your work duties or otherwise see your income (earnings or benefits) affected by your injury. Record any financial losses you have suffered as you may be able to claim part, or all, of these back at a later date as part of your horse riding accident compensation claim.

Following the steps set out above for this,or any other type of personal injury claim, will make the claims process run much smoother and give you a much better chance of making a successful claim.

What Can I Include In My Horse Riding Injury Claim

When calculating any form of personal injury claim, such as a horse riding accident compensation claim, there are several different factors which can go into making up your final award. These include:

General damages which is calculated on and paid out for the physical and psychological injuries and damage you have suffered. This can include the immediate effect the injuries had on you, as well as their long-term effects, such as temporary or permanent loss of function.

Special damages, which are awarded for effects of the injury on other parts of your life, such as any financial costs you have incurred and any you expect to incur in the future.

Costs. These can include the cost of any medical treatment which you have already had to pay, or which you are anticipating needing to pay in the future. It may also include the cost of travelling to places as a result of your injury.

The cost of care which is estimated based on any requirements that you currently have, or will have in the future for medical care (such as home help) incurred as a result of your injuries.

Funds to meet funeral costs. If the claimant has passed away due to a fatal accident, relatives may be able to claim the costs of the funeral from the party liable.

Whilst these are the most common forms of compensation, they are not exhaustive. To find out what and how much you could claim, contact our team today.

Horse Riding Injury Compensation Claims Calculator

Estimating the amount of compensation your claim could be worth is not always easy and without knowing the circumstances of your injury, we can not give you an accurate figure. In the table below we provide a list of common injuries and the typical settlements awarded for them.

Injury typeSeveritySettlement bandNotes
Foot injuryMild to amputation of both feetup to £176660Injuries to the feet ranging from very simple and minor soft tissue injuries through to the full amputation of both feet.
Leg injuryMinor to amputating legsup to £247,280Injuries to the leg which range from the simple through to very serious and minor soft tissue injuries through to the full amputation of both legs
Hand injuryMild to extremely seriousup to £176660Injuries to the hands which include everything from the very serious to the very minor.
Arm injuryMild to extremely seriousup to £263,060Injuries to the arms, which may include everything from the mild and minor to the very serious.
Back injuryMild to extremely seriousup to £141,150Injuries to the back with very serious to very mild damage. Whole variety of different injuries.
Neck injuryMild to extremely seriousup to £130,060Injuries to the neck and base of the head. May include injuries similar to whiplash injuries.
Full ParalysisQuadriplegiaup to £322,060Paralysis and quadriplegia.
Partial ParalysisParaplegiaup to £226,610Paraplegia and partially paralised.
Psychological injuriesSevereup to £92,240Long-term psychological effects due to a horse or riding accident.
Psychological injuriesModerately severeup to £43,710Medium-term psychological damage/ effects.
Psychological injuriesModerateup to £15,200Moderate and shorter-term psychological injuries.
Post-Traumatic Stress DisorderMinor to Severeup to £80,250Post Traumatic Stress Disorder.

The table above has been updated for 2018. If your injury is not listed, talk to our team today to find out more.

No Win No Fee Horse Riding Accident Claims

Have you been injured in a horse riding accident? Are you looking to make a no win, no fee personal injury claim? If so, you may be able to make a personal injury claim with our team. Choosing to make a personal injury claim without using a solicitor can be costly and very difficult to do. Using a no win, no fee service, you won’t have to make any payments before your case is fully concluded, and only if we successfully claim a settlement for you. If we do not manage to win your compensation settlement award, we will not charge you for your service. Contact our team today today to make a no win, no fee claim.

Personal Injury Claims For Horse Riding Accidents

Our team can help you to make a successful claim, acting as your claims management service. This will make sure that you have the best chance of getting a higher amount of compensation than when making a claim by yourself. We will take every possible step and action to make sure that we win your case. Will will also make sure that we always do everything we can to help you in the best possible way.

Contact Us Today

If you have had a horse riding injury and need help making a successful horse riding accident claim, talk to our team today. You can contact us by calling our team on 0800 073 8801. You can also send us an email to office@legalexpert.co.uk or view our further contact details here. .

Useful Resource

Horse riding safety from the ROSPA
Information and advice on horse riding safety from the Royal Society for the Prevention of Accidents

HSE Horse Riding Health and Safety
Safety and advice tips from the health and safety executive.

Think Road Safety for Horses
Health and safety tips for road safety with horses.