A Guide To Golf Course Accident Claims – How To Claim Compensation For A Injury On A Golf Course?

Golf course accident claimsBy Fern Easton. Last Updated 26th February 2021. Welcome to our guide on golf course accident claims. The guide below is intended as a primer to the legal process that is involved in making a golf course accident claim. Once you have read it, you should have adequate knowledge to begin making sensible choices about your own personal injury claim. As long as you are within the personal injury claims time limit, which our claims team can tell you about, this guide should be of use.

Because each claim has its own unique aspects, we likely haven’t answered every potential question you may have in this guide. If this turns out to be the case, don’t fret, we can still help you. Just give our claims team a quick call on 0800 073 8801. Explain your questions to them, and they will provide you with the answers you need.

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A Guide To Claims For Accidents On Golf Courses

The free online guide to accidents on golf courses and how to claim for them should answer many of the questions you may have about using a personal injury lawyer and how personal injury claims are handled. We start this guide at a logical point by giving a top-level overview of what a golf course accident is and why you could be able to make a claim if you are injured in one. We also provide a discussion of some of the key statistics related to this kind of accident. Additionally, we take a look at who might be liable for golf course accidents and why they could be pursued for damages.

In the middle part of the guide, we look at some of the most common kinds of golf course accidents and how you could be able to make a claim in similar circumstances. We cover a number of different kinds of accidents and also look at how faulty equipment can lead to accidents.

The last part of this guided relates to the monetary aspects of pursuing a compensation claim. We have included a list of some of the frequently awarded types of damages that a compensation settlement could comprise of. We have also published a table that details compensation ranges for common injuries. Finally, we introduce the service we offer and explain how we can provide you with a solicitor under a Conditional Fee Agreement (CFA) to process your claim for you.

If you have any questions related to what you have read in this guide or the overall process of making golf club injury claims, then you can get in touch with a claim advisor on the phone number down near the end of this guide. They will be able to provide you with more detailed information and also give you answers to any questions you may have.

What Is A Golf Course Accident?

Golf course accidents and other incidents that result in golf course injuries are accidents that can harm a golfer, a member of the public, or an employee at the golf course.

Not all golf course accidents are the responsibility of the golf club itself (we look at this situation in more detail further down this guide). Deciding who is liable to pay compensation is a vital part of the claims process.

If you are injured in a golfing injury that was not your fault, then as long as a third party was at least partially to blame, it could be possible for you to make a claim. In cases where the claimants are also partially the cause of the accident, the defendant will agree to a lowered level of liability. This is expressed as a percentage and will drive the level of compensation the claimant receives. If you have any questions about the claims process and your eligibility to make a claim, please speak to a member of our claims team today.

Statistics Highlighting The Dangers Of Golfing

Golf is a very popular participation sport. It is estimated that around 55 million in 206 countries play golf around the globe. Even though golf is considered to be a fairly low-risk sport, people can and do still suffer an injury at a golf course from time to time.

Studies show that the annual instance of injury in amateur golfers is between 15.8% and 40.9%. Professional golfers, who play more, suffer from injuries more frequently. 60%-88.5% of professional golfers will be injured while playing at some point in their life.

The most common injury is to the lower back. These injuries make up between 15% and 34%. This is followed by injuries to the shoulder, which make up 7% to 27%. The shoulder (4% to 19%) and wrist injuries (10%) are also quite common golfing injuries. It is estimated that somewhere in the region of 40,000 golfers require medical treatment to deal with accident-related injuries each year.

[Source: https://bjsm.bmj.com/content/51/1/12]

Accidents Which Could Happen On A Golf Course

There are a great many ways a golf course accident can come about. A golf course, and indeed the game itself, presents a pretty unique range of hazards that could result in an accident or injury. These could include:

  • Being hit by a golf ball.
  • A slip, trip or fall either on the golf course or in the clubhouse.
  • Being hit by a golf club.
  • Being run over by a golf cart or being involved in a crash whilst in a golf cart.
  • Faulty golf equipment causing an accident.
  • Self-inflicted soft tissue injuries such as rotator cuff.
  • Food-related illness due to eating contaminated food in the clubhouse.

As you can see, there are many ways you can be injured while playing golf or visiting a golf course. The simple truth of the matter is that any time you are injured in an accident that wasn’t your fault, you may have the valid basis of a claim. To find out if you are eligible to claim or not, explain your accident to a member of our claims team.

Injuries Caused By A Golf Cart Or Golf Buggy

Whether you are involved in a golf course crash while driving or riding in a golf buggy, or you are run over by a golf buggy, you could be able to make a claim if the accident was not your fault.

There are no restrictions on who can drive a golf cart other than those that are applied locally by the golf course itself. There is no need for a driving licence, and if the golf course allows it, people under the age of 18 can drive one. In the wrong hands, this makes a golf cart a very dangerous golf course hazard. We can help people who have been injured by a golf cart to make a claim. Speak to our claims team to learn more.

Injuries Caused By A Golf Club Or Ball

In this section, we will answer the question, can you sue for getting hit by a golf ball? We will also look at the damage to property by golf balls and who is responsible when a golf ball hits a house in the UK, for example.

Here, we have to discuss a concept known as the assumption of risk. When a golfer steps onto a golf course, they are deemed to have accepted the risks involved in playing the game, and this includes being hit by a golf ball. However, there are two situations in which you could be able to make a claim if you are hit by a golf ball. Firstly, if another player purposefully aimed a golf ball at you. Secondly, if you are using a driving range and the protective barriers fail to stop a golf ball from hitting you. If you need to find out whether you have a valid claim for injuries caused by a golf ball, speak to one of our claim advisors.

When private property is damaged by a golf ball, for example, a broken window in a house or a smashed car windscreen, it is generally the person that hit the ball that is liable to pay for the damage it has caused.

Injuries Caused By The Negligence On The Part Of A Golf Club

There are a great many ways a person can be harmed when playing golf, and some of these are the result of negligence on the part of the golf club itself. As examples of this:

  • A golfer slips, trips, or falls over a hazard on the fairway that should have been removed by the gold club.
  • The golf club rents faulty golfing equipment to a visitor, and this results in an injury.
  • A visitor to the clubhouse becomes ill after eating or drinking in the clubhouse restaurant, café or bar.

These are just a few examples of how the golf club could be liable. In each of these examples, the answer would be yes to the question, is a golf course liable for damages? If you believe you have a reason to make a claim against a golf club, discuss it with our claims team to find out if it is valid.

Liability For Golf Course Accidents

In this section, we look at the golf club duty of care the club has towards its members and also visiting public. To answer the question, Does golf club membership include insurance? The answer is generally, no, it does not. Some clubs may offer golf insurance as an extra, on top of membership fees. However, this will only be public liability insurance in case you damage the property of a third party.

The golf club itself must comply with all health and safety directives that relate to both the hospitality sector and also the leisure activity sector. If the golf club doesn’t comply fully, and this leads to a visitor to the golf club being injured, they could be liable to pay compensation.

To find out whether you have a valid reason to make a claim against your golf club, explain your accident to our claims team, they will tell you whether you have a potential claim or not.

Faulty Golfing Equipment Accident Claims

Many golf clubs offer visitors rental of golfing equipment. Additionally, the hire of golf carts or golf buggies is often available and, at some golf courses, compulsory. When this equipment is not maintained to a safe level, it can result in an accident or injury to the person using it (or driving it in the case of a golf buggy). If it can be proven that faulty equipment was to blame, then a personal injury solicitor could be able to process a compensation claim for the victim.

How To Start A Golf Course Accident Claim

Starting your golf accident, injury or illness claim is very straightforward. First of all, if you have been the victim of an accident at a golf course, there are some things you can do before starting your claim, such as:

  • Take photographs or video of the scene and the cause of the accident.
  • Gather the contact details of any witnesses.
  • Visit the hospital to have your injuries treated, even if they appear trivial in nature.
  • Keep a record of any financial or other losses you suffer due to the accident or your injuries.

Once you have taken action such as this, it is time to move on to making your claim. Follow these three simple steps to get the help you need.

  1. Call our claims team and have your questions answered.
  2. Discuss your claim with one of our claim advisors, who will evaluate it for you.
  3. If your claim appears valid, a solicitor will begin processing it for you.

Golf Course Accident Claims Calculator

You might be able to track down some form of an online tool or personal injury claims calculator that can estimate how much compensation you could be able to claim for your injuries. Also, this table below shows the ranges of compensation for different kinds of injuries.

What Type of Injury?How Severe Was It?Possible CompensationInformation
Injured handMinor to moderateUp to £12,460In this category, we would include all injuries that will health within 6 months. Generally, this will be skin and flesh injuries such as cuts and burns, as well as minor soft tissue injuries, as well is some minor fractures.
Moderate to serious£12,460 to £79,360All injuries that fall short of full amputation, and will take more than 6 months to heal. Dislocations, complex fractures, serious sprains, strains and other STI for example. In extreme cases, the victim will be left with some level of disability.
Amputation£102,890 to £189,110From amputation of just one hand, to the loss of both hands.
Injured wristMinor to severeUp to £56,180In this category, we would include all injuries that will health within 6 months. Generally, this will be skin and flesh injuries such as cuts and burns, as well as minor soft tissue injuries, as well is some minor fractures.
Injured fingerMinor to severeUp to £85,170Ranging from simple lacerations, burns, etc. through dislocations, soft tissue injuries such as sprains and strains, as well as fractures of all kinds, to complete loss of one or more fingers, including the middle and index fingers.
Injured thumbMinor to severeUp to £51,460Ranging from simple lacerations, burns, etc. through dislocations, soft tissue injuries such as sprains and strains, as well as fractures of all kinds, to complete loss of one or both thumbs.
Injured toeModerate to severeUp to £52,620Ranging from simple lacerations, burns, etc. through dislocations, soft tissue injuries such as sprains and strains, as well as fractures of all kinds, to complete loss of one or more toes.
Injured ankleMinor to very severeUp to £65,420Here, injuries would range upwards in severity from cuts, bruises, lacerations, etc. through dislocations and soft-tissue injuries such as sprains and strains, also fractures, to loss of use of one or both ankles.
Injured footMinor to moderateUp to £23,460In this category, we would include all injuries that will health within 6 months. Generally, this will be skin and flesh injuries such as cuts and burns, as well as minor soft tissue injuries, as well is some minor fractures.
Moderate to very severe£23,460 to £102,890All injuries that fall short of full amputation, and will take more than 6 months to heal. Dislocations, complex fractures, serious sprains, strains and other STI for example. In extreme cases, the victim will be left with some level of disability.
Amputation£78,800 to £189,110From amputation of just one foot, to the loss of both feet.

For a much more accurate estimate of the level of compensation you may be able to claim, our claims team will be able to arrange for a solicitor to value it for you.

How The Severity Of An Injury Is Judged

If you are on a golf course and are injured, the severity of your injuries will be evaluated in two parts. Firstly, the level of pain and suffering you were subjected to is evaluated. Secondly, the long-term implications of your injuries, and any disabilities they will result in, is evaluated. In some cases, the initial pain and suffering could be minor, but the long-term implications quite significant, or vice versa. In order to have your claim evaluate properly, you will need to undergo an impartial medical examination. The results of which can be submitted in support of your claim to prove your injuries.

Additional Forms Of Damages Golf Course Accident Victims Could Claim

  • General damages (these are paid for physical and psychological harm):
    • Loss of life quality – due to the negative effects of your injuries.
    • Permanent disability – if you will never recover fully.
    • Painful recovery – if the treatment will be long and traumatic.
    • Psychological damage – for depression, anxiety, post-traumatic stress disorder, etc.
    • Stress and trauma – caused by the accident.
    • Pain and suffering – as a result of the accident.
  • Special damages (these are paid for financial and other nonphysical losses):
    • Reduced future potential – if you won’t be able to work as much in the future.
    • Lost wages/salary – if you missed work.
    • Private medical costs – for any treatment you had to pay for.
    • The cost of care – for hiring a nurse or home help.
    • Travel costs – out of pocket travel expenses.

To find out what kinds of damages you could be able to claim in your own case, talk things over with our claims team they should be able to tell you.

No Win No Fee Golf Course Accident Claims

We can offer you a solicitor who will work under a No Win No Fee agreement to process your claim for you. This will mean that the monetary risks of making a claim have been somewhat mitigated. The fee structure works like this:

  1. You will not have to pay the solicitor upfront to start working on your claim.
  2. You will not have to pay the solicitor during the time it takes for them to process your claim for you.
  3. You will not have to pay the solicitor if they fail to secure you any compensation at all.
  4. You will need to pay your solicitor once they have received a compensation payment for you. The pre-agreed fee will be automatically deducted from the money received.

If you have any questions about how a No Win No Fee claim works, or you are ready to begin your claim right now, please speak to one of our claim advisors, who will help you further.

How We Could Help Victims Of Accidents On Golf Courses

We use plain English, without any legalese, to explain what we have been doing for you and keep you updated about your claim. We always aim to work transparently and answer any questions you have in a way you will understand fully. We will attempt to get you the most compensation we can and do all we can to ensure your claim is a success.

Start Your Golf Course Accident Claim Today

We can provide you with an accident and injury solicitor that could be able to process golf course injury claims successfully. All you need to do to get your claim started. Is to contact one of our claim advisors on 0800 073 8801.

Golf course accident claims- FAQs

Can you claim for getting hit by a golf ball? 

This depends. The question of liability in regards to a golf course can be a tricky one to determine. If you’ve been hit by a golf ball as part of an accident where nobody is to blame, and everyone involved took the proper levels of care and attention to ensure safety, then you may not be eligible to claim. However, you may be hit by a golf ball because of poor course design, like if you’re standing in an area that should be protected from errant golf balls, but the barriers failed to protect you. In this case, according to the Occupiers’ Liability Act 1957, the person in control of the public space hasn’t taken reasonable steps to ensure your safety while you’re using the space for the purpose intended. In this case, you may be able to make a claim.

If you’re wondering whether you’re eligible for compensation after a golf course accident, get in touch with our team today.

What is the average payout for a golf course injury claim in the UK?

The question “how much can I receive for my golf course injury claim?” is a difficult one to answer. This is because there are so many variables that go into determining how much you will receive. As well as the general damages for the injuries you’ve sustained, you’ll be awarded special damages based on any out-of-pocket expenses you’ve incurred because of your injuries. To chat with someone about your case in more detail and to see how much you could receive, get in touch with our team today.

Essential Resources

These external links contain information that might be useful to you:

Health And Safety For Leisure Activities

Health And Safety In The Hospitality Sector

NHS Information About Head Injuries And Concussion

These additional guides could also be helpful:

How To Claim For A Head Injury

Claiming For A Food Allergy

Shoulder Injury Claims

Article by Mac

Thank you for reading our guide on golf course accident claims.