Jersey Accident Claims Guide – How Much Could I Claim For An Accident On The Island Of Jersey?

By Jo Jeffries. Last updated 29th November 2021. Welcome to this guide on claiming for an accident on holiday in Jersey.

Jersey accident claims guide accident on holiday in Jersey

Jersey accident claims guide

If you were injured in Jersey in an accident that was not your fault, you may be wondering whether personal injury claims in Jersey work in the same way as they would in the UK. This guide aims to explain the steps you might need to take if you are injured in an accident on the island of Jersey and are considering making a compensation claim.

The guide covers some of the situations that could lead to a claim, explain how retaining the services of a personal injury solicitor would be beneficial, and go through some of the restrictions that may apply when making a claim for an accident in the Channel Islands which includes the personal injury claims time limit. The guide also explains how Accident Claims UK could provide assistance and support when seeking compensation.

If you would like to know more about the services offered or would like guidance on whether you could proceed with a Jersey personal injury claim, please call us on 0800 073 8801.

Select A Section

A Guide To Claims For An Accident On Jersey

Have you suffered some kind of injury in an accident on the island of Jersey? Was the accident the fault of someone else? If it was, and they had a duty of care towards your health and/or safety, and their failure in this duty led to your injuries, then you may be able to make a claim for compensation. Whether you were injured in an accident at work, a car accident, or an accident in a public place, a personal injury lawyer could help you make a claim to compensate you for your injuries if it can be proved that someone else was liable. This could be an employer, a business owner, or a local authority. You could even make compensation claims if you are injured on holiday in Jersey.

This guide aims to explain how to proceed with a compensation claim. At Accident Claims UK, we have a wealth of information and guidance to offer, and have created this guide to assist those who had an accident in the Channel Islands, specifically Jersey. The guide provides information on the options you have when looking to make a compensation claim, as well as showing how much compensation may be awarded for certain injuries.

What Is Accident On The Island Of Jersey?

This guide concentrates specifically on claims following an accident on the island of Jersey. Whether you were injured in a road traffic accident, a workplace accident, a Channel Islands boat accident, or a slip, trip or fall in a public place in Jersey, to make a claim, you would need to be able to prove that the following was true:

  • Someone had a duty of care towards you – this could be an employer, a public or private entity, a medical professional, a road user or someone else
  • That person was negligent or acted irresponsibly
  • Their negligence or irresponsible behaviour led to your accident
  • You suffered injuries because of the accident

You would also need to be within the personal injury claims time limit for claiming compensation from a third party. This may differ between claims. In England, the time limit for making claims is 3 years in most cases (although exceptions could occur).

However, when looking at an accident on the Island of Jersey, time limits could differ depending on the type of claim you were making. If you booked a package holiday to Jersey and you had an accident on holiday, for example, you may be claiming under the Package Travel Regulations, which would give you 2 years from the date of the accident in most instances. If you’re not sure of the time limit that would apply to your specific claim, a personal injury solicitor at Accident Claims would offer essential advice.

What Could Cause An Accident In Jersey?

There are a huge number of incidents that could give you cause to launch a personal injury claim in Jersey. If your injuries could have been avoided if a liable party had not acted as they did, then you may be able to make a claim for the following:

  • Clinical negligence
  • Workplace injuries
  • Injuries on holiday
  • Slips, trips or falls
  • Restaurant injuries/illnesses
  • And more…

Below, the guide covers the different types of claims mentioned above in more detail.

Jersey Accident At Work Claims

Do you work in Jersey and you suffered injuries because of an accident at work that could have been avoided? Was it your employer’s fault? If so, then you may be able to make a claim for your injuries. Your employer has a duty of care towards you as an employee. If they do not provide a safe workplace and adhere to health and safety rules, and you are injured because of their negligence, they could be liable to pay you compensation. Some ways in which an employer has a duty to keep you safe at work includes, but are not limited to the following:

  • Making regular risk assessments and acting to reduce the risks when identifying them
  • Ensuring that hazards in the workplace are reduced as much as is reasonably possible
  • Providing PPE where required to allow you to work safely
  • Train you to do your job safely
  • And more…

The actions that an employer should take in terms of your health and safety would depend entirely on the job you do and your work environment. If they are seen to be failing in their duty of care towards you, and you are injured in an accident because of this, then you could consider making a work accident claim against them.

Unlike the UK, there is no legal requirement in Jersey to report a workplace accident, but an employer may wish to do so if they feel there needs to be an investigation into an accident at work that left an employee or other person injured.

If they do not, then you may wish to report the accident yourself. You could do this by contacting:

Health and Safety Inspectorate

Philip Le Feuvre House,

La Motte Street,

St. Helier


An investigation against an employer may lead to prosecution under the Health and Safety at Work (Jersey) Law, 1989.

There are other types of workplace claims that could be made. If you have suffered a health condition relating to your work, and you feel that an employer could have prevented this from happening if they had taken reasonable action to reduce the risk, you could look into making a claim against them.


In terms of Asbestosis, some islanders who were exposed to asbestos which causes diffuse mesothelioma, could apply to the government for a compensation payout. However, it may be wise to get legal advice as to whether you should opt for this payout, or take action against an employer who you feel was negligent in terms of your exposure to asbestos.

Jersey Road Traffic Accident Claims

Have you had an accident on the Island of Jersey because of someone else’s dangerous or negligent behaviour on the road? If so, you may be able to make a Channel Islands accident claim for your injuries, whether you suffered anything from whiplash to back injuries, or even life-changing injuries. Also contact us for car accident claims advice.

There are certain rules you should follow if you are injured in a road accident on the island of Jersey. The full description of these rules could be found here.

If an accident occurs on the road, and it is thought that damage or injury has been caused, drivers should:

  • Stop
  • Ascertain whether there has been damage caused to vehicles (including unattended vehicles), property that doesn’t belong to those involved in the accident, or damage to a person or animal
  • If there has been damage, then the police should be informed and the vehicle should not be moved until permission from the police has been granted
  • If required, give name and address and insurance details to those involved. This includes details of the person who has registered the vehicle if they are not the operator (if a person does not comply with this, they could be fined or imprisoned

If, after an accident, you would like to look into whether you could claim compensation for your injuries, we would advise you to contact our team, who could talk you through your options.

Jersey Slip, Fall And Trip Accident Claims

Have you suffered injuries because of a slip, trip or fall accident on the island of Jersey? Depending on where you were at the time and whether someone else was at fault for your injuries, you may be eligible to make a Channel Islands injury claim.

There are many reasons why you could suffer an accident in Jersey. The Channel Islands are similar to many other places in terms of the hazards that could lead to slip, trip or fall accidents. These could include:

  • Wet flooring, where spillages have not been cleared or signposted
  • Frayed carpets, uneven/warped floorboards
  • Badly paved or broken paving in public areas
  • Obstructions to public pathways
  • Potholes or uneven pavement
  • And more…

Whether the incident happened inside or outside, if someone else was responsible for the safety of those using the area, you could consider making a claim for your accident and the injuries it caused you.

Jersey Medical Negligence Claims

Have you been seen or treated by a medical professional in Jersey? Whether you visited a Jersey Accident and Emergency department because of a holiday accident, or saw a GP in Jersey because you fell ill there, if negligence by medical staff in Jersey caused you harm, you may be able to make a medical negligence claim.

Medical negligence could happen in a number of different ways, including:

  • Surgical negligence
  • Misdiagnosis
  • Late diagnosis
  • Hospital negligence
  • Wrong prescription
  • Childbirth negligence
  • Dental negligence
  • And more…

In order for you to have a valid claim, you would need to prove that:

  • The healthcare professional had a duty of care towards you
  • They failed in this way
  • Their failure caused you harm
  • The harm could have been avoided had negligence not occurred

If you feel you could have cause to claim for medical negligence in Jersey, then why not give Accident Claims a call. We could take some of the specifics of your case and provide actionable advice on what you could do next.

Jersey Restaurant Accident Claims

Did your accident on the Island of Jersey happen in a restaurant? If you have been served food that was not free of contaminants and you suffered food poisoning as a result, or you had a hot drink spilt on you by serving staff, which caused you to suffer burns, you may be able to claim for compensation.

But, this is not the only reason you may want to claim compensation. If your accident in the Channel Islands involved you suffering an allergic reaction because you were served food with allergens in, when you had informed serving staff of your allergies, you may also be able to claim compensation for this. Allergies could be serious, and some of the effects from being exposed to allergens could even be life-threatening. If your allergic reaction could have been avoided if restaurant staff had not been negligent in the preparation/service of your food, then why not look into whether you could claim compensation for this?

Jersey Holiday Accident Claims

If you are injured on holiday, it may put a dampener on something you had been looking forward to. If you are injured in a holiday accident that was not your fault, then it could be even more frustrating. However, if it can be proved that your accident was someone else’s fault, and they could be held liable for your injuries, you may be able to claim compensation.

There are many ways in which you could be injured on holiday. A holiday accident on the island of Jersey could include:

  • A Channel Islands dive accident where the dive school were negligent in securing your breathing apparatus
  • A Channel Islands airport accident where you were injured by a broken luggage trolley
  • An accident on the island of Jersey where you were injured by broken furniture in your hotel room
  • A road traffic accident that occurred while you were travelling to or from your accommodation
  • And more…

No matter how your accident occurred in Jersey, speaking to our team could help you clarify whether you could be eligible to claim compensation.

Calculating Accident In Jersey Compensation Settlements

Injury settlements in personal injury cases could vary wildly, as there are so many different injuries that could be sustained. You may have come across a personal injury claims calculator online, but it would be prudent to note when using such a tool that the results you’d receive would only ever be a rough estimate of the potential damages, as it would not be possible for someone to put an accurate value on a claim before a medical assessment had been made by an independent expert.

Below, we have provided some guidance amounts for specific injuries that could be sustained in accidents on the island of Jersey that are based on the Judicial College. Again, this is only a rough guide, but it offers a quick snapshot of potential payouts that you may find of interest. If your injury is not included below, you might wish to call us and we could take a look at the guidelines for the specific injury you’ve suffered.

Injury Payout Notes
Food poisoning £8,950 to £18,020 Serious but short length of symptoms. Involving vomiting, diarrhoea, and discomfort remaining for around 2-4 weeks, with some longer term issues over the next 2 years with appetite and enjoyment of food.
Ankle injuries £12,900 to £24,950 Moderate injuries, such as ligament tears and fractures which could leave the claimant with risk of osteoarthritis in the future
Toe injuries £9,010 to £12,900 Serious injuries. Either serious damage to the great toe or multiple fractures of several others, or crush injuries of several others
Brain or head injury £2,070 to £11,980 Awards would be calculated based on the presence of symptoms such as headaches, and how severe the initial injury was
Neck injuries £61,710 to £122,860 Severe – causing damage to cervical spine discs, or fractures that are deemed to be serious.
Knee injuries £13,920 to £24,580 Dislocations, cartilage tears and more, which could leave instabilities and weakness or other future mild disability
Shoulder injuries £11,980 to £18,020 Serious – Damage such as dislocation and injury to the brachial plexus which could cause neck and shoulder pain
Clavicle fracture £4,830 to £11,490 The severity, level of disability and any remedial symptoms would be taken into account
Fracture of the index finger £8,550 to £11,480 A fracture that mends quickly but leaves impaired grip and the risk of osteoarthritis is high
Achilles tendon injury £11,820 to £19,770 Moderate – If there is a partial rupture or an injury to the tendon that is deemed to be significant

Additional Damages Which May Be Awarded

As well as the payments provided above for your injuries and your suffering, which are classed as general damages, you may also include within your claim the costs and losses you’ve sustained as a result of your accident on the island of Jersey. This could include:

  • Medical costs
  • Travel costs
  • Earning loss
  • Care costs
  • And more…

Keeping proof of any costs incurred is vital to being able to claim for them, so it could be wise to keep evidence together in one place so that you could access it easily.

No Win No Fee Claims For An Accident On The Island Of Jersey

If you’re worried whether you’d be risking your own funds by making a claim that may not be successful, then we could help by providing you with a No Win No Fee solicitor to take on your case. There would be no payment required to begin a claim of this type. You would be presented with an agreement that you would sign, in order to agree that your solicitor could be paid a proportion of your eventual settlement, and this would only be payable in the event of a successful payout. If your valid claim does not result in a payout, then you wouldn’t have to pay this fee. If you’d like to learn more about making claims in this way, please do get in touch with our team.

How We Could Help You To Make A Personal Injury Claim

At Accident Claims, we work hard to offer free, no-obligation advice you could count on. Whether you have questions about an accident on the island of Jersey, or you’d like to go ahead with a compensation claim, we are here to assist. If we feel that your accident could lead to compensation, we will tell you, and we’ll offer to provide a solicitor that could handle such claims for you. If we feel that you would not be eligible to claim, we would tell you. Either way, you do not have to take our advice or use our services. There is no obligation attached to calling us.

Contact Us About A Jersey Accident Claim

If you’ve decided to make a claim, then you can contact us in a variety of ways. Call 0800 073 8801 if you’d like to speak to an advisor right away or use our live chat. Alternatively, if you prefer, you could email or use our contact form instead. However you choose to contact us, we’ll be delighted to help you.

Essential Resources

Making a Cycle Accident Claim – Some information can be found here relating to cycle accidents.

A General Guide To Medical Negligence – Here is some more information about clinical negligence claims. You may find it useful.

Ankle Injury Claims – If you have injured your ankle, you may find the information here useful.

Advice From Jersey Police – If you’ve suffered injury in a road accident, then advice from Jersey police could be found here.

Emergency Advice In Jersey – Here you can find some useful advice if you’re in an emergency in Jersey.

About Crown Dependencies – Here, you can find information on crown dependencies. Jersey is a Crown dependency of the UK.

What evidence would be useful in helping me claim for an accident on holiday in Jersey?

If you have had an accident on holiday in Jersey, no matter what type of accident it was, if you intend to make a claim you would need evidence. The evidence you would need would largely depend on your injuries, and how the accident happened. In general terms though, you would need:

  • Evidence that the accident happened- this could include documentary statements from witnesses. It could also include CCTV footage in some cases, and also photographs of the scene if you have them. It could also be wise to write down what has happened to you immediately after the accident if you are able. This could serve as a record and could help refresh your memory when it comes to giving the statement.
  • Medical evidence of your injuries- an independent medical examination would be arranged for you. You would attend this appointment and the independent medical professional would examine you. They could also ask you some questions about the nature and severity of your injuries. They would then complete a medical report that could back up your injury claims.
  • Financial expenses evidence- if you intend on claiming special damages for the financial impact of your injury and accident, you would need documentary evidence. This could be in the way of bills, receipts or pay slips if you lost out on income.

To find out more about the evidence that could help back up your claim, please do not hesitate to get in touch with our friendly, knowledgeable team.

Could I claim for a fatal accident on holiday in Jersey?

Have you lost a loved one in a fatal accident that was not their fault in Jersey? If so, we could help you to make a claim for compensation. Your award could include damages for bereavement, funeral expenses, and in some cases loss of financial support.

we hope this guide to claiming for an accident on holiday in Jersey has been useful.