A Guide to Nursery and School Accident Claims – How Much Compensation Can I Claim?

When you send your children to school or nursery, you are essentially trusting that they will be looked after and kept from harm not just educated. Leaving your children in the care of teachers, nursery workers and staff is a big step for parents and the last thing you expect to happen is your child becomes victim of an accident or injury.

Your child suffering an injury at nursery or school is obviously heart breaking. Once you know your child’s injury has been attended to you may want to consider a compensation claim. Compensation for a child’s accident at school or nursery can help to fund future treatment, special equipment your child may require and also reimburse you as a parent for any work you may have had to miss in order to care for your child. You may also spark a policy change which will ensure no other child is hurt in the same manner.

This guide will look at the circumstances in which you can claim compensation for an accident or injury at nursery or school and the process you will need to go through to claim compensation.

Select a section

A guide to nursery or school compensation claims

You may not know for sure whether or not you can seek compensation for an accident which your child has suffered at school or nursery. However, as the school or nursery staff have a duty of care to your child, they can usually be held responsible for any accident and subsequent nursery accident claims and school accident claims – whichever is relevant. While some

Nursery school

Nursery school

accidents are clear case of negligence on the behalf of the teachers or staff; some cases are not so clear cut.

As a parent, it is important to know that there is help available to you at this time. There is professional advice available which will help you make an informed decision about whether or not you are able to make a claim and if so, how much compensation you can expect to receive.

Any accident compensation claim can be long and complicated, but this is especially so regarding school and nursery accident claims. This guide has been written to prepare parents who are considering starting a nursery or school accident claims after their child has had an accident whilst in nursery or school.

What can I claim for after my child’s accident at nursery or school?

After nursery accidents or school accidents there are several types of nursery and school accident claims which can be made. You can claim for damages to both your child who was involved in the accident and for yourself as their parent. Listed below are some of the types of claims you may be entitled to make:

  • General damages- this refers to the injury sustained by the child. Compensation is claimed for the severity of the injury and the pain and suffering endured. For example if your child is injured at school and breaks their arm you may claim broken arm at school compensation if the school were seen to be liable. Also, if a severe injury has been sustained and the child is suffering psychological symptoms, such as anxiety, this is covered in general damages.
  • Special damages- less common in school or nursery accident claims, this compensation category covers any lost earnings on behalf of the child. While not usual with school and nursery aged children, it does cover any financial loss for child actors or child models who miss jobs after accidents in a nursery setting or school.
  • Special damages for parents/guardians/carers- quite common in nursery and school accident claims, this category covers loss of earnings for parents/guardians/carers who have to miss work in order to look after the injured child. If there is likely to be ongoing care required and the parent/guardian/carer needs to give up work to care for the child/infant; future loss of earnings will be taken into consideration in any nursery or school accident claims.
  • Travel expenses- after you child has an accident at nursery or school you can include travel expenses as part of your claim for compensation. This includes any cost of travel to hospital after the accident, costs of transport and parking for visits to hospital as well as transportation costs to follow-up hospital appointments.
  • Medical expenses- this category includes any cost of treatment for the initial injury after a child had an accident at nursery or school as well as the costs involved in long term treatment the injury and any other issues which arise from the initial injury. This category also includes costs of any specialised equipment or modifications needed to the home or vehicles following a severe accident at school or nursery. You can also include the cost of any counselling or psychiatric help, if you have had to seek private treatment.
  • Psychiatric care- while you can include the cost of the psychiatric care following an accident at school or nursery in general damages or medical expenses, if your child is expected to face long term psychological trauma following an accident; the law has made special provision in compensation claims to take this often-unseen impact into consideration.

These categories are the most commonly claimed for in accident compensation claims, however there are more specific categories. You should seek the advice of a qualified professional to see if any other categories relate to your specific accident compensation claim.

No win, no fee school and nursery compensation claims

If your child has suffered as a result of an accident at school or nursery which you believe could have been prevented, then you don’t want to have the added worry of a financial burden in your quest for justice and compensation. Many parents are put off claiming for the compensation they deserve because of the potential of large legal fees.

This is why we operate on a no win, no fee basis for school and nursery accident claims. When we take on your claim for compensation there is no upfront fee and if the claim is unsuccessful, you won’t be asked to pay a penny.

If we are successful in obtaining a compensation pay out for your child’s nursery or school accident, whether you are claiming against a school or claiming against a nursery then we will deduct our fee from your final compensation amount. You can be assured that even though this amount will vary from case to case, it will never exceed 25% of your compensation amount.

Accidents at school or nursery- who is responsible?

When you child is at nursery or school, the establishment is responsible for their health and safety. Your child’s school or nursery has a duty of care toward your child and so any accident or injury sustained whilst under their care can be seen as a breach of that duty and responsibility. Accident at school procedures and accident at nursery policy should be clear as to what needs to be done in these cases.

Every school and nursery should have their own health and safety policy which is designed to keep you child safe whilst in their care. Even if an accident could be perceived as being the fault of a child, there should have been staff and measures in place to ensure that an accident didn’t occur.

Most accidents at school or nursery are down to negligence; either on behalf of the staff for not performing their role correctly, or on behalf of the establishment for failing to provide a safe environment for your child. Either way there is liability to be held and a case for compensation.

If your child was injured at school by another child, or your child was injured at nursery by another child, then compensation claims can be more complex. The law in the UK protects any child from prosecution however, in most cases the blame still lies with the establishment for not protecting your child from harm.

Reasons for school and nursery compensation claims

While there are many reasons why a parent/guardian/carer may claim for compensation following a child’s accident at school or nursery, here is a list of incidents in a nursery or school that could lead to a claim:

  • Unsafe environment- if your child’s school or nursery exposed your child to an unsafe environment which lead to their accident then this is certainly one of the incidents that may occur in a nursery or school that could lead to nursery or school accident claims. Examples of unsafe environments include exposed sharp edges and corners on surfaces in a nursery. Old, rusty, damages and unsafe play equipment n gyms or playgrounds. Unrestricted access to deep water, roads or pubic pathways.
  • Inadequate staff training or inadequate staffing levels- all nurseries should outline their child to staff ratio in their policies as they are regulated by law as to how many children of a certain age one staff member can look after as too few staff can cause children to be unsupervised which is when many accidents occur. Examples of accidents in a nursery have led to deaths, as per the case of the Millie’s Trust founders’ daughter. There should also be adequately trained senior staff on premises at all times as well as at least one first aid trained member of staff. If any of these issues were present at the time of your child’s accident, then you have grounds for a compensation claim.
  • Staff negligence- if your child’s accident or injury was caused by the staff at their school or nursery neglecting their duties or their incompetence in regard to their role, then you have good grounds for a compensation claim if your child is injured at school in the UK.

Almost every accident in a school or nursery will be have one of these causes at their root. If you are unsure whether any of these causes relate to your claim, then you should seek the advice of a trained expert.

Can I claim for a school or nursery accident which is not recent?

The general rule for personal injury claims is usually three years, however when it comes to children the rules are a little different. The three year time period begins once the child turns 18 so, if your child has had an accident or injury at school or nursery, they have until their 21st birthday to make a claim for compensation.

While it is always a good idea to make a compensation claim as early as possible to increase the chances of success, the effect of seemingly minor accidents or injuries may not be felt for years in the future. Long term pain, related health problems or psychological problems may only surface years after the accident and as long as you child has not reached their 21st birthday, you can still make a claim for monetary compensation.

How do I make a claim against a school or nursery?

The distress of seeing your child hurt or injured is trauma enough without having to deal with the stress and anguish a lawsuit can bring. This is why it is so important to seek out the advice, guidance and help of a claims expert as soon as you can.

There are few things in life which are as painful as seeing your child hurt and upset. As a parent, once you have tended to the needs of your injured child, you will want to seek justice for them and while a monetary pay out will not ease their pain, it will help to ensure that you can take all the time you need to be there with them during their recovery.

Most firms will make the process of claiming for compensation after an accident at school or nursery as easy as possible as they will understand the stress you will already be under. Seeking the help of a reputable expert should be high on your list of priorities.

Before your start your compensation claim

At the start of any compensation claim, it is important to know the facts. With claims for accidents at school or nursery, parental concern and anxiety combined with the pain the child is in can mean that the details of the accident can get confused. Asking children, especially young children, to recall an upsetting event correctly or in detail is always going to be a challenge.

When trying to ascertain what happened to cause your child’s injury at school or nursery it is important to remain calm and ask easy questions which do not require overly detailed answers – especially if your child is injured at school by another child – UK children are often reluctant to get others in trouble so it’s essential to tread carefully. In order to get a full picture of the accident and how the injury occurred, here are some good prompting questions you should ask your child:

  • Where did the accident happen?
  • Where you alone?
  • Where was the teacher/staff member?
  • What were you doing at the time?
  • Were there any other children there?
  • Did anyone tell you to stop doing what you were doing?

Once you have the basics of what happened you can ask more detailed questions but remember to keep it simple the younger the child is. You may want to ask these questions over a period of time to avoid stressing or worrying your child into giving incorrect answers.

Once you now what happened it is essential that any accident is reported to the school or nursery as they have a legal responsibility to report any serious accident to the Health and Safety Executive (HSE). You cannot make a claim for compensation after an accident if you have not reported it to your child’s school or nursery. Once you have, you can now begin your claim for compensation.

Making your nursery or school accident compensation claim

Without the right help and guidance it is near impossible to press a claim for damages and monetary compensation effectively. If you want to make sure that you see the compensation your child deserves after an accident at school or nursery, then it is vital that you seek help from a qualified expert as soon as possible.

Every claim for compensation should start with a detailed consultancy session. If you choose to let us help you with your school or nursery accident claims, then we will use this free session to get to the facts so that we are fully equipped to act on your and your child’s behalf. We will offer our expert advice on whether or not you have a valid claim for compensation and offer guidance on the best moves to make next.

It is a good idea to find out whether or not your school or nursery has reported your child’s accident to the HSE or not. You can contact the HSE directly to find out whether or not this has been done. You use this information about what types of accidents need to be reported to the HSE to help understand how serious the school or nursery are considering your child’s accident to be.

In almost all cases, we will take on your nursery or school accident claims for compensation for you under a no win, no fee guarantee. If, for whatever reason, we are unsuccessful in your claim for compensation then you won’t be charged a penny. If we do manage to achieve a successful outcome, then our fees will be taken from your monetary damages awarded by the courts. The amount our fees equate to does vary with each individual case, but we will never take more than 25% of your overall compensation amount. We will never ask you to pay anything upfront so no matter what your current financial standings, you can rest assured that you can start your compensation claim without the burden of additional drains on your finances.

The compensation amounts you might expect from a school or nursery accident

When you are considering making a claim for compensation after your child has experienced an injury or accident at nursery or school, you may wonder how much compensation you can expect. While there are no guarantees, as every case is different, and amounts are awarded on an individual basis, there are some average amounts which can be used as a guide, so you can roughly estimate how much your claim for compensation could achieve.

The table below shows the rough top and bottom end of amounts you may receive as part of a nursery of school compensation claim:

InjurySeverityEstimated compensation amountSeverityEstimated compensation amount
Head injuryMinor£2,000Severe£300,000
Face injuryMinor£2,100Severe£73,000
Ear injuryMinor£3,000Severe£100,000
Eye injuryMinor£1,700Severe£200,000
Back injuryMinor£500Severe£120,000
Neck injuryMinor£1,800Severe£110,000
Shoulder injuryMinor£300Severe£35,000
Arm injuryMinor£4,500Severe£220,000
Elbow injuryMinor£3,000Severe£40,000
Hand injuryMinor£700Severe£150,000
Wrist injuryMinor£2,500Severe£42,000
Finger injuryMinor£300Severe£65,000
Leg injuryMinor£1,900Severe£200,000
Knee injuryMinor£4,800Severe£70,000
Ankle injuryMinor£10,000Severe£53,000
AchillesMinor£5,000Severe£30,000
Foot injuryMinor£5,000Severe£150,000
Toe injuryMinor£4,000Severe£40,000

It is important to note that the figures in the table above are estimates gathered using previous case examples and that these figures do not include any special damages for children or adults. They also do not include any compensation for psychological trauma. As both these variables differ so much from case to case it is impossible to guess how much compensation may be awarded.

If you are looking to claim for any long-term or ongoing medical or psychological issues, then you will need expert medical opinion to produce to the courts to prove this. We can help to put you in touch with a professional who can arrange someone to perform a thorough evaluation of your child and their case.

Why choose us to help you with your nursery or school accident compensation claim?

When you are looking for monetary compensation claim to help you care for your child in their recovery from an accident at nursery or school, you want to know you are getting the best help and advice. We years of experience helping parents, guardians and carers get the best compensation deal we can for them and their children.

We understand that this is a traumatic and stressful time for not just you, but your child too, and so we take a careful and considerate approach when conducting a claim for compensation for a child. This is one of the reasons why we offer most of our clients a no win, no fee agreement; not having to worry about any upfront fees helps to reduce the stress and worry for parents. If your claim is unsuccessful then you won’t be charged any fees at all. If we are successful, as is very often the case, we will only ever take a maximum of 25% of the compensation you are awarded as our fees.

We make claiming for compensation for your child after an accident and school or nursery simple and easy. Your case will be in trusted, expert hands as you concentrate on looking after your child after their accident.

Get in touch for free expert advice and information about starting your claim for compensation

Your child having an accident at school or nursery is every parent’s worst nightmare. When your child is entrusted with teachers or nursery staff who betray their duty of care to look after them and keep them from harm, the trust you had in them is irrevocably broken. In an accident at school or nursery who pays? The parents with stress and worry, the child with possible injuries? Or perhaps the establishment that has allowed this to happen by their negligent behaviour should pay.

Nurseries and schools are responsible for the health and safety of your children and so any accident that befalls them while they are in their care is ultimately their fault. Whether or not your child believes they may have caused their accident doesn’t matter; they were being looked after by teachers or nursery staff who should have measures in place which ensure accidents don’t happen.

If your child has been let down and fallen victim to an accident or injury, then you should contact us as soon as possible so that we can arrange to meet with you to get your full account of how the accident or injury occurred. Then we can advise you on the best steps to take next and if you agree, we can help you in your claim for compensation. Working on a no win, no fee basis we won’t ask for any upfront fees, but we will give you our expert service for school and nursery accident claims as we aim to get you as much compensation as we can. Our fees will only be deducted from any final monetary amount we secure for you and your child.

You have nothing to lose by coming to us to handle your claim for compensation. Contact us on 0800 073 8801 today to find out whether or not you can claim for compensation if your child has had an accident at school or nursery.

Helpful Links

 

Health and safety guidance for education providers

The HSE website has a wealth of information for education providers to help ensure that risks are kept to a minimum for both workers and children.

Government Health and safety for school children

Schools in the UK are responsible for your child’s safety when they are at school or even on a school trip in the UK or abroad.

Tell Ofsted about a serious childcare incident

If you want to report your child’s injury incident to Ofsted you can check out this link here.